Prairie Eco-Thrifter

JANUARY 19, 2015

There are tricks you can use to save more money even IF your budget is very tight. Earmark this money for an emergency fund, a new car fund, a vacation fund, whatever you would like. If you use credit cards, another great source of free money is credit card rewards. But it doesn’t have to be.

Money 100

Money 2015 Emergency Fund Bills 100

Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Well, kids, your parents lied to you – money does grow on trees. A money tree starts out growing slowly, so small at first that you don’t even think it is there.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. I have been using it ever since. Emergency Savings = Last Resort. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

JULY 28, 2014

I started counting it, tracking it, and trying to grow it. Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. Money stopped being a burden and became a hobby, something I enjoyed and thrived on- literally.

Hobby 189

Hobby Money Making Goals 189

For the Mommas

JANUARY 19, 2016

If you are one of the many people who have a little or a lot of debt accumulated through credit cards or other ways, use this opportunity to pay some of it back. Add to Your Emergency Fund. An emergency fund can never have too much money in it. An emergency fund can never have too much money in it.

Taxes 40

Taxes Emergency Fund Debt Money 40

Family Balance Sheet

JUNE 30, 2015

Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Share your vision by joining the growing community of women inspired in the comments below, or on Twitter using the hashtag #womeninspired. I broke my goals into two categories: Financial and Personal. Start saving for college.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. Our son was growing, and we knew we wanted to provide him with extracurricular activities that made sense for him — music and sports and scouting. However, this isn’t always the case.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Penny Pinchin' Mom

JANUARY 16, 2024

Also see: The Best Personal Financial Books for Young Families Get a Financial Advisor A financial advisor will help you do three things: Get a hold of your expenditures Structure your savings Maximize your investments These are all steps that, if practiced consistently, will help you grow your personal wealth in the long run.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

NOVEMBER 17, 2018

Ultimately, if you were the person responsible for paying the bills in your home, and you didn’t have much of an emergency fund in place, there’s a chance that you’ll need to seek out the assistance of a personal loan between you and your partner until you get back on your feet. 2. Stay Organized.

Hunts 138

Hunts Emergency Fund Re-use At&T 138

Prairie Eco-Thrifter

JULY 4, 2011

These days, there is an ever-growing concern about the safety of our personal information when it is shared over the World Wide Web. Sean Smarty from Grow Money talks about How to Invest During College. Many of us should have started earlier don’t you think? My parents have helped us in the past.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

AUGUST 15, 2012

However, right now we don’t grind down wheat to use in our regular meals. If you have a garden, much of your produce can be bottled or frozen and used in your food storage scheme. I remember helping my mother prepare corn and peas for the freezer while growing up.

Storage 229

Storage Building Home Bank 229

Prairie Eco-Thrifter

MAY 26, 2016

Instead of saving, we could take some bigger risks to try to grow our money. But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow. We could take on debt to grow using other people’s money.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

OCTOBER 20, 2014

After all, there may still be useful life left in it, no reason to trash it just because one little thing goes wrong. Things that can cause injury or harm, things that if left unattended will grow worse. We have a structural engineer coming tomorrow to tell us what he thinks should be done to fix it. Why tolerate broken?

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

APRIL 4, 2024

Building a portfolio that has at least some less-risky assets can be useful in helping you ride out volatility in the market. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. If you opt for only low-risk investments, you’re likely to lose purchasing power over time.

April 52

April Lowes CD Bank 52

Family Balance Sheet

FEBRUARY 2, 2017

Shannon from Growing Slower says her most powerful strategy to achieving their goal was to write it down and have a plan. She and her husband also used a visual motivation chart posted on their refrigerator. goals to get us there. She nailed her goal and is continuing to grow her business. Save for emergencies.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

MAY 6, 2016

Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. What are some of the methods used for investing? Stock picking formulas. Technical analysis (chartists).

401K 100

401K Money Emergency Fund Goals 100

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Be a savvy spender by using coupons. If you are new to using coupons, I recommend that you check out Couponing: Where to Begin.

2014 88

2014 Saving Bills Emergency Fund 88

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Be a savvy spender by using coupons. If you are new to using coupons, I recommend that you check out Couponing: Where to Begin.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

FEBRUARY 4, 2015

She writes at Growing Slower. Tell us about you and your family. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Here’s a tutorial for how to use the Debt Snowball Calculator to get out of debt faster.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Be a savvy spender by using coupons. If you are new to using coupons, I recommend that you check out Couponing: Where to Begin.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

JANUARY 17, 2018

We bought a used pop-up several years ago and it was one of the best decisions for our family We absolutely adore camping, and we’d like to upgrade to a travel trailer. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Save a starter Home Emergency Fund. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Combined with my extra income, this $600/year (give or take $25) really helped boost my savings and therefor my emergency fund. We make things far too complicated; start with these small things and watch your savings grow!

Building 225

Building Emergency Fund Money Savings Account 225

The Frugal Girl

JANUARY 29, 2024

We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat. We also grow a large garden & lots of flowers, fruit trees & a 100-year-old grapevine. We have sheep, an old goat, chickens, guineas, dogs & cats. What’s one thing you splurge on?

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

FEBRUARY 3, 2016

I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget. We then celebrated by going out to get ice cream, and used a gift card.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

That is an extremely small amount of interest on a house because of how quickly we paid it off, but to us, that is $11,000 that could have gone into investments or been used elsewhere. I rarely use coupons. I just didn’t have time for it, nor did I enjoy it or use many of the items that had coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100