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The Age Old Question: Should You Pay Off Debt or Save?

Penny Pinchin' Mom

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. What gives? Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

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Do I Need a Financial Advisor? When it’s worth it

Savings Corner

What financial advisors do A financial advisor helps individuals manage their money and map out their financial futures. For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

Here, let me show you: Say, for example, that your family is used to a certain high-end brand of cereal, but your analysis has shown that it’s too expensive and should be part of the things you cut out of your monthly budget to shore up that 20%. Maybe a game night, a movie, or even giving each other cooking lessons over some Tequila?

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The High Price of Excuses, Justification, and Avoidance.

Prairie Eco-Thrifter

I can give you a million ideas and ways to change your situation, but you have to be willing to do the work. This was such a perfect example. As for my acquaintance, there are only so many options and alternatives I can give. Yeah…but…. Get Organized'

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A Sweeter Way to Cook Your Budget

Prairie Eco-Thrifter

How you start your budgeting process is an important ingredient to giving purpose to your budget. Once you’ve made some financial goals that motivate and inspire you, try and put dollar amounts around them. Once your financial goals and costs are set, now you add in your income and expenses.

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

Family Balance Sheet

Include anything that you’d like to add to give the reader an idea about your personality. For example, it took us about 3 years to pay off a combined $17,000 in credit card debt, but later we managed to pay off twice as much in 3 years on about the same income. What are your financial goals now? Where are you from?

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