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The Importance Of Setting Financial New Year’s Goals

Prairie Eco-Thrifter

One of the best ways to do that is to set realistic goals. In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. I’m convinced that I’ve had such good luck achieving many of my financial goals because I write them down and keep myself accountable.

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Creative Ways to Save Money for Travel

Shereen Travels Cheap

When you don't have a big budget, you learn to be creative, but you find there are small things you can do that can really add up, too. Make it easy and sign up for Rocket Money and they'll find those monthly fees you're paying unnecessarily. Take the money you would have spent on a costly concert, and save it instead.

Money 244
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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Follow these three action steps and the list of ideas below to find the cash for your fund. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Remember this account is specifically for your emergency fund. Now it’s time to FIND THE MONEY!

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How We Frugal-ed in June 2023

Family Balance Sheet

Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. So we started shopping around and were shocked to find how expensive outdoor furniture has become. Frugal living is not about deprivation.

Frugal 100
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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

You’ll know how much is in your checking and savings accounts and your retirement accounts. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. There was a time our spreadsheet reflected a lot of debt and not a lot of savings.

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10 Best Low-Risk Investments In April 2024

Savings Corner

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. In contrast, higher-risk investments are better suited for long-term goals.

April 52
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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.