Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. Set a goal for yourself for February.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. In January 2020, we had a lot of savings goals. I want to INCREASE our savings and net worth.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

DECEMBER 29, 2020

One January, we received a very large credit card bill in the mail. When the following Christmas rolled around, we were able to use cash and slept quite soundly in January knowing there wouldn’t be any large bills in our mailbox. Savings Goals – Set savings goals for the year and use this spreadsheet to track your progress.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money. How did you do in January? Surprisingly I was able to walk out with nothing for myself.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. In January, I found $370 to put towards our debt: 1. I used that $300 gift cards to buy groceries and took $300 of January’s grocery money and put it towards a loan. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

MARCH 11, 2021

Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. M – measurable.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Apply any Found Money to our Goals. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 19, 2012

As I planned my goals for 2012, I realized that I made only one goal for myself in 2011. In January 2011, after a quick online search, I found a race in the fall that was close to home and I would have plenty of time to train. I was racing to beat my personal goal of a 10 minute mile pace. Set a Specific Goal.

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. We can now move on to other financial goals. How to Achieve Your Financial Goals (tips from the achievers). 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 2, 2014

It’s been a trend every January and I’ve always found it interesting to read other bloggers’ posts about their one word. Declutter our budget so we can reach our financial goals. Goal Setting' Just one word to focus on during the upcoming year. Until this year. Something awoke in me.

2014 160

2014 Financial Goals Goals Cycle 160

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. When the following Christmas rolled around, we were able to use cash, and slept quite soundly in January knowing there wouldn’t be any large bills in our mailbox. You might already have this spreadsheet, since it’s free for joining my newsletter community.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

JANUARY 10, 2012

A sunny day in the middle of January called us outdoors. When my husband and I are focused on our goals , we nail them. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. The third section is for our 2012 Financial Goals.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). I’ve writtien all about it over the years, and I decided on January 1, 2019, that this would be the year that we pay off the last remaining loan. This is a work in progress and I feel it will always by my goal. We knocked this out of the park. 2 – Reduce our clutter.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. We want to have our cake and eat it too. Gym Membership. Our savings: $55 a month or $660 a year.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

APRIL 1, 2011

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. When was the last time you reviewed them.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

MARCH 12, 2015

For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? 7 Ways to Spring Clean Your Finances.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JULY 1, 2011

Did you make personal, financial or professional goals or plans back in January for 2011? The half way mark of the year is a great time to reflect back on yearly goals and plans to check your progress and make any adjustments, changes or additions. What goals or projects can you cross off? Run a half-marathon.

July 124

July Goals Financial Goals Kids and Family 124

Prairie Eco-Thrifter

FEBRUARY 4, 2011

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor. Financial Samurai tells us how his investment in a personal trainer is paying off it’s dividends. How about you?

January 113

January February Debt Personal Finance 113

Family Balance Sheet

JANUARY 5, 2019

It’s been a trend every January and I’ve always found it interesting to read how other people have come up with their one word. Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress.

2019 100

2019 Recycle Recycled Recycling 100

Prairie Eco-Thrifter

JANUARY 19, 2014

I’m going to do a no drinking January – not even a glass of wine at dinner – to help my body restore it’s ability to properly function on the important things. Media Detox. I don’t know about you, but it’s around the holidays that I am in front of the television the most.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. February Update. The Choose Thrift First Challenge.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 4, 2015

In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. One of the frames was perfect for what I needed.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. During the year, as we receive any financial information, it is filed in a folder for that institution/account. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

AUGUST 4, 2014

With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. Who initiated the debt free goal? What are your financial goals now? What inspired you to get debt free?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

MARCH 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. One of the frames was perfect for what I needed.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. Our grocery budget since January has been $450 , which is down from an average of $600 last year, but I wanted to see if I could get it to $400 for March. I felt like March was somewhat of a success.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

APRIL 9, 2021

Something happens mentally when you WRITE down your goals and plans for execution. In January of 2020, we made summer plans (and bought airline tickets) to go see friends who moved to Europe. Yes, I’d like to visit Nashville, but going down to scream at DR isn’t really a goal anymore. Update: DONE Sept 2019!!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Not only do I need to get control of our grocery spending again, but I also am challenging myself with a new budget for January. 3 Reasons Why You Should Plan Your Meals: 1.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 5 – Find Extra Cash.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

APRIL 1, 2021

If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. I started donating plasma in January 2021 and earned over $1000 in the first 3 months of the year. You just need some imagination and a nose for free family fun. 12 – Do It Yourself.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our goal is still debt freedom.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. As soon as she was able, she caught up with her school work, and was on track when she returned to school on January 2. Our main financial goal for 2018 is to save $10k for our Annual Household Portion with Medi-Share.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially. Who initiated the debt free goal?

Debt Free 235

Debt Free Debt Mom Goals 235