Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 2, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I’m saving my plasma money for summer trips and activities. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I had an unexpected surprise hit my credit card in February. This trip was a reward for our years of paying off six figures of debt , and we were going to pack a lot into our week. Airfare Refund: $2700. Rakuten: $233.93.

February 257

February Money Airline Flights 257

Saving Everyday

APRIL 19, 2012

Request a FREE credit score from CreditSesame – I am usually leery of these types of things but I did the offer the first time I told you about it, and can personally say I needed NO credit card, signed up for NO free trial and easily got mine and my husband’s scores in minutes ~. Do you know your credit score?

Credit Cards 40

Credit Cards Credit Debt Activism 40

Saving Everyday

OCTOBER 16, 2011

Do you know your credit score? It’s imperative to check your credit report at least once a year to correct errors and detect unauthorized activity. You can get your score for FREE from Credit Sesame ~. Credit Sesame will also help you manage your credit, loans and debt…all for FREE.

Credit 65

Credit Debt Credit Cards Restaurant 65

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

Debt 52

Debt Credit Money Mom 52

The Frugal Girl

FEBRUARY 18, 2024

Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! This doesn’t include the many free in-library activities we’ve enjoyed over the years. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary.

Kids and Family 197

Kids and Family Home and Garden Money Frugal 197

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

million active listings worldwide, here’s why you should choose Airbnb. Advertise To Millions: Once your house is active on the list, it is virtually available for users all around the world to look at it. . Senior homeowners can use this money to pay their daily expenses or repay their credit card debt.

Money 100

Money Home Rent Making 100

Prairie Eco-Thrifter

AUGUST 17, 2017

Work on figuring out how you can best get referrals from your professors; what kinds of extracurricular activities count most for where you want to be and whether or not there are paid or unpaid internships that you can look into applying for. Failure to be smart about credit. Keep track of what you have on your monthly card bill.

College 133

College Graduation Used Points 133

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. In this case, they helped a school fund interactive learning activities. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? Nathan Richardson from ComplexSearch.com presents What’s a Good Credit Score?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. We strive to be a pretty active family. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. Where are you from?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

MAY 15, 2012

Like me, when they were younger, it didn’t seem a priority and then life became busy with careers, children and juggling activities. There are lots of financial advisors out there who are trained in the art of financial planning , debt reduction and other financial strategies.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

APRIL 11, 2011

Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. On credit cards and debt: “Credit cards are the easiest way to get into trouble. Stay out of debt in general. I’m active. Neither do you.

Work 133

Work Debt Credit Cards Finance 133

Family Balance Sheet

APRIL 1, 2011

It is a one page, visual reminder of our assets (checking, savings and retirement accounts), our liabilities (our debts) and our financial goals. Check your credit report for errors or unauthorized activity. You are entitled to a FREE copy of your credit report. Organize your financial paperwork.

Finance 127

Finance Financial Goals Goals Credit 127

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Madison presents Credit Card Application Spree to Maximize Sign Up Bonuses posted at My Dollar Plan , saying, “It’s time for a round of credit card applications to make some money! Readon for some great bonuses.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

APRIL 6, 2012

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. One of those prepaid debit card companies apparently sent him a debit card that he never remembered applying for.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JULY 16, 2012

Third World Debt Is there a commitment to helping third world countries tackle their debt crises? For example, do they advertise directly to sections of society who are vulnerable to debt problems? This can be a problem for credit card companies, who do not always act in a ethical manner when looking to hook new customers.

Bank 186

Bank Banking Fair-Trade Debt 186

Prairie Eco-Thrifter

JULY 13, 2015

Prepare for getting into the ones you think you might want to attend – by studying the right subjects, participating in the right activities and working the right kinds of part time or summer jobs. How to manage life activities. I hope to show you how to use debt wisely. There are lots of ways to get into to debt.

