article thumbnail

Resolve to Regularly Discuss Your Finances with Your Spouse

Family Balance Sheet

It was a great weekend, except for one thing: my husband and I didn't have a much needed money talk. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Column H = Interest rate or finance charge. What home improvements need to be done?

Finance 138
article thumbnail

Meet a Reader | JenRR from the Midwest

The Frugal Girl

How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. What’s the “why” behind your money-saving efforts? After I became a mother, finances became much more complicated. My garden.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Prairie Eco-Thrifter Was Included in Seven Carnivals This Week

Prairie Eco-Thrifter

Many thanks to The Skilled Investor for including my post, Home Improvements that Pay You Back in the Carnival of Financial Planning – Edition #214 as well as My Wealth Builder for including it in the The Wealth Builder Carnival #57.

article thumbnail

What Is A Personal Loan?

Savings Corner

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52
article thumbnail

Cash-Out Refinancing: How It Works, When To Do It

Savings Corner

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. A cash-out refinance turns your home’s equity into cash by replacing your current mortgage with a new, larger mortgage. How can I use the money from a cash-out refinance?

article thumbnail

Are Peer Loans Too Risky or the Way of the Future?

Prairie Eco-Thrifter

If the loan is fully funded, the money is released to the borrower’s bank account and monthly payments are made directly to the website. I talked to Ron Suber, President of Prosper Marketplace, last week and about growth in other loan types including: small business, home improvement, travel and medical expenses. Money Tips'

Debt 188
article thumbnail

Home Renovation Techniques

Prairie Eco-Thrifter

It is true that you definitely need money to renovate a home but spending more than you can afford is something that you can avoid. Here are techniques you can use to minimize your spending but still renovate your home. You might want to consider financing the work if that option is available to you.