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Savings Goal Calculator – NerdWallet

Savings Corner

Saving enough money for the future starts with a plan. Whether you’ve set your sights on a new car, wedding or emergency fund, chipping away at the cost little by little can help you get there. Tax Filing Webinar — Jan. Tax Filing Webinar — Jan. You can turn to NerdWallet’s money saving tips for guidance.

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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! I built a monthly system to set aside money specifically for our yearly bills and while I still dread writing those large checks, I am no longer paralyzed by it. property & school taxes – due yearly.

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For Better Savings: Use Sub Accounts to Differentiate Your Goals

Prairie Eco-Thrifter

It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal. The same applies to a vacation, home down payment, or anything else.

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Is Now The Time to Buy a Home?

Prairie Eco-Thrifter

Often times you hear of home ownership referred to as the American dream, but this isn’t always the case. There are numerous factors to consider when deciding whether to buy your first home or to continue renting – especially when you’re out of college. Maintenance fund. Low Credit Score.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

We’ve had several instances over the years that have shaped how we viewed and managed our money. Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Our first storm: 2007.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

The PA governor has shut down all non-essential businesses indefinitely and we’ve now been ordered to stay at home unless traveling to essential jobs, needed supplies, or outdoor exercise as long as we practice social distancing. I have written often about the importance of an emergency fund. Cash is King.

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How Much Car Can I Afford?

Savings Corner

Experts typically recommend spending no more than 20 percent of take-home pay on a car. However, you still need to put money down — and you’ll be paying to maintain a car you ultimately will not own. Edmunds recommends that a new car payment be no more than 15 percent of your monthly take-home pay.

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