Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Winner Winner FREE Chicken Dinner! I use my plasma money for special treats for my family and me.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

AUGUST 21, 2020

Become an email subscriber and get a FREE Family Balance Sheet Excel Spreadsheet download. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today. You could also use a recent appraisal.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

MARCH 11, 2021

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. M – measurable.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

MARCH 12, 2015

If your winter was as long and cold as mine, then you’re also looking forward to opening the windows to fresh air and plenty of sunshine. For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. method when you wrote them?

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. Tell us about you and your family. We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. Quitting my job is one of the things being debt free has enabled us to do. From start to finish it took us a very long time — I would guess 10 years.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. What We Ate this Week: Monday : Ham & Bean Soup , homemade sugar-free applesauce. Life is so hectic for us during the school week, and dinner is sadly, on the go. Gobble, Gobble.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used. We want to be debt free.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

JUNE 30, 2015

When you’re in the trenches, it can be very hard to think beyond the present. A few years ago, we were struggling financially and I felt like our situation was hopeless. I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt. Achievable?

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Last summer my husband started volunteering at the Y in exchange for a free family membership and now we have all of the benefits of the gym, but not the monthly fee. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Wednesday: I used the Instant Pot to make meatloaf and mashed potatoes. I served with steamed vegetables and homemade sugar-free applesauce. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). It was a long road and we were finally non-mortgage debt FREE!! That book has changed my outlook on reusing, recycling, making do, and rethinking one use products. In 2019, I chose a word that encapsulated our financial goal for the year and other habits that I wanted to work on.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

APRIL 2, 2022

Swap with another family who could use a date night too. It’s FREE and each playground visit is a new experience with different kids to play with and different equipment to explore. We used to live near a trail that was very shaded and had picnic tables along the path. Visit a different playground each week.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Hoping for sunny skies!

Budget 100

Budget Budgeting 2017 Home and Garden 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Friday: Homemade Ham & Bean Soup , homemade sugar-free applesauce This soup takes some time from start to finish, but I work from home on Fridays, so I had the time. Home Brewed Ice Tea.

Frugal 100

Frugal Cheap Fridays Win 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Homemade Sugar-Free Applesauce.

Budget 100

Budget Budgeting Freezers Kids and Family 100

Prairie Eco-Thrifter

DECEMBER 31, 2012

Think about what you will do, or how you will celebrate, when you achieve your goal. If you want to free up more time for volunteer work, picture yourself serving at the food kitchen, or picture the end results of a charity auction that you helped plan. Use Positive Language. Finally, use positive l anguage.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. At that time, our kids were 8 & 6, and now they’re both teenagers and wrapping up ninth & seventh grades. It took us six long years from the time we made this plan a priority.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Surviving a negative experience and enduring through or perhaps even overcoming it shows us that we are made of more than we ever dreamed, that we can do and be more than we thought. Free money!

Debt 167

Debt College Student Money 167

Family Balance Sheet

APRIL 1, 2021

When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Now go through the list and really ask yourself if you use or need all of it. If you’re not using it, cancel it today and redirect that monthly money into your emergency savings.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Cents With Sense

APRIL 25, 2013

They’re even free. You have to actually use them. This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. All rights reserved.

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. Angela & Jeff’s Debt Free Story. Tell us about you and your family. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. What inspired you to become debt free?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

OCTOBER 9, 2014

Today, we’re going to analyze those numbers and challenge ourselves to improve them. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve.

Budget 100

Budget Budgeting Finance Organic 100

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). But when you’re trying to save money, cut out this costly expense. When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. 9 – Find free entertainment. What is your craft?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. Tell us about you and your family. It took us four years, but we paid off over $80,000 of debt!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. Hi, We’re the Gann Fam! We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. What inspired you to get debt free? If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. They write a personal blog, Where Love Takes Us. Drew & Farrah’s Debt Free Story. Tell us about you and your family. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. Yep, we’re newlyweds and eloped together in December 2013. It took just over a year (14 months to be exact) before I paid off all my debts and became debt free! What inspired you to get debt free? Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JANUARY 7, 2015

It’s difficult to predict where we’re going if we don’t know where the starting line is. That’s why a year end review is a good idea, financially. whether you had any goals that you set financially (did you stick to them, or stray from them?). Set Monthly Money Goals. Re-Do Your Budget.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. Tell us about yourself. I am used to moving a lot! What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. Tell us about you and your family. My daughter and I are gluten free due to celiac and changing to a healthy grain free sugar free way of cooking has become a big passion of mine over the last couple of years. What inspired you to get debt free? Where are you from?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. Tell us about you and your family. We were debt free before I was 30 , including our home. We ended up using my remaining collage savings to pay that off. What inspired you to get debt free? Live junk and debt free! Where are you from? What are your hobbies?

Debt Free 100

Debt Free Debt Budgeting Budget 100