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What to Do When You and Your Spouse Have Differing Financial Goals

Prairie Eco-Thrifter

Despite our intertwined lives financially, we hadn’t combined finances up until recently. My financial goal is to save up enough to travel extensively (such as an around-the-world trip or maybe volunteering abroad for a longer period of time). Compromising is Key. Money Tips'

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” with their goals.

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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130
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#SavingsPledge: Setting Smart Financial Goals

Saving With Shellie

Today I thought I’d take a minute to go over some ideas to set smart financial goals. If you have ever taken a business class, you’ve learned about setting goals that follow the SMART acronym. I’d say my goal is very specific. There is a definite end to the goal and that number can be reached.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100
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How We Frugal-ed in August 2022

Family Balance Sheet

For starters, I didn’t donate plasma this month and that is usually my biggest source of extra cash. Lately, the line has been really long to get in and I wasn’t in the mood to stand in it. FREE Shredding! Coincidently, our credit union was offering a free shred day AND free breakfast for participating.

August 130
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Family Budget Spreadsheets 2021

Family Balance Sheet

I found a lot of printable (pdf) budgets, but couldn’t find a spreadsheet that I liked. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. For 2021, the bundle includes 10 spreadsheets, 2 trackers, and 2 pdfs.

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