Savings Corner

APRIL 4, 2024

There are, however, two catches: Low-risk investments earn lower returns than you could find elsewhere with risk; and inflation can erode the purchasing power of money stashed in low-risk investments. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money.

April 52

April Lowes CD Bank 52

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. So we started shopping around and were shocked to find how expensive outdoor furniture has become. 2 – We opened up high-interest savings accounts and earned $250 in interest. Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 2 – Decide where to put the money. Meal Plan.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? These days, most of us know that if we want to be successful in life, we have to commit to regular saving. You can’t expect to go to sleep one night and wake up with your entire money situation figured out.

Bills 113

Bills Money Bank Banking 113

Saving Everyday

SEPTEMBER 15, 2012

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. Earn FREE money doing the things you already do. At the beginning of each month, load all of the new Upromise eCoupons to save and earn even more!

College 55

College Dining Money Used 55

Family Balance Sheet

NOVEMBER 25, 2019

If you’ve been following along since January 25, 2019, we’ve been working all year to set aside money each month to have a cash Christmas. My monthly savings goal was $100. However by late summer, I found it easier to set aside the money directly from our budget. In November, I found the money within our budget.

2019 130

2019 November Club Christmas 130

Family Balance Sheet

JANUARY 31, 2020

Frugal living is being intentional with our money and creative with our resources, so we have more to put towards the things that are important to us. We want to live WELL, on LESS Money. I started a new grocery shopping routine in January and it is working out splendidly! Related reading: How to Save Money on Groceries.

January 130

January Frugal Green And Frugal Homemade 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

How much of that do you have saved up as we speak? The simple truth is that not many people have enough money saved up to buy a car. If you do choose to go for the pre-owned option, you will be saving yourself a bit of money! Ultimately, it is the money you could have saved to buy your dream car.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. Many people think that it is too hard to put money away. Shop Sales.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

FEBRUARY 19, 2022

My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Saving Everyday

DECEMBER 24, 2011

It’s a very simple program that turns your everyday spending into a little extra savings account to help pay for your family’s college expenses or withdraw for yourself. Earn FREE money doing the things you already do. At the beginning of each month, load all of the new Upromise eCoupons to save and earn even more!

College 45

College Dining Money Used 45

For the Mommas

JULY 13, 2016

10 Money Habits You Need to Quit. In this article, you will read about 10 bad money habits that you need to quit in order to be more financially savvy. Only having a checking account. Another common mistake that people make is not having some type of savings account or rainy day fund.

Money 40

Money Credit Cards Bills Budgeting 40

For the Mommas

JULY 13, 2016

10 Money Habits You Need to Quit. In this article, you will read about 10 bad money habits that you need to quit in order to be more financially savvy. Only having a checking account. Another common mistake that people make is not having some type of savings account or rainy day fund.

Money 40

Money Credit Cards Bills Budgeting 40

Prairie Eco-Thrifter

FEBRUARY 6, 2013

Millions of Americans and Canadians are experiencing what the emptiness feels like…the emptiness of their savings accounts, the emptiness of their wallets, and the emptiness of their kitchen cupboards. That may have been the old way to do things, but comparison shopping can now be done online. Learn to Match. for packaging?

Groceries 252

Groceries Grocery Bills Used 252

Family Balance Sheet

JULY 25, 2019

You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings.

2019 113

2019 Club July Christmas 113

For the Mommas

MAY 15, 2021

Sign up for free and transfer money earned to a college savings account or your bank account!

College 59

College Credit Cards Bank Banking 59

Saving Cents With Sense

SEPTEMBER 20, 2013

I’ve written about Upromise by Sallie Mae before and how it is such a great way to save for college (or pay off loans) while you are doing your everyday shopping, eating out, or even pumping gas. But did you know that you can save for college when you shop online? First, make sure you sign up for Upromise.

College 85

College Shopping Stride Rite Old Navy 85

Family Balance Sheet

MAY 25, 2019

So far I’ve found the money in a variety of ways since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I made enough to put $50 in our Christmas Savings account.

2019 100

2019 Club Christmas May 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

For the Mommas

NOVEMBER 30, 2016

The Best Cash Back Sites to Save on Holiday Shopping. I do a lot of my shopping on-line. Before shopping at any online merchant, I check to see what cash back sites work with the merchant. Now cashback isn’t instant savings. Last year, I accumulated over $400 cash back from my holiday shopping.

