Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. If married, who initiated the debt free goal? The short term sacrifice was for the long term goal of being debt free.

Debt 100

Debt Credit Cards Debt Free Credit 100

Motherhood Moments

JANUARY 18, 2023

Key findings include: When given 57 priorities for children’s K-12 education in 2022, Americans ranked being prepared to enroll in a college or university as one of their lowest priorities (#47). manage personal finances, prepare a meal, make an appointment)” as the #1 priority for education outcomes.

Education 100

Education Student College Parenting 100

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. It’s a list of steps that brings about a generic budget completely void of any hopes, dreams and personal aspirations.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. If you find yourself spending beyond your means and cannot help yourself, consolidate with a peer loan and ask your friends for a debt intervention to control your habits.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

MARCH 24, 2013

One is for each person to separately create their own money story by thinking about things such as: 2 of your earliest money memories. The other is to find out what your ‘money personality’ is by rating your money use, acquisition and management tenancies as one of three states: Acquisition: Avoidant Secure Insatiable.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

OCTOBER 21, 2011

After taking lessons for a while, it occurred to me that playing the piano is just a hobby of mine, and I can’t let it interfere with my primary goal of building a business. That’s when I realized that goals and hobbies are two different things. The key to achieving large goals is to break them up into smaller goals.

Real Estate 194

Real Estate Goals Motivation Hobby 194

Prairie Eco-Thrifter

JUNE 25, 2014

There’s a great power in mindfulness, and it has served me in achieving goals from completing the marathon to living a happier life. When trying to make a major change like following a diet or workout plan, the key is to bring mindfulness to everyone of those automatic actions or responses and see if it’s serving the end goal.

Goals 176

Goals Health and Beauty Personal Finance Instruments 176

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. LaTisha is a nationally recognized, millennial personal finance expert. Don’t worry, you don’t have to go anywhere. 8 pm EST: TBD.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

APRIL 5, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. Find ways to use that interest and passion to add value to society. Living below your means is the foundation of personal finance.

Money 133

Money Personal Finance Finance Debt 133

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. If married, who initiated the debt free goal? What are your financial goals now? The post Find out how Anna paid off $23,605 in college, personal loans, and credit cards. Today’s Debt Free Story is from Anna. Where are you from?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

FEBRUARY 19, 2022

If you get a chance, find this book at your library and read it, especially chapter 17. No surprise there; I write a blog about family life and finances. But with my corporate background and interest in personal finance, my husband and I agreed that I would handle all of the day-to-day financial tasks for our home.

Office 130

Office Family Finance Kids and Family 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

You will find first-hand experience on how expensive or easy it is to maintain, the best auto shops for that model, and a lot on the car’s reliability or best practices to enhance that reliability. Pro Tip: If you aren’t too set on buying a new car, you can also find people selling their pre-owned cars in these forums.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession?

November 188

November 2011 Personal Finance Finance 188

Saving Everyday

JUNE 11, 2013

Sign up for the Retiring in Style Bootcamp and receive 10-day bootcamp to take control of your personal finances. Find out how much you need to save in total and each month. Create a retirement plan that also works with your other goals. You learn how to: Envision your future retirement and learn how to get there.

Personal Finance 53

Personal Finance Finance Goals Freebies 53

Prairie Eco-Thrifter

JULY 18, 2011

She blogs about personal finance at Budgeting in the Fun Stuff and how she earns money at How I Money Online. However, over the last year, she has made huge strides in reaching her weight goal. She started blogging in early 2010 and is now blogging full time. Crystal will be sharing her weight loss journey here at PET.

Personal Finance 124

Personal Finance Houston Budgeting Budget 124

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. And as you’ll see below, we also added a few more steps that he probably wouldn’t suggest or approve of, but there’s a reason why this is called personal finance. A guiding light! DONE November 2019.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

FEBRUARY 18, 2014

If you get a chance, find this book at your library and read it, especially that chapter. I also took on the role, because I had an interest in the topic of personal finance. No surprise there; I write a blog about family finances. Create your financial goals. What does that person do in your home?

