Prairie Eco-Thrifter

MAY 21, 2013

If you don’t have an emergency fund in order to make at least the approximate payment of your anticipated mortgage and expenses, you are not ready to make the leap into home ownership. Tax considerations are also important because of the deductions and depreciation savings that can come with owning your own home.

Home 186

Home Emergency Fund Buy Buying 186

Savings Corner

DECEMBER 25, 2023

Use a leasing versus buying calculator to calculate your potential savings. Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. With research, you can learn what to expect in state sales taxes and title and vehicle registration fees.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

AUGUST 15, 2012

You can cross-reference your food storage list to sales flyers and coupons if you are really looking to save. If this is the case, save up your food storage money for two or three weeks, setting it aside, and then make the larger storage purchase when you have the funds. Each week, buy something on your food storage list.

Storage 229

Storage Building Home Bank 229

Family Balance Sheet

JANUARY 3, 2012

Increase Family Emergency Fund to Six Months Salary. Currently, we have about 3 months salary saved, but we are self-employed and should have a six month security net. Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. I need to do some research on this one.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

NOVEMBER 30, 2014

This retired teacher spent a lot of time researching companies at the Boston Public Library. Put the savings you made at the grocery with coupons into the savings account. My spouse was exceptionally persistent in putting every $20 birthday check into our savings account, year after year after year. Keep saving.

Virginia 160

Virginia Money Real Estate Growing 160

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money. Risk: If you remove funds from a CD early, you’ll typically lose some of the interest you earned.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage. Today I’m going to talk about getting those emergency funds going. It can save you time and headache, and maybe even a few bucks too. Some freedom.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. If not, we’ll start saving in 2019.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

DECEMBER 24, 2023

Homeowners should consider the size of their emergency fund, as well as whether they would prefer to pay more to transfer additional risk and limit unexpected costs. Check to see if bundling coverage is worthwhile Homeowners can often save by bundling insurance coverage. No homeowner wants to face a problem getting a claim paid.

Homeowner Insurance 52

Homeowner Insurance Insurance December Emergency Fund 52

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Let’s look at some of these strategies now. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We could no longer afford traditional health insurance, so we researched other options and took a leap of faith with a health sharing ministry.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

DECEMBER 25, 2023

Benefits of a larger down payment Saving enough money for a substantial down payment takes time, so a zero- or low-down-payment requirement may speed up your ability to buy a home. With that in mind, here are some other factors to consider when planning for the size of your down payment: Keep some savings in the bank. Shop around.

Insurance 52

Insurance Home Refinancing Money 52

Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? Canada – RSP Home Buyers’ Plan Do you have a Registered Retirement Savings Plan (RRSP)?

Money 186

Money Home Debt Buy 186

Prairie Eco-Thrifter

MARCH 4, 2013

Your job is secure, your emergency fund is in place and you are diligently saving for retirement. You’ve done all your research and understand your risk level, the asset allocations you want between various classes of investments and you have your eye on a company in which you’d like to own some shares.

Fair-Trade 188

Fair-Trade At&T Emergency Fund Cycle 188