Prairie Eco-Thrifter
JANUARY 29, 2013
One of the biggest questions in our minds when we are considering a house that needs renovations is “how much?”, so I’ve taken it upon myself to cost out the renovations for a new kitchen, new flooring, bathroom upgrades and painting. I don’t know if you’ve checked recently, but renovations are EXPENSIVE!
Savings Corner
DECEMBER 27, 2023
If you’re not sure what kind of business you want to run, use these lists to get the wheels turning: A strong business plan can help you prepare for every aspect of your business. Choose a business structure The legal structure of your business can affect everything from your taxes to what you’re liable for.
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Family Balance Sheet
DECEMBER 29, 2020
That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a one-month only spreadsheet.
Family Balance Sheet
MARCH 9, 2018
I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a one month only spreadsheet.
Savings Corner
APRIL 4, 2024
You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. Using the cash out for home improvements is a more prudent use.”
Savings Corner
APRIL 4, 2024
If you qualify for the best rates, a HELOC can be a less expensive way to consolidate debt or finance a home renovation. Flexibility With a HELOC, you use the funds as you need them, then repay only what you borrowed (with interest). Overview: What are the pros and cons of a HELOC? This helps keep your payments manageable.
Savings Corner
APRIL 4, 2024
Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home.
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