Prairie Eco-Thrifter

DECEMBER 30, 2013

A little education — and the application of the things you learn — can go a long way toward helping you set and keep financial goals that yield good returns. Get help setting financial goals, and working toward them. You might also need to get more professional financial help. What do you think?

Financial Goals 186

Financial Goals Goals Finance Money 186

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. I redeemed credit card points from our business card for a $100 Target gift card and used the gift card on back-to-school necessities. $40

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. Our Family’s Vital Information Binder: Cover page – The very first page points family members to vital numbers and locations of important documents. I had all of this info scattered in my brain and in different file folders. It includes: All of our cell phone numbers.

Family 130

Family Financial Goals 2020 Insurance 130

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost. Robo-advisor.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

JANUARY 8, 2020

By the end of 2019, I achieved one major bullet point and the others will continue to be a work in progress. You can read the initial full post where I elaborate on these bullet points. ALSO our 2019 Financial Goal!). The post My 2020 Financial Goals & A Recap of 2019 appeared first on Family Balance Sheet.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. Once again, GIANT of PA offered a chicken dinner with 3 sides and rolls for only 350 gas points. We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. This year, I will be writing more about finances at this point in life. What are your financial goals for 2016?

2016 100

2016 Money Financial Goals Debt 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We earn reward points from our Discover card and you can buy gift cards with the points. I haven’t redeemed points in a long time and I had $300 worth of points that I redeemed for Discover gift cards. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. 6 – Gas points – 60 cents off gas! I took advantage of the June gift card promotion at GIANT and bought four $25 gift cards and earned 6 times the gas points. Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

It’s easier to understand yourself and your partner, and easier to create shared goals, when you both understand what makes you tick. At some point you will need to decide on whether you will keep things separate, pool everything. Decide on Separate vs. Joint Spending. Protecting your assets with adequate insurance coverage.

Money 252

Money Finance Motivation Goals 252

Prairie Eco-Thrifter

MARCH 7, 2011

Instead, focus on the positive changes you’ve made up to this point, from spending less to saving more each month. You’ve committed yourself to living a smarter, stable, and more financially savvy life. Take baby steps toward your financial goals, and don’t set unreasonable goals.

Health 133

Health Financial Goals Goals Money 133

Prairie Eco-Thrifter

JULY 28, 2014

The important thing is to get started; any major goal that inspires you to do that is a good start. Once you have a goal in mind, you need a roadmap for how you’re going to get from point A, where you are now, to point B, your goal. Put a System in Place. Another word for that roadmap is a budget. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

JULY 11, 2013

With just a little delayed gratification, you can reap the rewards a few years later as Pauline from Make Money Your Way shows in her post: Investing, what it the point? Are you struggling to find motivation with your financial goals? If so, get Off Your Computer and Go Outside! as MMD at My Money Design thinks.

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Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

JULY 10, 2012

Once you’ve made some financial goals that motivate and inspire you, try and put dollar amounts around them. Once your financial goals and costs are set, now you add in your income and expenses. The point is to start off visualizing where you want to be and design a budget around it.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

JUNE 11, 2014

It felt like it was taking forever to get to that point and to be honest my husband was feeling burned out. What financial goals are you working towards? Are you making headway with those goals? My husband and I were so excited to finish our second step. Let us know in the comments.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

At what point do you stop? I’ve found that people like to point fingers and make excuses more than they care to take some kind of effective action. Setting Financial Goals: Make Them Smart and Simple How to Change Bad Habits to Maintain Healthy Ones Guide to Laddering. Get Healthy'

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Cycle Cinnabon Goals Financial Goals 181

Family Balance Sheet

SEPTEMBER 9, 2014

We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now? Quitting my job was a big financial goal that I just made happen. At this point we’re pretty much working on being able to work less.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

FEBRUARY 4, 2015

Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. At the point when we finally got serious about paying off our debt we had $22,047 left. What are your financial goals now? We aren’t quite ready to dive head first into another financial goal.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. Define Your Weak Spots.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

APRIL 9, 2021

The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. His suggestions were a good starting point, but we came up with our own number. The location could change by the time we get to this point, but the trip will be EPIC.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. We earn cash back on our credit card purchases and I have been saving up our points to cash them in for a $100 Lands’ End gift card. Our mission: Live WELL, On LESS Money.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Another way to explore your money attitudes is to take a money type quiz such as the one on Practical Money Skills for Life which measures your propensity to acquire, spend or manage money or the one from CNN Money that takes just a few minutes and can also be a starting point for discussions. If All Else Fails, Get Financial Therapy!

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. Let them try and fail while they are young and the financial ramifications are smaller. Challenge yourself. Get back up again.

Debt 167

Debt College Student Money 167

Family Balance Sheet

JANUARY 5, 2018

These are just my personal goals. I’ll update you on my family’s financial goals for 2018 in another post. My Personal Goals for 2018: 1) Start my day at 6:00 am, Monday-Friday, and end my day at 10pm. I’ll give myself the extra half hour of sleep until March.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

JUNE 16, 2015

But I would say the breaking point came in June of 2011 when I was in a car wreck. What are your financial goals now? The problem is my husband and I are both pretty stubborn and we basically refused to see the situation right in front of us for a really long time. I will say I am excited to take our kids places now.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

APRIL 1, 2015

It was many years of over spending and not having a plan for our money that led us to that point. In June of 2010, we hit our rock bottom point. What are your financial goals now? It was all consumer debt spread over 5 credit cards. What inspired you to get debt free? Was there a particular event?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

APRIL 19, 2016

It was more that I finally got to the point where I was sick of feeling like crap about myself and I was ready to do whatever it took to try to change things. I had been overspending for about 9 years at that point and enough was finally enough. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. These line-items include discount points, your loan’s origination fee and an appraisal fee to evaluate your home’s worth.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

FEBRUARY 18, 2015

What are your financial goals now? While this first step can be the scariest step of all, knowing that you will save so much pain in the long run if you decide to pierce through that initial pain point as this is where you will begin to create the life you want. Paying off our house. Take a step of courage and face your reality.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JANUARY 19, 2012

My point is that in our youth (ahem, some 20 years prior) we were at the same fitness level. I learned so much that I hope to apply these lessons to my personal and financial goals for 2012. 5 Steps to Succeeding Your Goals. Set a Specific Goal. If she can do it, I can do it, she told me.

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

JANUARY 21, 2015

We agree on what happens to our extra cash and discuss weekly our goals for saving and investing as well as any big ticket purchases on the horizon. Kelvin came along (using airline points) and we lived it up in Vegas for 6 days and drove over to LA to see friends for a day. What are your financial goals now?

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Financial Success for Young Adults: Financing a Home Modification – At some point in your life, it may be necessary to modify your home. The holiday promotions range from gift cards to bonus points to purchase savings to exclusive experiences. It will leave you wondering if you are losing quality in your frugal choices.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

FEBRUARY 4, 2011

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor. He has a point. If you ask me, always go for those who are fee for service. You are more likely to get honest advice.

January 113

January February Debt Personal Finance 113

Family Balance Sheet

DECEMBER 10, 2014

The main event that catapulted me into wanting to be debt free, was the lowest point in my life to-date. He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now? Our financial goals have shifted to growing my new business.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

SEPTEMBER 29, 2016

At that point I knew something had to change. What are your financial goals now? I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100