Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Couponing 101

JUNE 25, 2019

Forbes reports that most Americans have gone into debt to pay for a vacation. But given interest rates, accumulating debt just for a fun break probably isn’t worth it. You can enjoy a camping trip, stay with a relative, or even make your time at home a staycation without racking up bills.

Vacation 51

Vacation Budget Budgeting Calculators 51

Prairie Eco-Thrifter

OCTOBER 27, 2013

It is so easy to incur debt and keep deferring payment. A relative of mine gradually lost income and assets over a 20 year period, having lifestyle downsizing forced on him multiple times and in multiple ways, from loss of cars all the way to loss of hot water for showering and money for food. Living above your means.

Real Estate 240

Real Estate Taxes Money Debt 240

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Embrace the Food Network. Buy Store Brands.

Saving Money 221

Saving Money Money Budgeting Budget 221

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

OCTOBER 30, 2013

Dave Ramsey is famous for telling his listeners to start delivering pizzas to claw their way out of debt. She was a stay at home mother and the hours fit her husband’s work schedule. It might be a good fit for a stay at home who needs to work their schedule around their’s spouse’s. Find a Part-Time Job.

Finds 113

Finds Part Time Hobby October 113

Family Balance Sheet

JANUARY 14, 2011

All I could think about was a day at home where I could get some things accomplished. We had a snow day on Wednesday. And while it was fairly mild compared to last year's Snowpocalypse.my daughter's school was still canceled. How to Take Control of Your Finances in 2011 at Get Rich Slowly. A must read!

Daughter 100

Daughter Debt Personal Finance Finance 100

Prairie Eco-Thrifter

JANUARY 1, 2013

Once you’ve added up your regular financial commitments, you’ll know how much is left over for everything else, including food, transport and entertainment. I like the snowball effect method of debt reduction because it worked for me. Look for the credit card with the lowest interest rate and keep it at home.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

MAY 1, 2012

She got rid of her credit card debt using this.” Bobbi started cooking at home instead of always dining out. “I I have found new recipes, I eat more healthy food and I have even lost a few pounds. Then a friend told me how she learnt about delayed gratification – putting off buying stuff until she could afford to pay cash.

Money 211

Money Debt Debt Free Cooking At Home 211

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Dine In This is a tricky one because not everyone likes to do the chores that come with dining at home. How much of your salary should you save? And what do you need to do each month? What about when your bills are simply pulling you under?

Saving Money 52

Saving Money Money Saving Bills 52

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? With people traveling for the holidays, and if you are at home, I would sign up to make some extra cash!

Christmas 153

Christmas Swagbucks Bank Banking 153

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. 4 – Skip the AM drive-thru and eat breakfast at home.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

AUGUST 26, 2012

Go hiking and camping and show them the beauty of the outdoors (and teach them to leave trails and campsites better than when you arrived) Plant a garden with your children to give them a tangible example of how much fun growing your own food and eating healthy can be! Stress the importance of saving and staying away from debt.

Thrifty 189

Thrifty Recycle Recycled Recycling 189

Prairie Eco-Thrifter

FEBRUARY 11, 2011

You see, it doesn’t matter how you decide to celebrate it, whether you stay at home or go out, but one thing is for sure…kissing. Kisses are collected either on delivery to the grocery cart, or later at home. Financial Highway tells us how we can beat inflation with our food budget. Reducing Debt.

February 113

February Finance Personal Finance Money 113

Prairie Eco-Thrifter

OCTOBER 4, 2011

The strategies did keep us out of debt however, and instilled in us habits of self-reliance, attitudes of ‘we can do that’ and a measure of life-long thriftiness that we might not otherwise have had. By exercising at home instead of paying gym fees we saved $600 per year for 17 years ($10,200). 262,032 Food Preparation.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Don’t shop hungry and if your kids aren’t helpful with shopping, you may want to leave them at home so you can concentrate on getting the best deals. Making Homemade Baby Food.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Prairie Eco-Thrifter

FEBRUARY 15, 2011

But those can saddle your children with debt for 20 years or more! Examples of this are finding an outfit for a wedding, lawn equipment, or a food processor for preparing meals for a large family gathering. Making the first coffee of the day at home and taking it to work in an insulated cup can easily save three to four dollars a day.

College 100

College Budgeting Budget Friends And Family Sale 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Find all kinds of fun activities you can do at home. Reduce convenience foods. Frozen foods, prepared foods and junk food are not only more expensive than something you cook yourself, but also less healthy. 20 Tips for Frugal Living.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

The Frugal Girl

NOVEMBER 13, 2023

Limiting waste is what really drives most of the habits I have that would qualify as “frugal” – reducing/eliminating food waste, returning unneeded items, pursuing refunds, checking on warranties, repairing things, etc. For me, being in the kitchen and making food for people is an act of love.

