Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

The Frugal Girl

DECEMBER 11, 2023

My husband and I have four kids ranging from age 3-8, and I am a stay-at-home mom. Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. How did you get interested in saving money?

Money 194

Money Kids and Family Frugal Parenting 194

The Frugal Girl

FEBRUARY 18, 2024

How did you get interested in saving money? At age 12, I started saving up my allowance and babysitting money to buy Christmas gifts for other children who were less fortunate. I was searching for ways to cut back on expenses and found this blog. I quickly became a daily reader. The more kids I could “adopt”, the better!

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. My husband was formerly an aerospace engineer but is now a stay-at-home-dad, and I run a blog called LivingWellSpendingLess.com. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Saving Cents With Sense

JANUARY 1, 2016

I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Although I don’t claim to be an expert, I have learned many money saving tips through the past 7 years of running this frugal blog. Saving Money on Haircuts.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Saving Cents With Sense

JUNE 8, 2011

Saving Money as the Host/Hostess! Saving Money As a Guest! So, now you know what you can do to save money when throwing a party. Can you save money? This may seem like an odd way to save money – but it isn’t saving money for you but really helping out your host/hostess.

Saving Money 82

Saving Money Money Birthday Kids and Family 82

Prairie Eco-Thrifter

FEBRUARY 27, 2012

Although my primary concern these days to get out of debt, I have been thinking a lot about what “GREEN” really means and how that impacts my everyday lifestyle. Saving Money. Have you ever considered saving money to be more “Green”? Going Green at Home. Well actually it is.

Finance 187

Finance Green Transportation Public Transit 187

Prairie Eco-Thrifter

AUGUST 22, 2011

This time around my fellow bloggers and I were to share our Best Go Green Method To Save Money. Please check out the different tips below on how you too can save money and be green: Nickel by Nickel tells us how they read green using ebooks over at Beating Broke. Hello and welcome to the 10th Yakezie Blog Swap.

Swap 133

Swap Personal Finance Finance Debt 133

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

There has been a lot going on at work and at home which has been wearing on me. Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. at Debt Roundup.

Fridays 187

Fridays Budgeting Budget New Cars 187

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 27, 2011

It goes without saying that taking the most direct route to work is most cost-effective, fuel-wise… but planning your commute to enable timely stops to the market or to pay bills on your way to or from work can save money as well. Does the organization you work for actively practice earth-friendly ways to save money and energy?

Office 198

Office Fuel Work From Home Saving Money 198

Family Balance Sheet

JANUARY 14, 2011

All I could think about was a day at home where I could get some things accomplished. Personal Finance around the web: Festival of Frugality at Cash Money Life. We had a snow day on Wednesday. And while it was fairly mild compared to last year's Snowpocalypse.my daughter's school was still canceled. Lots of great posts. A must read!

Daughter 100

Daughter Debt Personal Finance Finance 100

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. Staycations are inexpensive activities that your family can do at home, or locally, that you can all enjoy without running up an expensive vacation tab.

Frugal Life 242

Frugal Life Frugal Kids and Family Inexpensive 242

Family Balance Sheet

APRIL 1, 2021

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. 2 – Decide where to put the money.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Saving Cents With Sense

JUNE 2, 2011

So, what are YOU doing to help save on your gasoline consumption? BIO: Tracie helped her family eradicate more than $37,000 in debt. She shares her money saving tips and deals daily at Penny Pinchin Mom. When not busy saving money, she enjoys spending time with her family at home in Missouri.

Fuel 103

Fuel Gasoline Missouri Saving 103

Prairie Eco-Thrifter

FEBRUARY 11, 2011

You see, it doesn’t matter how you decide to celebrate it, whether you stay at home or go out, but one thing is for sure…kissing. Kisses are collected either on delivery to the grocery cart, or later at home. Me, I am between strategic spending and earning more money. Where are you at?

February 113

February Finance Personal Finance Money 113

Prairie Eco-Thrifter

MAY 1, 2012

I discovered that most of the stuff I bought, I didn’t really need so it was fairly simple to change my spending habits to save money.” She got rid of her credit card debt using this.” Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save. Gee, it mounts up quickly!”

Money 211

Money Debt Debt Free Cooking At Home 211

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS. Here’s 7 Tips to Conserve Water and Save Money. It saves us $67 a month.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

FEBRUARY 16, 2016

Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. 2 – Decide where to put the money. 6 – Eat dinner at home.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. And if you rent, save money and then invest the difference. Save money by preparing your own meals. Drink water to save money and calories. Plan the most efficient route to save gas and time. 20 Tips for Frugal Living.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

MARCH 10, 2011

Little House in the Valley tells us how we can save money by partnering with our neighbours. Reducing Debt. Eventually you will have to pay off your debt and if you have let it get out of control, you are going to be in for a real surprise. Stretching the One Income Dollar - Easy Quilt Projects by Better Home and Gardens.

Personal Finance 133

Personal Finance March Finance Family 133

The Frugal Girl

FEBRUARY 26, 2024

The focus was on saving money and resources and living in an eco-conscious way. How did you get interested in saving money? I was always in debt, which has been a tremendous source of shame for me. What’s the “why” behind your money-saving efforts? Apply it toward debt.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Prairie Eco-Thrifter

MARCH 12, 2015

It is the most basic thing you can do to save money in college and can be completed online at FAFSA.gov in about 30 minutes. Whether you’d like to learn at home or feel you’re more of a hands-on learner so need a classroom, take into account all the pros and cons of various types of institutions.

Student 100

Student Frugal College Education 100

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. If there’s no extra money in your budget, there’s still hope, though. Bank your savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

OCTOBER 5, 2014

It’s absolutely nuts the amount of people who will complain about having a hard time saving money, who are living hand to mouth, who still eat lunch out every single day at work. The average cost of a meal is around $3 across North America, meaning that you’d be saving $4.00 Money Tips' Brown Bagging.

Budgeting 245

Budgeting Budget May Lunch 245

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. I’m a former 3rd grade teacher, but now a stay at home mom and a graphic designer of Joyful Art Designs. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

The Frugal Girl

NOVEMBER 13, 2023

How did you get interested in saving money? My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. I was in 4th grade, and had 2 younger siblings when they began their debt-repayment journey.

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

JUNE 20, 2012

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What Can You Afford? What Is an Affordable Mortgage?

Money 186

Money Home Debt Buy 186

Prairie Eco-Thrifter

AUGUST 19, 2012

Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. Credit card debt remains at an all time high; this is the first debt to attack and get under control. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? The inspiration to pay off my debt was watching my grandmother balance her checkbook.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

The Frugal Girl

NOVEMBER 6, 2023

This was a time I had been thinking about not teaching anymore and staying home, so I was looking for new ideas to be thrifty. How did you get interested in saving money? I think I’ve always liked to save money. What’s the “why” behind your money-saving efforts? Why do I want to save money?

Kids and Family 189

Kids and Family Money Home and Garden Frugal 189

The Frugal Girl

FEBRUARY 5, 2024

Most of my evenings/weekends are just hanging out (largely at home and in the yard with my family). How did you get interested in saving money? The weight of debt can be so heavy mentally in addition to the direct effects of it. What’s an embarrassing money mistake you’ve made?

Virginia 184

Virginia Kids and Family Library Frugal 184