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Family Budget Spreadsheets 2021

Family Balance Sheet

If your fresh start for the New Year includes improving your finances, you are not alone! Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. I created it as a way to communicate our finances to my husband. Are you ready for a fresh start?

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Doing so will empower you to make the best decisions for your family — and your wallet. Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Make a list of what’s important to you in a home. Buying a house: A step-by-step guide 1.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Short refinance Caret Down If you’re struggling to make your mortgage payments and are at risk of foreclosure, your lender might offer you a short refinance.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. I grew up in banking and held other finance-related positions during my working years.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. For informational purposes only.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts.

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