Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Family finances can be tricky! Provide your family with a desirable quality of life while still ensuring that your family’s finances are secure for the future. I would know.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

MARCH 8, 2017

So do finances. If you give the same care to you finances that you give your garden, both should grow. You wouldn’t think of planting your day lily in the middle of an interstate, so don’t think of planting your finances in a hostile environment. It’s the same way with finances. Use good stock.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

JANUARY 10, 2012

When my husband and I are focused on our goals , we nail them. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. I created our Family Balance Sheet years ago as a way for me to communicate the state of our finances to my husband.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

MARCH 12, 2015

For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. 7 Ways to Spring Clean Your Finances. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11?

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JULY 28, 2014

To make money management something you enjoy and to successfully incorporate it into your daily life, you have to get excited about it. Find something to motivate you into becoming financially literate. Those small and steady contributions are what make the big things happen. How to Start. Track Your Progress. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. They are also there working with you to help you reach your goals; even those financial goals. I know I sometimes get bogged down with too many options and I can take forever to make a decision. If we make effort we will succeed.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

DECEMBER 30, 2013

As you might expect, especially among personal finance bloggers, financial resolutions are pretty popular. What if you are ready to take your finances to the next level? If you are looking for a way to financially level up, here are 4 strategies that can help you make better money resolutions. Educate Yourself.

Financial Goals 186

Financial Goals Goals Finance Money 186

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. However, knowing your numbers will help you determine and make a plan for the messiness. How much or how little do we spend?

Family 241

Family Debt Finance Kids and Family 241

Saving With Shellie

JULY 29, 2011

Today I thought I’d take a minute to go over some ideas to set smart financial goals. If you have ever taken a business class, you’ve learned about setting goals that follow the SMART acronym. So, take your Savings.com Savings Pledge goal and see how your plan measures up against the SMART method?

Financial Goals 53

Financial Goals Goals Netflix November 53

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. I created it as a way to communicate our finances to my husband. Are you ready for a fresh start?

Budgeting 130

Budgeting Budget Family Property Taxes 130

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. You are one emergency short of losing track of your finances. Should you pay off debt or save? What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

MARCH 10, 2013

To get ahead in life, you need to make more good decisions than bad. Good decisions can result in your ability to get a better job, make more money, save more money, invest for gain and other steps that help you end up in financial plus land. How does one go about making more good decisions than bad ones?

Making 240

Making Home Financial Goals At&T 240

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I’m going to double down on my efforts to reduce our spending, but I will also need to find and make extra money. Mid-Life & Finances.

2016 100

2016 Money Financial Goals Debt 100

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. In other words, the recipe makes the exact opposite of what I truly want: a nice, thick and moist cookie. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Really get into the “why” behind your financial decisions. Decide on Separate vs. Joint Spending.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. No surprise there; I write a blog about family finances. I developed this spreadsheet years ago, as a way to communicate our finances with my husband.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

JULY 28, 2013

How have you divided up financial chores and is that working well? Are you making progress towards the life and finances you want? Sometimes it helps to take time out and just stare out the window while you consider these and other financial thoughts. Talk finances with your family for 15 minutes. Why or why not?

Activism 229

Activism Goals Kids and Family Finance 229

Savings Corner

DECEMBER 24, 2023

There might come a time where you need to call in reinforcements and hire a financial advisor, especially when you’re making big decisions with your money. Not everyone’s financial situation calls for the extra help, but there are some instances where you might need one. Here are three key reasons why you may need assistance.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

OCTOBER 9, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

NOVEMBER 5, 2014

I went through Dave Ramsey’s Financial Peace University when I was 18 years old. That inspired me to be intentional with my finances and to follow Dave’s six steps. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. Make paying off debt a priority.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

MARCH 24, 2013

It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. Set your financial goals. In order to meet some financial goals, you must take some level of risk. In order to meet some financial goals, you must take some level of risk.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. I also took on the role, because I had an interest in the topic of personal finance.

Office 182

Office Money Family Finance 182

Prairie Eco-Thrifter

APRIL 10, 2014

Me: Could you make your commute time productive somehow? Some people just want to complain about what they don’t have and what they can’t do rather than doing what it takes to make it work. You can continue to justify and “yeah, but” your way to zero, or you can take action and make a change. Me: Maybe a cheaper neighborhood?

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget provides you with a financial roadmap to get to where you want to be in life. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

MARCH 23, 2015

If you surround yourself with nay-sayers who don’t believe that you can change your financial circumstances, you are unlikely to do so. Make sure that is what you want. Before you start down the path to financial independence (which admittedly can be a long one), figure out if you want it badly enough.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Understand the risks to peer loans and you may just find one of your best tools in personal finance. Answering Your Top Credit Questions How Increased Interest Rates Affect Your Finances.

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). The last loan was his student loan and I wanted him to make that final payment. That book has changed my outlook on reusing, recycling, making do, and rethinking one use products. My outlook on our finances is a bit different now that we tackled paying off our non-mortgage debts.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. The first question is how much money do you make? Set Financial Goals. Without careful planning and setting these goals, your bottom line suffers.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

NOVEMBER 19, 2014

Who initiated the debt free goal? Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

When you are trying to improve your financial situation, one of the moves to make is to change the way you spend money. Looking at your motivations helps you figure out how to address the problem, and to make long-term changes to your spending behaviors. Do you want to donate to charity and make the world a better place?

Motivation 250

Motivation Money Goals Finance 250

Prairie Eco-Thrifter

MARCH 3, 2012

Here is a list of foods that you don’t have to buy organic (some people refer to it as the clean 15 ) as they are not heavily sprayed with pesticides making them healthier options. Guest Post Author Bio: Mary blogs at World of Finance where she strives to help people learn how to make managing their money easy.

Budgeting 213

Budgeting Budget Finance Desserts 213

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. Clean out and organize paper files for personal finances. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100