Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. This week I am reminding you all about those special people in your life- your family. It was during this rather taxing weekend that I was reminded of how great a loving family can be. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Savings Corner

DECEMBER 25, 2023

You apply for a private student loan through a bank, credit union or online lender. Compare offers from multiple lenders including banks, credit unions, online companies and state-based lenders to find the lowest interest rate. You apply for a federal student loan by submitting the FAFSA. How do I choose a private college loan online?

Student 52

Student College Credit Debt 52

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. Here’s how net worth stacks up by income, age , family size and education, and how it has changed since 2016.

Calculators 52

Calculators Taxes Debt Consumer 52

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. to be able to go on a family missions trip.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JUNE 30, 2015

But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief. Our Financial Goals: Pay off our non-mortgage debt. Pay off our mortgage debt. Celebrate debt freedom with a big family trip to Hawaii or Paris. Start saving for college.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. How much debt did you pay off? What kind of debt was it? Where are you from?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. What would our family think when they realize we are broke? We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. He and his wife paid off $52,000 in just 7 months.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

OCTOBER 7, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. This series was written based on my family’s experiences.

Finance 113

Finance Organic Organization Financial Goals 113

Family Balance Sheet

APRIL 2, 2022

As a family, we are looking forward to camping trips, a week at the beach, and cookouts with friends. It’s a helpful visual for everyone in my family as we anticipate our summer fun. How much is summer going to cost you and your family? The following list of summer activities is family-friendly, fun, and easy on the budget.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

SEPTEMBER 7, 2021

You can use this cash inflow for your monthly expenses or save it up in your bank account. According to All Reverse Mortgage , a reverse mortgage allows senior citizens aged 62 and above to take out a loan from the bank without paying mortgage payments. Passive income is the income you earn by putting in minimal effort.

Money 100

Money Home Rent Making 100

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Both are now old enough to open a bank savings account. I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. Back then I had a passbook.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. I heartily agree with that advice, but there are ways you can inch into the market along the way.

Emergency Fund 184

Emergency Fund Debt Money Father 184

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

JULY 10, 2014

Would you feel a weight lifted if you could pay off your high-rate consumer debt? But I also have bills to pay and it’s important to buy healthy foods for my family to eat. An automatic contribution is made monthly to the local food bank, and I tithe. Think about what brings satisfaction to your life. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

JULY 13, 2015

and learn a trade or profession that will allow you to support yourself and a family should you decide to have one. I hope to show you how to use debt wisely. There are lots of ways to get into to debt. You need to be able to balance savings and investment accounts back to what the bank or financial institution thinks you have.

Personal Finance 100

Personal Finance Finance Debt Money 100

The Frugal Girl

NOVEMBER 27, 2023

I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. We make regular trips to visit family, but don’t really do any other traveling. Needless to say, my restaurant manager salary didn’t support the life I was trying to live.

California 173

California Cars Car College 173

Family Balance Sheet

AUGUST 11, 2016

” Recently Go Banking Rates conducted two studies on savings rates with startling results. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 30, 2012

Your money works for you when it is earning you interest or adding value so don’t leave it sitting in your everyday bank account. Remember, that is what you are working towards – a secure financial future for you and your family; this is not about short-term gains. Eliminate Debt Everyone has debts. and follow it?

Debt 202

Debt Budgeting Budget Finance 202

Family Balance Sheet

OCTOBER 10, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. This series was written based on my family’s experiences.

Finance 100

Finance Property Taxes Organic Organization 100

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. Staycations are inexpensive activities that your family can do at home, or locally, that you can all enjoy without running up an expensive vacation tab. Go Frugal'

Frugal Life 242

Frugal Life Frugal Kids and Family Inexpensive 242

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? Here, let me show you: Say, for example, that your family is used to a certain high-end brand of cereal, but your analysis has shown that it’s too expensive and should be part of the things you cut out of your monthly budget to shore up that 20%.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. I also find scheduling payments either online or with a teller at your bank works great at avoiding late fees and added interest.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

APRIL 24, 2012

Household debt stood at $13,200,000,000,000 at the end of the third quarter of 2010 (according to a 2011 ‘‘Flow of Funds’’ report by the Board of Governors of the Federal Reserve System). How to Conduct an Effective Family Financial Analysis. Related posts: Improving the Financial $ense of Your Child. Cooking to Financial Success.

United States 202

United States Personal Finance Economical Finance 202

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. I know our families all talk pretty open about money issues so that we can help and support each other. I know our families all talk pretty open about money issues so that we can help and support each other. I totally agree.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? I left university, as so many do, with a fair chunk of debt. What inspired you to get debt free?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Wayne presents Unexpected Costs of Pet Ownership posted at Young Family Finance , saying, “Pet ownership can be quite expensive. After all it was not the people who caused the problem so why should they suffer while the banks get off scot-free?

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

MARCH 8, 2017

If you and your spouse or family disagree on saving, spending or investing one party may inadvertently sabotage the efforts of the other. Discuss and agree on financial goals within your family. Automatic payroll transfers to your bank or financial institution make this very easy. Prune for growth.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Saving In Akron

MARCH 9, 2011

So my day went something like this – hubby woke me at 6:00 am to tell me there's water in the family room. Get home and finally finish cleaning up the mess in the family room. I did not go into debt for this vehicle. Lack of debt means freedom and the ability to make the choices you want to make. I paid cash.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Family Balance Sheet

APRIL 1, 2011

The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband. It is a one page, visual reminder of our assets (checking, savings and retirement accounts), our liabilities (our debts) and our financial goals. Create or update your balance sheet. Organize your financial paperwork.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Tell us about you and your family. I love photography, archery, yoga, reading self-help books, taking spinning classes and being with my friends and family as much as possible. How much debt did you pay off? Hi, I’m Maureen!

Debt 100

Debt Credit Cards Debt Free Student 100

Savings Corner

FEBRUARY 2, 2024

Bank of America® Travel Rewards credit card for Students Travel rewards (for those with established credit) The Bank of America® Travel Rewards credit card for Students offers largely the same benefits and features as the regular version for non-students, making it an excellent option for those who love to travel. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You see theres a reason that the majority of people are in debt.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MARCH 22, 2012

Many thanks to Debt Free by Thirty who hosted the Festival of Frugality #325 for including Marie’s post, Frugal Family Fun in the American Midwest. Step Away from the Mall included my post, How to Have Fun on a Budget in the Financial Simplicity Carnival as did Afford Anything who hosted the Totally Money Carnival #56.

Personal Finance 133

Personal Finance Finance Las Vegas Budgeting 133

Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Invite people to your house instead of making the rounds between your family and the in-laws. Although gas prices have been lower lately, hovering around $3.20

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52