Family Balance Sheet

OCTOBER 11, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

Finance 100

Finance Organic Organization Financial Goals 100

Family Balance Sheet

OCTOBER 31, 2014

On October 1, I embarked on a month long series, 31 Days to Organize Your Finances. It was my goal to help you have a detailed financial plan for your family by the end of the month. And I think I achieved my goal, but I’ll be honest, towards the end of the month I was ready to talk/write/read about other topics.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. They are also there working with you to help you reach your goals; even those financial goals. If we put our mind and actions to reaching a goal then we will complete it. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. No surprise there; I write a blog about family finances. I developed this spreadsheet years ago, as a way to communicate our finances with my husband.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

NOVEMBER 5, 2014

I went through Dave Ramsey’s Financial Peace University when I was 18 years old. That inspired me to be intentional with my finances and to follow Dave’s six steps. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. Who initiated the debt free goal?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

NOVEMBER 19, 2014

Who initiated the debt free goal? Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

FEBRUARY 4, 2015

I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. If married, who initiated the debt free goal? Once we both took a look at our budget and finances, it was clear what we needed to do. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

AUGUST 4, 2014

It’s not specifically for debt repayment, but if he hadn’t built up the courage to ask for the raise that he deserved, we wouldn’t have moved as quickly toward our goals. Who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

SEPTEMBER 9, 2014

Who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. If married, who initiated the debt free goal? The short term sacrifice was for the long term goal of being debt free.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JULY 22, 2015

I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. I have a passion to help people take control of their finances so that they can live the life they want to have. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

JUNE 16, 2015

Decide here and now what your goals are and write them down. Who initiated the debt free goal? We had a rough few years financially and we just looked at each other one day and realized we couldn’t live like that anymore. Who handles the day-to-day finances in your home or do you work on it equally? Write down your goals.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

MARCH 18, 2015

We paid off our law school and car loans several years ago, just because we didn’t like having them hang over our heads, but then we took a Financial Peace University class and made it our goal to pay off our house as well. If married, who initiated the debt free goal? What are your financial goals now?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. More diligence with finances brought in more income producing opportunities for us. For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 18, 2015

When this happened we not only were devastated emotionally, but would end up going to have our finances basically implode a few weeks after this. Dave Ramsey’s FPU (Financial Peace University). Who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. If married, who initiated the debt free goal? How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

SEPTEMBER 20, 2016

He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. A HUGE chunk of that thanks to my husband. Thank goodness its illegal to sell cute little children, because I would have gotten a pretty penny for my son. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JULY 2, 2015

This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world. We save and try to manage our finances, but do so with an openness to give money away as well. What are your financial goals now?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JULY 13, 2016

Working together, sharing the same goals and vision, talking about milestones. If married, who initiated the debt free goal? We would keep our goals on paper on the fridge. Drew would figure out the numbers and shuffle things around and brainstorm ways to make the money or sell something to get the goal accomplished.

Debt 100

Debt Debt Free Finds Home 100

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. His Financial Peace University teaches people how to make the right decisions regarding money and empowers them to achieve their financial goals.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. If married, who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Savings Corner

DECEMBER 24, 2023

Sellers still have an edge in many areas, thanks to a continued scarcity of houses, and no one expects a dramatic housing market crash. Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” All this has made 2023 something of a transitional year.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). If married, who initiated the debt free goal? How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. A life goal of ours is. If married, who initiated the debt free goal? with my youth group.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

The Frugal Girl

MARCH 4, 2024

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income. Make your goals visual. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Financially speaking, he focuses on building the business and I focus on managing our home and finances. In 2020, we still use and are thankful for Medi-share. We moved the goal post multiple times.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MAY 27, 2015

Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Our house was $150,000 (thank you Texas for affordable houses) and the thought of paying over half a million dollars for it (due to interest) made us sick to our stomach. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I will NEVER finance a car again. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash!

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. I felt a lot of relief when I was finally debt free and actually made a new goal to pay off my house as quickly as possible. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. However, over time, as the debt grew thanks to interest charges and mismanagement on my part, the monthly payments started to grow out of control. What are your financial goals now? Initially it all seemed fine.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

Who initiated the debt free goal? I initiated the debt free goal. At the end of the day, the ex boyfriend was kicking and screaming over my crazy debt free goal, but it proved to be indicative of his general behavior pattern. Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JANUARY 7, 2015

We swore we would never finance a car again. If married, who initiated the debt free goal? We both were on board with the debt-free goal. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? Hahahahaha! And deodorant.

Debt Free 100

Debt Free Debt Budgeting Budget 100