article thumbnail

5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

I couldn’t imagine making the monthly payments for the full term of the loans, so I concocted an idea to pay them off early and wrote our Debt Freedom Plan. A leaky roof was one of the priorities to give you an idea. Our journey to debt freedom started back in 2013 when we found ourselves saddled with business and student loans.

Debt 130
article thumbnail

How We Frugal-ed in June 2023

Family Balance Sheet

However, we all agreed that the existing furniture was not comfortable, especially to watch movies. We found a really cute set for a great sale price at Big Lots…of all places–I had no idea they sold furniture. So we started shopping around and were shocked to find how expensive outdoor furniture has become.

Frugal 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Our Debt Freedom Plan | Marriage & Money

Family Balance Sheet

Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. But we needed a plan. Our Debt Freedom Plan.

Debt 100
article thumbnail

Saving Your Pennies For A Rainy Day

Prairie Eco-Thrifter

If you are hard pressed to find ways to save money, here are some ideas to help get you started. Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. Share your ideas below! Separate Your Wants From Your Needs.

Bank 265
article thumbnail

2012 Financial Goals

Family Balance Sheet

The kids were in the back seat watching a movie and we were in the front seat reviewing 2011 and strategizing for the upcoming year. Increase Family Emergency Fund to Six Months Salary. My husband and I have some ideas about how much we want to contribute and we definitely need to devise a game plan this year.

article thumbnail

Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Life has a tendency to make drastic changes quickly, and if you do not have a plan or idea of how these changes might change your life, you are going to be in very deep trouble. Watch out! , Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. A plan B is a must in any home. .

article thumbnail

10 Savvy Ways to Save in 2014

Saving Cents With Sense

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. Pack a lunch and watch your savings grow. Here are some DIY ideas: Make Your Own Foamy Hand Soap.

2014 88