Personal Finance 100

Personal Finance Finance Debt Money 100

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. Our son was growing, and we knew we wanted to provide him with extracurricular activities that made sense for him — music and sports and scouting.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Savings Corner

DECEMBER 24, 2023

A credit freeze keeps the sensitive data in your credit files from being accessed without your specific consent. That can protect you from fraudulent credit applications, even if a criminal has key information such as your birthdate and Social Security number. What is a credit freeze? Tax Filing Webinar — Jan.

Credit 52

Credit Monitors Insurance Taxes 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards.

October 200

October 2011 Finance Personal Finance 200

Saving Cents With Sense

OCTOBER 22, 2015

Each year, more than 9 million people have their identity stolen, resulting in debt , lost job opportunities, and even a criminal record. Suggest that your potential landlord use a service like Mysmartmove to conduct a background and credit check. Keep the Card at Home. Keep Your Social Security Number Safe. Get a Shredder.

Identity Theft 40

Identity Theft Shredders Credit Credit Cards 40

Motherhood Moments

FEBRUARY 7, 2023

V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Bad Credit Might Keep You Single. Around half of Americans would not marry someone with a bad WalletScore or bad credit. Dinner May Be Too Expensive. Financial Infidelity Hurts.

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Valentines Day Thrifty Debt Las Vegas 130

Savings Corner

APRIL 4, 2024

Here’s generally how it works: The lender will do a credit check. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Debt consolidation refinance Caret Down Like cash-out refinances, debt consolidation refinances give you cash.

Refinancing 52

Refinancing Work Debt Financial Goals 52

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Find all kinds of fun activities you can do at home. Stop using your credit cards. Credit cards make buying too easy and you usually end up buying too much when you use them. 20 Tips for Frugal Living. Plan a movie or game night.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

OCTOBER 11, 2012

Running Up An Enormous Credit Card Bill. It can be so easy to run up thousands of dollars in debt just by using that credit card. This all coming from the credit card king. This all coming from the credit card king. How Will Your New Spouse Affect Your Credit Score?

Debt 222

Debt Credit Cards Money Credit 222

The Frugal Girl

JUNE 10, 2024

And neither of us is comfortable carrying debt beyond the mortgage. there are lots of outdoor activities to do for free or the cost of a parking permit. Banff, Canada If you know credit cards are something you can be disciplined with (never carry a balance!!) Most of us can’t have it all!

Kids and Family 130

Kids and Family Thrifting Vacation Friends And Family Sale 130

The Frugal Girl

MARCH 4, 2024

We all love outdoor activities, but we don’t all enjoy the same ones. Since we love being outdoors, we made a conscious decision to invest in equipment that would best allow us to enjoy our outdoor activities. He married the love of his life almost two years ago, so now we have a daughter-in-law, too. The same is true for Maine.

Green And Frugal 191

Green And Frugal Kids and Family Hotel Frugal 191

Prairie Eco-Thrifter

JUNE 24, 2012

Over-spending has become a way of life, cheered on by financial institutions and credit card companies, who want us to spend up big so they can earn ever more interest, at our expense. Apparently, when we are faced with buying decisions, we experience similar hormone activity to the fight or flight mechanism in the body.

Money 213

Money Activism Credit Debt 213

The Frugal Girl

NOVEMBER 13, 2023

My kids are able to bike to school and activities – my son even bikes to the airport where he takes flight lessons. I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey. We also all had academic scholarships to help with costs.

Kids and Family 203

Kids and Family Parenting Cars Car 203

Prairie Eco-Thrifter

JUNE 18, 2021

Retirement has become an uncertain landscape for many families as they’ve watched economic markets shift and debt grow while financial burdens wreak havoc. Look at the last six months of your credit card statements along with your bank statements to review what cuts to make to reduce expenses.

Insurance 100

Insurance Re-use Delivery Service Family 100

Prairie Eco-Thrifter

NOVEMBER 12, 2015

Building a great credit score comes naturally with good financial routines. Paying bills on time, every time is a routine that goes miles towards improving your credit score. Having a set time for homework, screen time, physical activity and meals helps your child through their day with less stress.

Health 100

Health Painting Money Finance 100