Savings Corner
DECEMBER 25, 2023
How to use the mortgage calculator Under “Home price,” enter the price (if you’re buying) or the current value (if you’re refinancing). On mobile devices, tap “Refine Results” to find the field to enter the rate and use the plus and minus signs to select the “Loan term.”
The Frugal Girl
FEBRUARY 18, 2024
While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. I wait to find things that I love and then pretty much use them until they die. Childhood joy. Purple raspberries from my garden.
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Prairie Eco-Thrifter
JUNE 24, 2013
We used to have a concrete driveway, but as part of a landscaping project, we ripped it out and replaced it with gravel. Gravel Doesn’t Cause The County to Raise Our Property Taxes. Some claim it is harder to use a plow or snow blower or to shovel the snow off the driveway if it is gravel. Go Frugal Go Green'
Savings Corner
DECEMBER 25, 2023
To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. If you want to explore an FHA loan further, use our FHA mortgage calculator for more details.
Savings Corner
APRIL 4, 2024
You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinancing is beneficial if you can reduce the interest rate on your primary mortgage and make good use of the funds you take out. This can be a boon for your credit score.
Family Balance Sheet
MAY 6, 2020
What got us through financially? I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan.
Savings Corner
APRIL 4, 2024
Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You can use these funds as retirement income, to pay medical bills or for any other goal.
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