Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. Should you pay off debt or save? And there are tons of other benefits as well.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Koupon Karen

JANUARY 4, 2024

Addictions can lead to job loss, strained relationships, legal issues, and health problems, all of which come with their expenses. So, while seeking cost-effective solutions is necessary, prioritize your well-being and seek professional help if needed. Overcoming addiction doesn’t have to come at a high cost.

Bank 52

Bank Banking Finance Job Loss 52

Prairie Eco-Thrifter

JANUARY 16, 2012

Private mortgage insurance , orPMI, protects the lender and investor from loss, not the borrower. As you consider all the facets of being a homeowner and how it will affect your financial well-being, consider this: MI is not only a requirement for people with less than 20% to put down, it’s actually affordable.

Insurance 185

Insurance Home Buy Buying 185

Prairie Eco-Thrifter

JANUARY 30, 2013

This emergency might be one related to a natural disaster, or it might be a financial emergency, such as a job loss. Know where these items are, and make sure other family members know as well. Financial accounts numbers (memorize them and/or save them in digital form, protected by a password or encryption).

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

MAY 1, 2013

If you lose your job, or encounter another financial setback, 30% of your income might be too much to handle for a mortgage payment — especially if you have other debt. Markets and economic conditions change as well. The market might not return what you expect each year.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Prairie Eco-Thrifter

OCTOBER 7, 2014

Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. Do you pick away at your savings for things you really don’t need? Do you hope to save a certain portion of your income each month?

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

My spouse and I were that young, poor couple, sloughing away at our day jobs and scrimping and saving for years to build wealth. Well, we made it and here are some of the surprising things I found out about having a few millions. I watched the rich people around and on TV, wondering if I would be like them if I were wealthy.

Money 247

Money Grandchildren Thrifty Job Loss 247