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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

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How Much Car Can I Afford?

Savings Corner

Edmunds recommends that a new car payment be no more than 15 percent of your monthly take-home pay. A used car payment should be no more than 10 percent, but that number varies by expert. For some buyers, financing a vehicle may make sense when balanced as a part of their larger financial picture.

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Benefit from My Financial Mistakes

Prairie Eco-Thrifter

It would have pleased my folks if I had accepted and it would have helped our finances out too! Although we kept our automobiles for 8 – 10 years, I bought most of them new AND never dickered with the car salesman. Over the years, I made it pretty plain that I was going to stand on my own two feet and not accept parental help.

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5 Insurance Issues for Entrepreneurs

Prairie Eco-Thrifter

The cost of health insurance is tax-deductible for entrepreneurs in the United States. If you use cars, trucks, vans, or other vehicles as part of your business, you need to make sure that they are properly covered. You need to cover that lack on your own. Consider protecting your business assets with liability coverage.

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

We got an unexpected tax return, which of course went toward the loans. Once we both took a look at our budget and finances, it was clear what we needed to do. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

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