Kids and Family 191

Kids and Family Parenting Cars Car 191

The Frugal Girl

FEBRUARY 26, 2024

I was always in debt, which has been a tremendous source of shame for me. made by my husband While my husband’s income has increased over the years, we’ve ended up with a lot of (mostly) medical debt that would be easier to pay off if I were/had been able to work full-time. Apply it toward debt. Marrying my husband.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

The Frugal Girl

JANUARY 29, 2024

We have significant food restrictions so sourcing our own is helpful health-wise & cost-effective too. Staying out of debt was/is very important to me & miraculously I have succeeded this far, praise God. We have several food intolerances/needs so cooking is just mostly easier/cheaper. Do I know where it went?

Arkansas 182

Arkansas Frugal College Kids and Family 182

Saving Cents With Sense

JUNE 8, 2011

Think of it like this – if someone invites 20 people and purchases food, etc and plans on that many and only 4 show up – look at the wasted money. BIO: Tracie helped her family eradicate more than $37,000 in debt. When not busy saving money, she enjoys spending time with her family at home in Missouri.

Saving Money 82

Saving Money Money Birthday Kids and Family 82

Prairie Eco-Thrifter

JUNE 20, 2012

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What Can You Afford? What Is an Affordable Mortgage?

Money 186

Money Home Debt Buy 186

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? The inspiration to pay off my debt was watching my grandmother balance her checkbook.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

The Frugal Girl

FEBRUARY 5, 2024

Most of my evenings/weekends are just hanging out (largely at home and in the yard with my family). My mother was loving and worked so hard to provide for us, but it was frequently a struggle to get food, keep heat on, and other necessities. The weight of debt can be so heavy mentally in addition to the direct effects of it.

Virginia 185

Virginia Kids and Family Library Frugal 185

Prairie Eco-Thrifter

OCTOBER 5, 2014

per lunch if you just brought something at home (and I’d say that is a pretty elaborate lunch). This can come in a variety of different forms, but something we see time and time again is people who are in debt or having a hard time making ends meet buying brand new, fancy cars, massive houses and high end consumer goods. Money Tips'

Budget 245

Budget Budgeting May Lunch 245

Prairie Eco-Thrifter

JUNE 14, 2012

This can be as simple as forgoing dinner out sometimes and cooking at home more; taking your lunch from home sometimes instead of always buying it; and the oldie but goodie – giving up one expensive Starbucks coffee a day. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper.

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

FEBRUARY 19, 2013

Food accounts for 15.6% The chances are you already have a hefty credit card debt you are trying to pay off, so adding to it is only going to make things harder. Leave the credit cards at home and work at getting them paid off, keeping just one for emergencies. and health care expenses at 4.6%. The remaining 17.6% Bottom Line.

Budget 222

Budget Budgeting Credit Cards Transportation 222

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! I just moved to the more rural area to enjoy time gardening and cooking with real foods. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1.

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. Peggy: Oh yes! The Spectrum Group.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

The Frugal Girl

NOVEMBER 6, 2023

It’s not a big splurge, but I take my kids at home out to McDonald’s for lunch once a week. (I’ve If I could spend it without strings, I might just donate it to a food pantry. Once I was out of college, without debt, I had the freedom to make choices about what I would do and where I would work. 😉 10.

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Discussing how it is easier to eat healthy when you have food stamps but once that is gone or you have “graduated” from the program, you can no longer eat as well.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

MARCH 7, 2013

Between the Board, the two jobs, and to do’s at home, I have been burning the candle at both ends for a while now and reaching the point of burn out. Do you ever suffer from debt envy? Trimming Your Food Budget Trims Your Waistline. I can’t wait. I need a break badly as you know. PET Archives.

Vacation 169

Vacation Fridays Indonesia Personal Finance 169

Prairie Eco-Thrifter

JANUARY 21, 2011

Jason at Frugal Dad shares with us 9 ways we can prepare for food inflation. Money Crashers tells us 15 ways we can have a vacation at home. Reducing Debt. If you do get a raise, put it towards your debt so you can be one step closer to financial freedom. Invest it Wisely just got his first home with his wife.

January 124

January Emergency Fund Personal Finance Finance 124

Prairie Eco-Thrifter

APRIL 4, 2016

Keeping your standard of living the same while income increases to generate extra saving potential (such as eating at home instead of in restaurants or fast food joints each week). Paying extra on your debt each period and then not incurring new debt.

Goals 100

Goals Friends And Family Sale Money Activism 100