Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. A personal loan is money borrowed from a lender that can be used for nearly any purpose. Consolidate debt: You can use a personal loan to consolidate expensive debt, such as credit card debt.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! Was there a particular event? That observation brought back the flood of stories she and my grandfather told about coming to the US from Cuba with no money and starting over in their late 30s. I no longer use credit cards – only debit cards or cash.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

In it, I list all of our financial accounts, doctors, important documents and other things they would need to get to (such as life insurance companies) when we are both gone. I give the name of the item, the location, a contact number and an identifier for them to use when referencing it. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

SEPTEMBER 9, 2014

Was there a particular event? I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. No, although we inadvertently used the debt snowball method without having heard of it. What are your financial goals now?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

FEBRUARY 4, 2015

By the grace of God, it took us just under 9 months to pay it off. Was there a particular event? We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. After we got out of debt, we did pay cash for a used car.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 19, 2014

Was there a particular event? We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. We sold extra items that we weren’t using through Craigslist and garage sales. What are your financial goals now? What inspired you to get debt free?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

NOVEMBER 5, 2014

Was there a particular event? I went through Dave Ramsey’s Financial Peace University when I was 18 years old. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. For us, it was saving money. What are your financial goals now?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

SEPTEMBER 20, 2016

Was there a particular event? We started cooking at home more, a big issue for us was eating out. We used up what we had. If married, who initiated the debt free goal? We went and saw Dave Ramsey at a live speaking event in Dallas, ha! To not count on debt being a tool we can use. I am very happy.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”. (At The first half of 2017 was non-eventful in regards to our health.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JULY 22, 2015

After putting together a budget, it took us 18 months to pay off all of that debt! Was there a particular event? I cancelled my gym membership because I rarely used it. We combined our auto insurance policies since we had just got married which saved us a good chunk of money. What are your financial goals now?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

AUGUST 11, 2014

Was there a particular event? Use this to develop a budget & determine where you will cut back. (If Use cash system with envelopes for your over spending areas. What are your financial goals now? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1.

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JUNE 16, 2015

It took us about 2 years to do it. Was there a particular event? There were several things that led to us finally deciding we had enough. The problem is my husband and I are both pretty stubborn and we basically refused to see the situation right in front of us for a really long time. What are your financial goals now?

Debt 100

Debt Debt Free Finds Goals 100

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. For example, language teachers and stock-picking advice may use this model.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

JULY 2, 2015

However, with my husband being an architect and an overall really handy guy, we decided that fixing up the house and selling it could give us enough profit to at least pay off a big chunk of our debt. It took us two years of my husband working full-time at his job and then using every other second to work on the house.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

APRIL 1, 2015

It was many years of over spending and not having a plan for our money that led us to that point. Was there a particular event? After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

MARCH 4, 2015

Was there a particular event? Losing my job should have been the event that made me change my ways and catapult me into living a different lifestyle, but it wasn’t. In fact, I used the best strategies I read about and developed a plan of action that best suited my particular situation. I had $50,784.35 No, I didn’t.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

FEBRUARY 18, 2015

Was there a particular event? We really changed our language – this includes being intentional about how we use the words “want” and “need.” ” By doing this, it really has helped us gain a lot of peace and contentment in our lives as we have found we really don’t “need” much at all.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

APRIL 19, 2016

Was there a particular event? I sold old stuff I no longer used/wanted. No longer was I able to participate the way I used to so that caused a lot of stress. What are your financial goals now? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

JANUARY 19, 2012

My friend and I used to run together in college.ok, so our destination was Dairy Queen, but it was at least a 3 mile run round trip. I found over the years that if I didn't have an event to work towards, I could easily talk myself out of exercise. 5 Steps to Succeeding Your Goals. Set a Specific Goal. Enlist Support.

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

JANUARY 21, 2015

It took use about 10 years because we didn’t get serious until the 11th hour. Was there a particular event? We agree on what happens to our extra cash and discuss weekly our goals for saving and investing as well as any big ticket purchases on the horizon. What are your financial goals now?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 7, 2015

We ended up using my remaining collage savings to pay that off. Was there a particular event? To be able to give to people freely – because as God has blessed us, so we want to be able to bless others. Don’t be afraid to be around us. What are your financial goals now? Oh and toilet paper.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JULY 13, 2016

Drew has a side website company and live event production called Ask Drew How. Was there a particular event? Drew was the “spender” and used to buy tech toys, gadgets, etc. What are your financial goals now? Drew 29, Farrah 27, Daisy 2, Scarlett 1. Drew works full time for Department of Defense.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

SEPTEMBER 29, 2016

Was there a particular event? We used (and currently still follow) Dave Ramsey’s Baby Steps. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement).

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 3, 2016

Was there a particular event? I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget. We then celebrated by going out to get ice cream, and used a gift card.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JANUARY 20, 2017

out and it gave us the momentum we needed to focus on all of our other. Was there a particular event? working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. We committed to using a cash budget, and we talked daily at.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

AUGUST 5, 2015

Our lives have been forever changed and our opportunity to financial success in the future are greater than they could have ever been! Was there a particular event? 2 years ago we were noticing our family was accumulating a lot of bad behaviors with our health, financial and quality time as a family.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

MAY 27, 2015

Was there a particular event? There were two things that inspired us to pay off debt. That is an extremely small amount of interest on a house because of how quickly we paid it off, but to us, that is $11,000 that could have gone into investments or been used elsewhere. I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! Finally that careful financial tightrope I was walking came tumbling down. Was there a particular event? What are your financial goals now?

Debt 100

Debt Finds Debt Free Pay Off Debt 100