Family Balance Sheet

FEBRUARY 1, 2023

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This blog was based on my very first spreadsheet, the Family Balance Sheet. That first family balances sheet sparked my love for spreadsheets, and over the years I created many more out of necessity.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

OCTOBER 16, 2017

Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Value of your home – outstanding debt on your home = Equity).

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

FEBRUARY 18, 2014

Chapter 17 in this book is titled, “Why not run the family office?” ” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence.

Office 182

Office Money Family Finance 182

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. Cautiously, we’re turning our attention back to our savings goals. 2019 Debt Freedom Plan Update.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

MARCH 11, 2021

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. Spring is also a good time to get your financial house in order. I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. Review your Yearly Goals.

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Do you keep your family in a survival mode? Why You Should Conduct a Financial Analysis. Arranging a family financial analysis is very important to long term financial success. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you….

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

OCTOBER 18, 2019

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. Our 2019 Financial Goal. We can now move on to other financial goals. 1 – Save a starter Home Emergency Fund. 5 – Cash flow a family trip to celebrate. .

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 10, 2012

Sunday lunch spent with extended family. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Money conversations aren't always easy to have, yet I feel that for me and my husband they are so imperative to the stability of our marriage and our home.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Family Camping to Watkins Glen KOA. Restaurants.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

APRIL 2, 2022

As a family, we are looking forward to camping trips, a week at the beach, and cookouts with friends. It’s a helpful visual for everyone in my family as we anticipate our summer fun. How much is summer going to cost you and your family? The following list of summer activities is family-friendly, fun, and easy on the budget.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

MAY 5, 2014

We used to go out to dinner every Friday night, but we’ve put a stop to that treat as we work through some of our financial goals. But I still want to make our Friday dinner IN a fun, yet inexpensive family night. When I came home for lunch, I punched down the risen dough and put it in the fridge until dinner prep.

Homemade 222

Homemade Pizza Main Dishes Financial Goals 222

Family Balance Sheet

JUNE 17, 2018

Here’s a peek at what’s going on with me, my family, and our life. We sent them off on Monday morning and they came home Saturday afternoon. Our home was very quiet and we missed our girls terribly, but we had a wonderful week too. This month’s challenge: Create a Financial Vision Board. Date night!

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. Update (or create) your Family Balance Sheet. M – measurable.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JANUARY 2, 2014

My life, my schedule, my priorities, my home, and what goes on in my head have all been very chaotic and suffocating lately. The never ending piles of mail, school papers, and work that seem to stack up on every flat surface of my home. Declutter our home so it’s peaceful and functional. Until this year. Blah, blah, blah.

2014 160

2014 Financial Goals Goals Cycle 160

Family Balance Sheet

MARCH 6, 2012

Designate a Family Office Manager. No surprise there; I write a blog about family finances. But I also want to be the Family Office Manager (FOM). The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. Airlines Refund of $400 + $200 credit We flew to Florida in March to visit family. Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). I decided to be productive in those early morning hours and I updated our Family Balance Sheet and that’s when I realized why I was so antsy. However, I’m still in love with Instagram and I just started a profile for Family Balance Sheet. We knocked this out of the park.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

SEPTEMBER 15, 2017

Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Dinner #2 is our actual family dinner. If you have a recipe that your family is devouring, please send it my way!

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. DONE 2013. . |

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

SEPTEMBER 8, 2017

Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. When I got home, I washed the apples in some vinegar water and made my first batch of homemade sugar-free applesauce of the season.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

JANUARY 5, 2019

My husband and I decided that every one in my family must pick a word. Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. The post My Word for 2019 appeared first on Family Balance Sheet.

2019 100

2019 Recycle Recycled Recycling 100

Family Balance Sheet

JULY 13, 2016

Tell us about you and your family. We have a family of 4. We love to shoot photos and videos and focus on family and a healthy marriage. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. We teach FPU, we lead friends and family.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Friday: Homemade Ham & Bean Soup , homemade sugar-free applesauce This soup takes some time from start to finish, but I work from home on Fridays, so I had the time. Home Brewed Ice Tea.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

FEBRUARY 4, 2015

Tell us about you and your family. He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. Today’s Debt Free Story is from Shannon.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 19, 2014

Tell us about you and your family. San Antonio, Texas is our home when we aren’t traveling the world. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. Daniel took on an extra job doing support work for an online company that he could do from home.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here, let me show you: Say, for example, that your family is used to a certain high-end brand of cereal, but your analysis has shown that it’s too expensive and should be part of the things you cut out of your monthly budget to shore up that 20%. My family chooses to eat out once per week, for example. So, what do you do?

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You were raised in different families and had different familial and educational experiences. You may have different needs and desires and goals for your life. Perhaps she wants to live in an elegant older home but he won’t put up with the many repairs and remodeling tasks needed to make it actually livable.

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. Tell us about you and your family. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Who handles the day-to-day finances in your home or do you work on it equally?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning. And how big?

Goals 52

Goals Debt Taxes Insurance 52

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Tell us about you and your family. It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JANUARY 5, 2018

Time is a commodity that you don’t get back, and I need to make the most of it while my kids are still young and at home. I can loaf on the couch when they leave the nest, but for now I need to focus on my family, my health, and my time. These are just my personal goals. My motivation: Focus on family time and needs.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Get the family involved. Ask your family for suggestions. Refer to your family’s activity calendar. Refer to your family’s activity calendar.

Meals 186

Meals Simple Menu Planning Menu Plans 186