Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Remember you can give DIY presents to help you cut down on costs, here are some ideas: DIY Duct Tape Peppermint Tree. per gallon during the holidays.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

NOVEMBER 19, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Is there anything else you’d like to add that you think would help the readers who want to become debt free? Paying off debt can be done! For more stories like theirs, go to Debt Free Stories.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

FEBRUARY 23, 2016

It’s a crazy goal, but I like a challenge and I’m looking forward to our reward when everything is paid off. So I concocted an idea to pay them off early and wrote our Debt Freedom Plan. Download your FREE Debt Payoff Goal Tracker. Paying off debt is not fun, in fact, it sucks!

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

AUGUST 5, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We had become so accustomed to living off both incomes that we really had to re-adjust a few lifestyle choices so we could live off just my husbands income. If married, who initiated the debt free goal? Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Was there something that you gave up that you will go back to now that you are debt free? When we were paying off debt we chose not to spend money traveling, but honestly our children were also too little to travel.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

Include anything that you’d like to add to give the reader an idea about your personality. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement).

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s hard to change and improve your finances if you have no idea where you currently stand. (If you’re married, you MUST do this with your spouse.) Write these dreams down on paper. The plan hangs on our refrigerator.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. After the FPU class, we looked at our debts differently. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. In fact, it sucks!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JULY 2, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? Tell us about you and your family. Where are you from?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

AUGUST 4, 2014

Include anything that you’d like to add to give the reader an idea about your personality. When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

FEBRUARY 3, 2016

Include anything that you’d like to add to give the reader an idea about your personality. I am a free-lance sign language interpreter, putting my husband through engineering school by paying cash. What are the top 3 – 5 ways you found money to put towards debt. I initiated paying off the debt.

Debt 100

Debt Debt Free College Finds 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

JULY 4, 2011

Life has a tendency to make drastic changes quickly, and if you do not have a plan or idea of how these changes might change your life, you are going to be in very deep trouble. Pat S from compounding returns asks Pay Off Debt or Invest for The Future ? A plan B is a must in any home.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 15, 2011

There are so many different ideas out there about how to do a budget and very little guidance on how to make them work in your life. Fat Guy, Skinny Wallet: That Pizza Was Tempting, But We’d Rather Pay Off Debt His wife and him were tempted to be undisciplined and order pizza for dinner the other day.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

MAY 27, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 20, 2017

you’d like to add to give the reader an idea about your personality. you are debt free? When we first started paying off debt we really didn’t have anything to. Tell us about you and your family. Where are you from? What do you and. your spouse do for a living? What are your hobbies? My husband.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Motherhood Moments

FEBRUARY 7, 2023

If you’re looking to settle down, it’s a good idea to make sure you have a decent credit score, as over 47% of people would not marry someone with bad credit. Some of the best first steps to take include increasing the amount of money you save or use to pay off debts, making fewer non-essential purchases and sticking to a budget.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

DECEMBER 10, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Another book that really helped was The Debt-Free Spending Plan by JoAnnah Nagler.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 2, 2016

Include anything that you’d like to add to give the reader an idea about your personality. In general though, the process of paying off debt has taught me a lot of things, and its a lifestyle I continue to this day. Was there something that you gave up that you will go back to now that you are debt free?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JUNE 22, 2020

This is a very controversial decision and I’ll be honest, I would never have come up with this idea on my own. But at the beginning of our journey to pay off the debt, I was listening to Dave Ramsey on the radio. Living a life focused on paying off debt is not always easy. We said NO a lot.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Use old receipts, bank statements to get an idea of how much you must spend. I list tons of ideas: How to Slash Your Grocery Spending . During that time, I started to budget for everything.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

I read it in two days and I was sold on the idea of being debt free. Share the top 3 – 5 ways you found money to put towards debt. How did you celebrate when you became debt free? Some people knew the path I had been on but a lot of my Facebook friends had no idea. Simply doing a budget.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

Include anything that you’d like to add to give the reader an idea about your personality. We quit when we were paying off debt. Tell us about you and your family. Where are you from? What do you and your spouse do for a living? What are your hobbies? I’m country – and my dialect will tell ya that.

Debt Free 100

Debt Free Debt Budgeting Budget 100