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Family Budget Spreadsheets 2021

Family Balance Sheet

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. I created a Monthly Budget spreadsheet because I like formulas.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Doing so will empower you to make the best decisions for your family — and your wallet. Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Make a list of what’s important to you in a home. Buying a house: A step-by-step guide 1.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Store copies of your closing paperwork in a safe place.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Yup, I’m a voracious reader.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. In 2020, we still use and are thankful for Medi-share. Also, we both have side hustles.

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