Saving With Shellie

JULY 29, 2011

Today I thought I’d take a minute to go over some ideas to set smart financial goals. If you have ever taken a business class, you’ve learned about setting goals that follow the SMART acronym. So, take your Savings.com Savings Pledge goal and see how your plan measures up against the SMART method? Measurable.

Financial Goals 53

Financial Goals Goals Netflix November 53

Prairie Eco-Thrifter

JULY 28, 2014

To make money management something you enjoy and to successfully incorporate it into your daily life, you have to get excited about it. Find something to motivate you into becoming financially literate. The important thing is to get started; any major goal that inspires you to do that is a good start. How to Start.

Hobby 189

Hobby Money Making Goals 189

Koupon Karen

DECEMBER 15, 2023

Set up financial goals The first step to developing tailored services is understanding your business’s financial goals. When setting up your financial venture , it’s crucial to identify your short-term and long-term objectives: be it having an investment fund to fuel your operations or a profit target for the fiscal year.

Financial Goals 52

Financial Goals Goals Software Tools 52

Family Balance Sheet

JANUARY 2, 2021

After 2019, I had a lot of hope for finding a word for 2020 but struggled to find one that was meaningful to me. After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. You might find some interesting habits.

February 100

February Frugal Financial Goals Budgeting 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Find yours and use it to make extra cash.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Savings Corner

DECEMBER 24, 2023

There might come a time where you need to call in reinforcements and hire a financial advisor, especially when you’re making big decisions with your money. Not everyone’s financial situation calls for the extra help, but there are some instances where you might need one. Keep in mind that goals change.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. An Update on Medi-Share – September 2017.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. Color in the blocks as you hit your goals.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

APRIL 1, 2021

Follow these three action steps and the list of ideas below to find the cash for your fund. Now it’s time to FIND THE MONEY! 25 Ways to Find Money for your Emergency Fund. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000. 1 – Determine how much you need.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MARCH 24, 2013

what kind of emotional issues you have with money and what kind of financial education you received. The other is to find out what your ‘money personality’ is by rating your money use, acquisition and management tenancies as one of three states: Acquisition: Avoidant Secure Insatiable. Find your risk tolerance.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

SEPTEMBER 17, 2021

This binder stores ALL of your financial information in one location. For me, it wasn’t about making my life easier, but rather, making my family’s life easier if they needed vital information in the case that I am incapacitated or just not available. In fact, it was one of my 2020 financial goals.

Family 130

Family Financial Goals 2020 Insurance 130

Prairie Eco-Thrifter

AUGUST 25, 2014

At the beginning of the year I set a goal for myself to have one hour of unplugged time each evening to enjoy offline and tech-free activities. This goal specifically was meant to foster more one-on-one time with my then fiancé (now husband!!), We usually find a park or a trail that we haven’t explored before and check it out.

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

MARCH 10, 2013

To get ahead in life, you need to make more good decisions than bad. Good decisions can result in your ability to get a better job, make more money, save more money, invest for gain and other steps that help you end up in financial plus land. How does one go about making more good decisions than bad ones?

Making 240

Making Home Financial Goals At&T 240

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. My August Grocery Clearance finds: I found lots of tea marked down to about 90 cents a box. But in the end, $155 is still a gift. Show me the money!

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. We can now move on to other financial goals. We started with 5 loans and paid the smallest loan off first, while making the minimum payments on the other 4 loans.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

OCTOBER 2, 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. There was nothing too special about my frugal shenanigans in September, other than just trying to be better with every purchase that I make. My Frugal Shenanigans! Sunday Prep.

September 130

September Frugal Plants Pop Tarts 130

Family Balance Sheet

AUGUST 21, 2020

However, knowing your numbers will help you determine and make a plan for the messiness. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. To find the value of our home, I looked at what comparable homes in my neighborhood recently sold for.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

MARCH 6, 2012

Whether you are in a marriage that is struggling over money issues or not, I hope you find them helpful. Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. Write down your goals and make them visible. Designate a Family Office Manager.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

JULY 28, 2013

Wake up refreshed this Sunday morning and reflect on your financial life as you sip those first cups of coffee. Are financial your goals aligned with your spouses? How have you divided up financial chores and is that working well? Are you making progress towards the life and finances you want? Why or why not?

Activism 229

Activism Goals Kids and Family Finance 229

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I’m going to double down on my efforts to reduce our spending, but I will also need to find and make extra money.

2016 100

2016 Money Financial Goals Debt 100

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Pretty soon, though, you are likely to find that not everything is perfect all the time. Share things you like spending money on (things vs. experiences), as well as your reasons for some of the money decisions that you make. Really get into the “why” behind your financial decisions. Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. I have been doing my grocery shopping at a different GIANT store and I’m finding that they always have a lot of marked-down meat. To save time during the week, I make the salad and chop the fruit on Sunday nights.

July 130

July Frugal Credit Cards Donation 130

Prairie Eco-Thrifter

MARCH 23, 2015

If you surround yourself with nay-sayers who don’t believe that you can change your financial circumstances, you are unlikely to do so. Make sure that is what you want. Before you start down the path to financial independence (which admittedly can be a long one), figure out if you want it badly enough.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. So we started shopping around and were shocked to find how expensive outdoor furniture has become. I accessorized with some clearance finds from Target and Sam’s and we are really happy with our new sunroom.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We started making a monthly cash budget and paying with cash instead of credit or debit cards. If married, who initiated the debt free goal? What are your financial goals now?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. You’ll find 2 net worth calculations: with and without the property value.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. It was a hard transition for me to go from being a major financial contributor in our marriage to staying at home with a baby and not bringing in a paycheck.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. In other words, the recipe makes the exact opposite of what I truly want: a nice, thick and moist cookie. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

JULY 13, 2016

We knew that we would make more money but we wanted to be able to buy a house with a conventional mortgage and we can’t come up with the down payment so we need to ratchet down. We looked around and saw people making 4x what we made, but they were upside down too… So we said there has to be a better way. Making 100k but living on 50k.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

APRIL 1, 2015

I was looking for a get out of debt free card, but quickly realized managing money was really all common sense: having a plan for you money in a form of a budget and spend less then you make. We evaluated it and began to make cuts. If married, who initiated the debt free goal? We make decisions together about our money.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JUNE 17, 2018

Some of my finds: Red ladies’ size 9 red Converse for $2.50 – These retail for about $40 and this pair was hardly worn and will fit my oldest daughter. Some of my finds: Red ladies’ size 9 red Converse for $2.50 – These retail for about $40 and this pair was hardly worn and will fit my oldest daughter.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. The first question is how much money do you make? Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

FEBRUARY 16, 2016

Follow these three action steps and the list of ideas below to find the cash for your fund. Now it’s time to FIND THE MONEY! 30 Ways to Find Money for your Emergency Fund. Look for money within your budget and find creative ways to earn extra money. For ideas, read: 5 Make Ahead Breakfast Ideas.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. At first we did it anyway we could find! If married, who initiated the debt free goal? We named our price at $100.

Debt 100

Debt Debt Free Finds Finance 100