Prairie Eco-Thrifter

NOVEMBER 30, 2014

Earning a sub-poverty-level income for decades as a Catholic priest, he focused on his investments in his free time, and was worth nearly $1 million when he died. This retired teacher spent a lot of time researching companies at the Boston Public Library. Figure out what you need to live and put the rest in a secure account.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

JANUARY 3, 2012

We are very excited about the possibility of being completely debt-free and there are two things that have made it a possibility: (1) We made a very conscious decision 10 years ago to buy a house below our means and (2) we made a risky decision 18 months ago to convert our mortgage to a HELOC. Start a Car Replacement Savings Account.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

SEPTEMBER 14, 2011

I haven't embraced a paper-free lifestyle yet. During that process, I researched and reported back to you how long you should keep your financial documents. Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. I still prefer a paper day planner over my google calendar.

Paper 147

Paper Organic Organization Home Improvement 147

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Couponing 101

DECEMBER 4, 2019

If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Luckily, there are apps that can help anyone dabble their feet in the stock market without pricey brokerage fees or hours of research. If you keep your money in a piggy bank or under your mattress, it’s stagnant.

Making 69

Making T-Mobile Money Goals 69

Prairie Eco-Thrifter

JULY 30, 2012

Unfortunately, research shows that most people would take the million dollars, spend it all and then wonder why their situation hasn’t changed! The secret to financial success is actually saving small amounts regularly, even just $5 or $10 at first, and then putting these savings to work for you.

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

FEBRUARY 19, 2022

There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. We have been in our home for over 20 years and I’ve refinanced for better rates at least five times, mostly for free. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. In years past, my goal each year was to pay for our trips entirely with ”free” money! Buy everything you can online so you get FREE cash back for your purchases. Pinecone Research = $12.

March 86

March Disney Friends And Family Sale Vacation 86

Prairie Eco-Thrifter

JUNE 11, 2012

For USA Investors An employer-matched 401k allows you to contribute up to $22,000 if you’re over 50; whatever amounts your employer adds to this is basically free money. Roth IRAs allow tax-free withdrawals on accounts that are more than five years old. I would love to hear what they are.

Taxes 187

Taxes Goals Advantage 401K 187

Prairie Eco-Thrifter

JANUARY 24, 2012

If you can’t (or won’t) do all of the labor yourself, use your network to find someone with the skills you need and figure out what you can do for them to get their services free or at least at a discount. They probably use local guys anyway and you can find those yourself with a bit of time and research.

Renovation 189

Renovation Home Real Estate Re-use 189

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Savings Corner

DECEMBER 27, 2023

In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving. High-yield savings accounts Online savings accounts and cash management accounts provide higher rates of return than you’ll get in a traditional bank savings or checking account.

Real Estate 52

Real Estate Bank Banking Money 52

Saving Everyday

JULY 13, 2012

A few years ago, I made it my personal obsession goal to see if I could completely pay for our Disney trips with “free money” and I’ve accomplished that goal every year but once (I was only a couple hundred dollars short). This is the first year I started a Disney/vacation savings account of $25 a week.

Disney 83

Disney Hotel Goals Money 83

Savings Corner

DECEMBER 25, 2023

A savings account just won’t build wealth. Look into retirement accounts For many people, the best place to begin is your employer-sponsored retirement plan – likely a 401(k) – offered through your employer’s benefits package. There are also specialized retirement accounts for self-employed workers.

Taxes 52

Taxes Growing Money College Tuition 52

Prairie Eco-Thrifter

AUGUST 19, 2012

Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Resist taking on more debt when you are offered another card or a ‘free’ credit increase – there’s no way these are ‘free’! Small Money Mistakes That Have Big Consequences Don't forget to enter to win an iPad 3 here at PET.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. We’d like to start saving for it in 2018, if possible.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Saving Cents With Sense

DECEMBER 15, 2012

LifeLock provides enhanced, online reporting of identity theft threats and advanced checking and savings account application alerts. Other identity theft protection providers may have a certain service that fits your needs, so do the research to find the right company. Find Out Which Nonprofits are Qualified for Tax Purposes.

Giving 75

Giving Taxes Identity Theft Donation 75