Family Balance Sheet

FEBRUARY 4, 2015

Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. Today’s Debt Free Story is from Shannon.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. I have 8 freezer recipes that we like, but I need to add more so we don’t get bored. Thanks mom & dad! Our monthly grocery budget for my family of 4 is $500. Go Cowboys!!

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. I can’t wait to see how much we will save in 2015. February Update. I can honestly say that I did very little shopping (outside of groceries) in February. See you on Thursday, March 26.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 5, 2018

My goals are completely attainable, but they will still stretch me t o be more intentional with my time. Time is a commodity that you don’t get back, and I need to make the most of it while my kids are still young and at home. These are just my personal goals. This will be my most challenging goal for 2018.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

AUGUST 4, 2014

’ Apart from our careers we’re very into cultural experience, LOVE big city life with all the culture and delicious food it provides and our greatest lament in moving to Western NY is that there won’t be the variety that our beloved Portland offers us. All of this plays into our desire for financial stability.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

APRIL 1, 2021

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. You will be so thankful later. It is NOT a spending account.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

SEPTEMBER 20, 2016

A HUGE chunk of that thanks to my husband. Here I was, leaning against his $20,000 truck, while my $15,000 car is sitting in the drive way of our $150,000 house, and through all this our 8 month old son was sleeping in his $400 crib, and I didn’t have $20 bucks of my own money to get gas. Was there a particular event?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

NOVEMBER 19, 2014

What are your financial goals now? Thank you, Amanda & Daniel, for being so honest with your debt free story. You don’t have to be a blogger to share. Today’s Debt Free Story is from Amanda & Daniel. Tell us about you and your family. Where are you from? What do you and your spouse do for a living?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

NOVEMBER 5, 2014

What are your financial goals now? Thank you, Doug, for being so honest with your debt free story. You don’t have to be a blogger to share. Welcome to Debt Free Stories. Today, I’d like to introduce you to Doug and his wife, Laura. Together they paid off $23,000 in 16 months. Doug writes at Doug Smith Live.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

APRIL 3, 2014

My husband and kids won’t tolerate a bare kitchen and bad, boring food–they would seriously revolt. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. It doesn’t last long, because every one in my house loves it. So refreshing.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

JANUARY 21, 2015

It wasn’t until the last 2 years that we got serious. It took use about 10 years because we didn’t get serious until the 11th hour. We toyed around with the idea for a long time and didn’t think it was that possible for a while, since we were on one income most of our marriage. Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. We sold stuff online that we didn’t need. It is amazing how much freedom we have to travel now that we don’t have all of that debt looming over us. What are your financial goals now? We plan to be financially free by 40. Where are you from?

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. When I was in Asia in April I was reminded that many people in this world aren’t given the option to choose. If we put our mind and actions to reaching a goal then we will complete it. Thanks for the honesty.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 16, 2016

And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. If you can’t answer with the word, CASH , then please, set yourself up for success and build your emergency fund. You will be so thankful later. 6 – Eat dinner at home.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

I felt incredibly overwhelmed and thought ” we will never be able to do this” but sitting here on the other side…man, I can’t even imagine if we would have never committed to dumping debt. We weren’t really active looking for it actually. Today’s Debt Free Story is from Jessica. Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 18, 2015

Dave Ramsey’s FPU (Financial Peace University). Sold things we didn’t need. Who initiated the debt free goal? I quit nagging and began to talk about where we were going through hopes, dreams, and goals versus only talking about the things we were going to eliminate. What are your financial goals now?

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I don’t want to wait years. And 2015 is no different. I want it NOW!!!!!!

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

SEPTEMBER 29, 2016

Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement).

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

APRIL 1, 2015

My wife also took a P/T job to increase our income, which allowed more cash to be thrown on the debt. If married, who initiated the debt free goal? What are your financial goals now? Thank you, Brian, for sharing your family’s story. Today’s Debt Free Story is from Brian. Where are you from?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JANUARY 20, 2017

Grad school ain’t cheap, y’all! we still weren’t making enough money to cover all of our monthly bills. Pay your debt as soon as you’re paid so you don’t spend it. because we aren’t eating out. medical bills, a small credit card, both of our cars, and student loans. The biggest.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 13, 2016

Farrah also has a kids t-shirt line that she runs out of the house called Lovely Littles Shop. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. Working together, sharing the same goals and vision, talking about milestones. We love church and missions work.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

DECEMBER 10, 2014

I wasn’t able to afford much, and this was the first time I was on my own since having been married. I also decided I didn’t need extra luxuries like my gym membership and cable TV. He leaves most of the financial goals up to me, but we make the decisions together. Today’s Debt Free Story is from Carrie.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

NOVEMBER 12, 2011

I bet you didn’t know about these: Peanut Butter Lover’s Month- I love the stuff! Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage. Haven’t read it? National Pepper Month.

November 188

November 2011 Personal Finance Finance 188

The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. What’s one thing you aren’t remotely tempted to splurge on? I learned to save money by watching my parents. (I Just sayin’… 7.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. I don’t make a lot of income on this blog, and it has definitely decreased recently as I’ve reduced my hours spent blogging. And I’ll be honest, I don’t always love living in a small home.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Penny Pinchin' Mom

MARCH 11, 2024

” Robert Kiyosaki I dare say there isn’t a soul on this planet as frugal as a mom on a budget. Thankfully, we don’t have to reinvent the wheel. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. Don’t know where to start?

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

FEBRUARY 9, 2018

We felt we didn’t have a choice, and we put the issue behind us. We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Health insurance is a struggle for many people, and for us it became a big source of anxiety at the end of 2015 when our insurance company went out of business.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. It wasn’t fun, but it was necessary.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey). I didn’t really celebrate by spending any money. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

FEBRUARY 3, 2016

T he other thing to find more money towards debt was simply picking up more work. What are your financial goals now? Right now, the main goal is to finish saving up all the money my husband needs to finish school, which should be done later this year. Today’s Debt Free Story is from Charissa. Where are you from?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

AUGUST 11, 2014

He didn’t stick around and that could have derailed me, but I decided to focus on the future for my daughter & me instead.). I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused.

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JANUARY 7, 2015

Don’t buy it. We just decided to pay our house off as quickly as possible because we didn’t even want to be saddled with a mortgage. We took his Financial Peace course once before we were married and twice afterwards…and now Barry teaches it. We sold anything that we didn’t need or love.

Debt Free 100

Debt Free Debt Budgeting Budget 100