Family Balance Sheet

FEBRUARY 1, 2023

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This blog was based on my very first spreadsheet, the Family Balance Sheet. That first family balances sheet sparked my love for spreadsheets, and over the years I created many more out of necessity.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

DECEMBER 1, 2014

In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. I’m convinced that I’ve had such good luck achieving many of my financial goals because I write them down and keep myself accountable. The most important step is to create realistic goals.

Goals 209

Goals Financial Goals December Motivation 209

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. In January 2020, we had a lot of savings goals. My word for 2021 is INCREASE.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. Set a goal for yourself for February.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money. How did you do in January? Surprisingly I was able to walk out with nothing for myself.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. In January, I found $370 to put towards our debt: 1. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Track our cashflow.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. Last summer my husband started volunteering at the Y in exchange for a free family membership and now we have all of the benefits of the gym, but not the monthly fee. And his hours at the Y fit into his and our family’s schedule well. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

MARCH 11, 2021

Spring is also a good time to get your financial house in order. I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12?

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 10, 2012

A sunny day in the middle of January called us outdoors. Sunday lunch spent with extended family. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. The third section is for our 2012 Financial Goals. Life happened this weekend.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

JANUARY 2, 2014

It’s been a trend every January and I’ve always found it interesting to read other bloggers’ posts about their one word. Declutter our schedule so there is more family time. Declutter our budget so we can reach our financial goals. Just one word to focus on during the upcoming year. Until this year.

2014 160

2014 Financial Goals Goals Cycle 160

Family Balance Sheet

APRIL 1, 2011

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. When was the last time you reviewed them. Create or update your balance sheet.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

MARCH 12, 2015

For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? 7 Ways to Spring Clean Your Finances.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JANUARY 5, 2019

It’s been a trend every January and I’ve always found it interesting to read how other people have come up with their one word. My husband and I decided that every one in my family must pick a word. Our main financial goal is to pay off our last non-mortgage loan. Just one word to focus on during the upcoming year.

2019 100

2019 Recycle Recycled Recycling 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

It is just a fun night with friends and family rooting for their team and munching on whatever potluck treats were brought. I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor.

January 113

January February Debt Personal Finance 113

Prairie Eco-Thrifter

JANUARY 19, 2014

Sure, I had fun, and I’ve very much enjoyed seeing my family and friends, but I am in need of a major detox – of everything. I am not a day-to-day drinker; in fact, I only have a glass of wine or two when I am with other friends or family members that also drink wine. . Excess spending, excess eating, excess drinking.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Family Balance Sheet

APRIL 9, 2021

We celebrated both occasions with a family cruise that we paid for with cash. During our debt payoff mode, we camped and went on beach trips with extended family, but never left the country…honestly, we never left the east coast. Once Non-Mortgage Debts are paid, cash flow a FAMILY TRIP TO DISNEY. Update: DONE Sept 2019!!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. .” Celebrate with an epic family trip.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JULY 1, 2011

Did you make personal, financial or professional goals or plans back in January for 2011? The half way mark of the year is a great time to reflect back on yearly goals and plans to check your progress and make any adjustments, changes or additions. Have you created and updated your Family Balance Sheet?

July 124

July Goals Financial Goals Kids and Family 124

Family Balance Sheet

JANUARY 5, 2018

2017 was a great year, but for some reason I did not create personal goals for myself last January. Everyone who rocks goals talks about accountability, so this year I’m sharing a few top personal goals that I made for myself and I’ll update you throughout the year on my progress. 6) Family night.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

FEBRUARY 4, 2015

Tell us about you and your family. In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. We had always been a one-car family since we were first married, but our live and work situations changed to where a second car would be a huge help. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. During the year, as we receive any financial information, it is filed in a folder for that institution/account. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Not only do I need to get control of our grocery spending again, but I also am challenging myself with a new budget for January. Get the family involved.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. February Update. The Choose Thrift First Challenge.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. One of the frames was perfect for what I needed.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 9 – Collect your change.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MARCH 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. One of the frames was perfect for what I needed.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. Our grocery budget since January has been $450 , which is down from an average of $600 last year, but I wanted to see if I could get it to $400 for March. I felt like March was somewhat of a success.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. As soon as she was able, she caught up with her school work, and was on track when she returned to school on January 2. Our main financial goal for 2018 is to save $10k for our Annual Household Portion with Medi-Share.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

AUGUST 11, 2014

Tell us about you and your family. The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially.

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

AUGUST 4, 2014

Tell us about you and your family. With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. What are your financial goals now? They blog at 2 Copper Coins. Where are you from?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JANUARY 19, 2012

In January 2011, after a quick online search, I found a race in the fall that was close to home and I would have plenty of time to train. I learned so much that I hope to apply these lessons to my personal and financial goals for 2012. 5 Steps to Succeeding Your Goals. Set a Specific Goal.

Goals 127

Goals Dairy Queen 2011 2012 127