Office 182

Office Money Family Finance 182

Prairie Eco-Thrifter

MARCH 23, 2015

Find and study other ways of living, earning, learning and dreaming. Travel, find a mentor, volunteer in another area. Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Educate yourself and your family in personal finance concepts.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

MARCH 26, 2021

According to Dave’s Baby Steps, once non-mortgaged debts are paid off, your goal should be to save three to six months of living expenses. This amount is also highly recommended by other personal finance experts. Where Do I Find the Money for my Emergency Fund? 25 Ways to Find Money for Your Emergency Fund.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

JANUARY 7, 2011

As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. The Digerati Life gives us some tried and true strategies we can use to pay our bills and find some spending balance. Going Green. Reducing Debt. Investing Wisely.

January 113

January Personal Finance Finance Green And Frugal 113

Prairie Eco-Thrifter

FEBRUARY 3, 2016

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. They will become as adept as you are in finding alternative, lower cost entertainment and travel options. And they will see that you put money aside in savings.

Work 100

Work Kids Bank Banking 100

Nicoles Nickels

JANUARY 29, 2012

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy! It helps you find the best mortgage/refinance rates.

Credit 45

Credit Debt Credit Cards Personal Finance 45

Prairie Eco-Thrifter

JANUARY 28, 2011

As some of you know, one of my goals for 2011 is to become a certified fitness professional. The goal was to be certified by summer. We personally use Quicken and we find it works great for reviewing our finances. Moolanomy tells us how we can reach our savings goals by using virtual bank accounts.

January 124

January 2010 Personal Finance Finance 124

Penny Pinchin' Mom

DECEMBER 17, 2023

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

MARCH 10, 2011

Broke Professionals shares with us a conversation they had with a friend about finding financial success early in life and how it can be detrimental. Sustainable Personal Finance tells us to stop smoking. Personal Finance by the Book asked us what Winnie the Pooh character we were. Managing Money. Getting Healthy.

Personal Finance 133

Personal Finance March Finance Family 133

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. The key is to finding out what they are, then determining which are marketable! The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. I also find that setting goals makes a difference. We wrote down a list of our current expenses, our current goals, and where we are at. Personal Finance by the Book tells us how negotiating can put us on top.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

Some might find it surprising that a millionaire would want to keep working. Setting goals and reaching them continues to be enriching and satisfying to me. Managing your finances gets a lot more complex and time consuming. I watched the rich people around and on TV, wondering if I would be like them if I were wealthy.

Money 247

Money Grandchildren Thrifty Job Loss 247

Saving With Shellie

FEBRUARY 29, 2012

Do you set personal finance goals? You'll find even more deals and steals. Are you financially fit? Join me and Savings.com as we work to promote Consumer Health. See how healthy you are with this quick quiz. DEAL ALERT: Check out today's freebie from No More Rack ! Have you "liked" Saving with Shellie on Facebook yet?

San Antonio 45

San Antonio Personal Finance Texas Atlanta 45

Prairie Eco-Thrifter

DECEMBER 20, 2012

To find local or regional events to do over the weekend, just do a quick internet search and go from there. Once you find something you would love to do, you can book a room for one or two nights, fill up the gas tank, and leave the world behind for 48 hours. I don't know about you but I love to travel. Is Travelling Overrated?

Vacation 202

Vacation Travel Insurance Airfare 202

Family Balance Sheet

AUGUST 11, 2016

We still refer to it often to remind ourselves of our goals and objectives. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. Find a Financial Professional you can trust. Although I have not personally used this resource. Where We Stand.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Graham (and Buffet) are known for their practice of ‘value investing’ – finding stocks that are undervalued. You pick a long term money goal, then figure out how much you should have at each period. Value Averaging.

401K 100

401K Money Emergency Fund Goals 100

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Six months?

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Savings Corner

DECEMBER 24, 2023

Research and choose your franchise There are a variety of types of franchises to choose from, so you’ll want to start researching to find the one that aligns best with your interests, goals and budget. You’ll also want to find out the cost of the royalty fees. Guaranteed by the U.S.

Real Estate 52

Real Estate Buy Buying Finance 52

Family Balance Sheet

FEBRUARY 11, 2016

Once your finances are in order, your goal should be to increase that number to an amount that you feel is sufficient. Three to six months living expenses is highly recommended by personal finance experts, but in today’s environment, maybe six months to a year is more prudent. I’m glad you asked!

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

JANUARY 31, 2017

Friends, Family and Personal Financing. The financial market is an excellent place to achieve these goals, as it is a diverse entity that features numerous assets, trading vehicles and risk-reward rations. In many instances, the primary concern with raising funds sustainably revolves around the original source of the income.

Growing 100

Growing Economical Economy 2017 100