Saving Everyday

OCTOBER 27, 2023

As someone who truly knows what being broke feels like , I know how stressful it can be, especially during the holidays. Ways to Save Money on a Tight Budget This is a two-part conversation. To save money fast, you need to make money fast. If you implement some of these strategies, you WILL have extra holiday cash!

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

OCTOBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

SEPTEMBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings.

2019 100

2019 September Club August 100

Couponing 101

JUNE 1, 2013

.’ Open an electronic checking account and make a total of 3 Card purchases and/or Person2Person Payments within 45 days of account opening. Your $50 bonus will automatically be deposited into your account on day 50. I just recently signed up for a Capital One 360 Checking account and absolutely love it.

Budgeting 97

Budgeting Budget Electronics Money 97

Family Balance Sheet

AUGUST 28, 2013

At the beginning of August, I was $100 short from June when we used some of our Christmas savings for gifts that were needed that month. My goal during the pantry challenge was to shop our freezer and pantry to put together my weekly menus instead of only using the Sunday sales flyers. September Assignments: 1.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JUNE 25, 2011

If your holiday planning went smoothly last year then you might not feel any urgency to think about Christmas 2011, but if you overspent, shopped at the last minute and paid the price well into spring then you might want to rethink this year's strategy. Did you pay cash or use a credit card to buy gifts? When the weather outside is.90+

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Couponing 101

JULY 2, 2013

Here’s what to do to get your $100 bonus: Head over to Capital One and apply for your fee-free checking account before July 3rd. This must be your first Capital One 360 checking account. Your $100 bonus will automatically be deposited into your account on day 50. There are NO fees and NO minimum balances.

4th Of July 85

4th Of July July Budgeting Budget 85

Family Balance Sheet

JANUARY 25, 2013

I'm using a savings account that was used previously for another goal. By our next meeting on February 25, your first assingment is to open up a designated savings account specifically for your Christmas savings. I found half of the money from our spare change jar that is on my desk. It's awesome.

Christmas 127

Christmas Club Goals Budgeting 127

Couponing 101

JUNE 27, 2013

.’ Open an electronic checking account and make a total of 3 Card purchases and/or Person2Person Payments within 45 days of account opening. Your $50 bonus will automatically be deposited into your account on day 50. I just recently signed up for a Capital One 360 Checking account and absolutely love it.

Budgeting 63

Budgeting Budget Electronics Money 63

Family Balance Sheet

JANUARY 11, 2011

Does the sight of a Christmas tree make you want to hurl? Does it make you cringe to even think about Christmas? What makes me cringe is realizing how much we spent on Christmas in 2010. Since we use credit cards for almost all of our purchases, we are paying the bills now for our Christmas presents.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Couponing 101

NOVEMBER 23, 2012

Just open an Electric Orange account November 23rd – 25th and make a total of 10 purchases using your Electric Orange Card within 45 days. Your $125 bonus will be automatically deposited into your account on day 50! $10 10 Kids Savings Account Opening Bonus.

ING Direct 99

ING Direct Kids Nov November 99

Prairie Eco-Thrifter

MAY 1, 2012

Make sense? What about holidays, cars, homes, designer clothes, retirement? How would you like your future to look – financially secure or struggling to make ends meet? Plan to make some uncomfortable decisions. Look for small ways you can change the way you use your money. How would you design your perfect life?

Money 211

Money Debt Debt Free Cooking At Home 211

Couponing 101

JUNE 11, 2013

.’ Open an electronic checking account and make a total of 3 Card purchases and/or Person2Person Payments within 45 days of account opening. Your $50 bonus will automatically be deposited into your account on day 50. I just recently signed up for a Capital One 360 Checking account and absolutely love it.

Budgeting 45

Budgeting Budget Electronics Money 45

Saving With Shellie

JULY 1, 2013

Right now you can get $100 in free money , simply by opening a completely free checking account. Open a free, no-fee Capital One 360 Checking Account by 7/3. Make a total of 5 purchases (either signature or PIN-based) using your Electric Orange Card within 45 days. How to Get Your FREE $125. Easy Peasy.

Emergency Fund 51

Emergency Fund Sonic Frugal Lives Frugal Living 51

Saving With Shellie

JULY 2, 2013

Open a free, no-fee Capital One 360 Checking Account by 7/3. Make a total of 5 purchases (either signature or PIN-based) using your Electric Orange Card within 45 days. OR Make a total of 5 CheckMate SM deposits within 45 days (or any combination of purchases & deposits). How to Get Your FREE $125. Easy Peasy.

Emergency Fund 40

Emergency Fund Sonic Frugal Lives Frugal Living 40

Saving With Shellie

JULY 3, 2013

Open a free, no-fee Capital One 360 Checking Account by 7/3 att 11:59pm CT. Make a total of 5 purchases (either signature or PIN-based) using your Electric Orange Card within 45 days. OR Make a total of 5 CheckMate SM deposits within 45 days (or any combination of purchases & deposits). How to Get Your FREE $125.

Emergency Fund 40

Emergency Fund Sonic Advantage Frugal Lives 40

Saving Everyday

APRIL 12, 2013

My first quarter Ebates check is always high because it includes earnings from the holidays. I buy the gift card I want through QuickRewards , get paid for doing that, use that same gift card to shop online through QR, and get paid for that too. Make money for searching online! 52-Week Money Saving Challenge = $55.00.

Disney 69

Disney March Gift Cards Ebates 69

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link).

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Couponing 101

SEPTEMBER 22, 2012

Open an Electric Orange account and make a total of 3 Card purchases and/or Person2Person Payments within 45 days of account opening. Your $50 bonus will automatically be deposited into your account on day 50. Here’s what to do to get your $50 bonus: Head over to ING Direct and click on ‘Apply Now.’.

ING Direct 102

ING Direct Budgeting Budget Christmas 102

Finally Frugal

JANUARY 8, 2011

This, apparently, is due to the fact that individuals won't be paying into Social Security in 2011 (which, honestly, seems rather inadvisable given the sorry state of our Social Security system, but I'm not making the decisions in D.C., In any case, I came across an article with suggestions for how to use this windfall.

Frugal 45

Frugal Spendthrift Debt Recession 45

Prairie Eco-Thrifter

JUNE 14, 2012

So we just give up on trying to control expenditure and saving. The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. Make your mantra, ‘ Keep it Simple ’.

Simple 221

Simple Finance Budgeting Budget 221

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. We felt we didn’t have a choice, and we put the issue behind us. We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Total discount from using in network providers: $28,291.29 (27%).

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. Shame on us for dragging our feet on this for too long. 2 – Save $10k in a savings account, specifically earmarked for medical expenses.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. As each one is paid off, cut up the card and close the account. I would love to hear.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222