Family Balance Sheet

SEPTEMBER 17, 2021

This binder stores ALL of your financial information in one location. For me, it wasn’t about making my life easier, but rather, making my family’s life easier if they needed vital information in the case that I am incapacitated or just not available. In fact, it was one of my 2020 financial goals.

Family 130

Family Financial Goals 2020 Insurance 130

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. Cautiously, we’re turning our attention back to our savings goals.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Save a starter Home Emergency Fund.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

OCTOBER 18, 2019

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. Our 2019 Financial Goal. We can now move on to other financial goals. 1 – Save a starter Home Emergency Fund. 1st Update in June 2014. 2016 & 2017 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. However, knowing your numbers will help you determine and make a plan for the messiness. Tangible Assets would be the VALUE of your home. What is a reasonable price you believe you could get for your home?

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. After the year we’ve had, I think we all are!

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MAY 5, 2014

My husband doesn’t always get to eat dinner with me and the girls during the week due to his work schedule, so I like to make a big deal out of dinner time on the weekends. We used to go out to dinner every Friday night, but we’ve put a stop to that treat as we work through some of our financial goals.

Homemade 222

Homemade Pizza Main Dishes Financial Goals 222

Family Balance Sheet

JANUARY 10, 2012

But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Money conversations aren't always easy to have, yet I feel that for me and my husband they are so imperative to the stability of our marriage and our home. What home improvements need to be done?

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. I added space for tangible property, such as your home residence or any rental property.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

APRIL 13, 2011

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Next, when you do go shopping, make a list and take only enough cash to pay for what you have planned to buy. Leave your credit cards at home.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

AUGUST 25, 2014

In fact, without even trying I have been spending less and less time on my blogs and online businesses, and more and more time enjoying our home with him. This is so much fun (it’s like imagining what it would be like to win the lottery) and it also may help you achieve those goals. , and has been fairly conducive to doing that.

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

MARCH 11, 2021

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. Spring is also a good time to get your financial house in order. Do our goals still make sense now that we’re in the trenches of the new year? SMART goals are: S – specific.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. I have a love/hate relationship with my home office space.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JUNE 17, 2018

We sent them off on Monday morning and they came home Saturday afternoon. Our home was very quiet and we missed our girls terribly, but we had a wonderful week too. I love yard sales, but need to be mindful that I don’t bring a bunch of other people’s junk into our home. A yard salin’ we will go!

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). The last loan was his student loan and I wanted him to make that final payment. After reading, Zero Waste Home: The Ultimate Guide to Simplifying Your Life by Reducing Your Waste. That book has changed my outlook on reusing, recycling, making do, and rethinking one use products.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

MARCH 6, 2012

The tasks will vary between households, so devise a to-do list of your family's financial tasks , so that the FOM knows what is expected of them. That is a joint responsibility between the two spouses (at least in our home). Make Clear Financial Goals {Together}. Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

APRIL 10, 2014

Me: Could you make your commute time productive somehow? Some people just want to complain about what they don’t have and what they can’t do rather than doing what it takes to make it work. Excuses and avoidance are dangerous to your long term financial health. Me: Maybe a cheaper neighborhood? She: No, I get motion sickness.

Price 209

Price Rent Financial Goals Converse 209

Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. Once you receive the cash, you must make recurring, monthly payments until the debt has been fully repaid. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. Make establishing an emergency fund a priority. Of course, this concept is true whether the little things are positive or negative.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JULY 11, 2013

Considering the work from home approach? If so, don’t miss John’s post at Frugal Rules that describes The Potential Pitfalls of Working from Home. With just a little delayed gratification, you can reap the rewards a few years later as Pauline from Make Money Your Way shows in her post: Investing, what it the point?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. In other words, the recipe makes the exact opposite of what I truly want: a nice, thick and moist cookie. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. Create your financial goals.

Office 182

Office Money Family Finance 182

Penny Pinchin' Mom

MARCH 11, 2024

Having to deny yourself the instant gratification that comes with spending the money at hand calls for incredible mental fortitude; this is especially true in the era of “Insta-life,” where everyone wants it now, and Instagram models make their lives look so glamorous. I usually make it the first week of the month.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. Frugal living is not about deprivation. Some months are more successful than others. Ask and ye shall receive!

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

JULY 13, 2016

We knew that we would make more money but we wanted to be able to buy a house with a conventional mortgage and we can’t come up with the down payment so we need to ratchet down. We looked around and saw people making 4x what we made, but they were upside down too… So we said there has to be a better way. Making 100k but living on 50k.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Friday: Homemade Ham & Bean Soup , homemade sugar-free applesauce This soup takes some time from start to finish, but I work from home on Fridays, so I had the time. Home Brewed Ice Tea.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. But they come home from school starving and they come home from swim practice starving, so they are eating the equivalent of TWO dinners during the week. Dinner #2 is our actual family dinner.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. When I got home, I washed the apples in some vinegar water and made my first batch of homemade sugar-free applesauce of the season. Our monthly grocery budget for my family of 4 is $500.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

APRIL 2, 2022

I want to make sure we have time to squeeze everything in and the funds to do it all. Include everything from weekend trips to longer vacations, yard/garden projects, home renovations, kids’ camps, gear and clothing, and any other summer expense you might have. This info will help you make plans for next year.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Now, this is what you need to do: think about how much you make and how much you spend on needs, living expenses, and not-so-necessary things, then take away 20% of all that per month and see if your lifestyle will take too much of a hit. Dine In This is a tricky one because not everyone likes to do the chores that come with dining at home.

Saving Money 52

Saving Money Money Saving Bills 52

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Doing so will empower you to make the best decisions for your family — and your wallet. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Your money stays yours, so you can make it work for you. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

The first question is how much money do you make? Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Set Financial Goals. Without careful planning and setting these goals, your bottom line suffers.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal.

Goals 208

Goals Emergency Fund Used Vacation 208