Holiday 40

Holiday Shopping Credit Cards 2017 40

Family Balance Sheet

JUNE 25, 2019

So far I’ve found the money in a variety of ways since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I have a long list of ideas in this post: 25 Ways to Find Money.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

JANUARY 25, 2013

Creating a Christmas spending budget in January really made me conscious of where that money was going to come from. Also, the January-September months are so far away from when I do our actual Christmas shopping (Nov & Dec) that that money often times gets shifted towards other gift giving expenses, like birthdays.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

MAY 31, 2016

Is an unexpected expense threatening your bank account? Or maybe you’re trying to build your emergency savings account, or save for a vehicle? There is one place to look for extra money that maybe you haven’t considered–your groceries. Day 6: Shop the Clearance Section.

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Family Balance Sheet

APRIL 25, 2019

So far I’ve found the money in a variety of ways: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. I had amassed $70 and thought it was a perfect addition to our Christmas account.

2019 100

2019 April Club Christmas 100

For the Mommas

OCTOBER 13, 2016

The Best Cash Back Sites to Save on Holiday Shopping. I know it is not even Halloween yet, but it really is time to gear up for holiday shopping. I do a lot of my shopping on-line. Before shopping at any online merchant, I check to see what cash back sites work with the merchant. Shop at Home.

Holiday 40

Holiday Shopping Credit Cards 2017 40

Prairie Eco-Thrifter

DECEMBER 25, 2011

Before I officially set up shop, I made sure I had two important things: a beautifully crafted, market-tested sign and the drive to make millions. My mom wanted me to open a savings account as a safe place to stash my cash. You can save money – or – you can make money. Saving money focuses on things you do.

Video Games 199

Video Games Money Saving Saving Money 199

Family Balance Sheet

OCTOBER 25, 2019

However by late summer, I found it easier to set aside the money directly from our budget. You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92. You have 2 months to find some cash money.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

SEPTEMBER 25, 2019

You can read the previous posts on my progress here , but here’s a recap of the variety of ways I’ve found the money since February: In February, I received a check from Ebates for $40.92. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings.

2019 100

2019 September Club August 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post What to Do With Money: A Mom’s Guide to Smart Money Management appeared first on Penny Pinchin' Mom. You need to know what to do with money! I’m talking about how to earn, save, invest, and ultimately make your money work for you. Do you have a retirement plan or a healthy savings account?

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

MAY 22, 2011

While this may be one of the quickest ways to sock away money for the purpose of debt reduction, it’s likewise the least pleasurable. You must become knowledgeable of exactly how much money is coming in and going out of your household. Sometimes shopping around may be an easy fix. Use a savings account to pay down debts.

Debt 157

Debt Recession Unemployment Budgeting 157

Couponing 101

DECEMBER 4, 2019

You work for your money, so why shouldn’t your money work for you? If you keep your money in a piggy bank or under your mattress, it’s stagnant. The value of your money is likely to decrease as inflation continues. Because of this, Acorns might be a good choice for people who prefer spending to saving.

Making 69

Making T-Mobile Money Goals 69

Family Balance Sheet

JUNE 25, 2011

If your holiday planning went smoothly last year then you might not feel any urgency to think about Christmas 2011, but if you overspent, shopped at the last minute and paid the price well into spring then you might want to rethink this year's strategy. Add up your budget and starting today, set aside money each month.

Christmas 157

Christmas Credit Cards January Budgeting 157

Savings Corner

DECEMBER 25, 2023

With passive income, you can have money coming in even as you pursue your primary job, or if you’re able to build up a solid stream of passive income, you might want to kick back a little. Opportunity: A course can deliver an excellent income stream, because you make money easily after the initial outlay of time.

Money 52

Money Making Real Estate Rent 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose. Most personal loans are unsecured , so you won’t have to put down collateral to borrow the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Saving Everyday

FEBRUARY 5, 2011

It is a program that turns your everyday spending into a little extra savings account to pay for your kid’s college, your student load or withdraw for yourself : Register HERE – It’s FREE! Shop and dine as you normally do to start earning earn cash back in your Upromise account.

College 68

College Money Credit Cards Kids and Family 68

Family Balance Sheet

AUGUST 28, 2013

I''m happy to report that I was able to reduce our grocery spending in August by about $50 and I''ll put that money in our Christmas savings. My goal during the pantry challenge was to shop our freezer and pantry to put together my weekly menus instead of only using the Sunday sales flyers. become a Twitter follower.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. full-time so we started bringing in a decent amount of money. we still weren’t making enough money to cover all of our monthly bills. first about any money that was spent. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100