Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Best Gas Rewards Credit Card: The U.S.

Credit Cards 100

Credit Cards Gas Thrifty Credit 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

NOVEMBER 25, 2012

We read that we should make our money work for us but worry about making a wrong decision that could actually cost money rather than make us money. In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. What About Debt?

Money 189

Money Debt Refinancing Credit Cards 189

Savings Corner

APRIL 4, 2024

Old National Bank 620 for conventional loans, 640 for FHA loans, 680 for VA loans 4.6 Bank 620 for conventional loans, 740 for jumbo loans 4.8 Citizens Bank 620 for conventional loans 4.5 PNC Bank 620 for conventional, jumbo and FHA loans, 640 for USDA loans 4.5 Bank 620 for conventional loans, 740 for jumbo loans 4.8

Refinancing 40

Refinancing Bank Banking Credit 40

The Frugal Girl

NOVEMBER 27, 2023

How did you get interested in saving money? When I got my first job in high school, my parents said I had to save a percentage of every paycheck. As a foolish young high school kid, that rule annoyed me because I wanted to spend ALL of my paycheck, but I still saved a chunk of it because I had no choice.

California 173

California Cars Car College 173

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

OCTOBER 31, 2013

Check them out: Good Reads From The Blogosphere: Don’t let your Thanksgiving break the bank. Andrea at So Over This knows how costly it is to stay on top of the bills each month and shared her 3 Tips for Saving Money on Your Internet. Want to learn more about the Roth IRA?

Debt 160

Debt Fridays Thanksgiving Budgeting 160

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. She’s a television news anchor, I’m a firefighter, and together we made great money. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. That’s crazy, right?

Debt 100

Debt Finds Debt Free Television 100

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free. This will help you stay out of debt.

Budgeting 130

Budgeting Budget Debt Debt Free 130

Prairie Eco-Thrifter

APRIL 24, 2012

Less than half of workers (42 percent) in the United States have tried to calculate how much they need to save for retiremen t (according to the 2011 Retirement Confidence Survey conducted by the Employee Benefit Research Institute). Your children know that you are saving money.

United States 202

United States Personal Finance Economical Finance 202

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. Jack from Money Saving Ethics tells us Easy Tips for Saving Money Part 2.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

JULY 13, 2015

I hope to show you how to use debt wisely. There are lots of ways to get into to debt. High interest credit card debt can really drag you down, yet you might want to take out a business loan to start up a really great business idea. Neither would you want the bank or institution to rip you off.

Personal Finance 100

Personal Finance Finance Debt Money 100

Couponing 101

JANUARY 5, 2011

I know many people are looking to save more money in 2011. One of the most important steps to saving money is to figure out where your money is going! There are a lot of programs and software out there that can help you track and manage your money, but why pay when you can use a free service?

Money 85

Money Software Debt Budgeting 85

Family Balance Sheet

APRIL 2, 2022

Museums on Us – This program offers Bank of America and Merrill credit and debit cardholders the opportunity to receive one free general admission to more than 225 of the most popular cultural institutions in the United States on the first full weekend of every month. A Tour of Our Backyard. Have you started making summer plans?

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? posted at Money Talks Coaching , saying, “Money and marriage. Maria presents Politics and economy in the Eurozone part 1 posted at The Money Principle , saying, “The people have spoken in France and Greece. Can you blame them?

Money 113

Money May 2012 Debt 113

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

APRIL 6, 2012

Anisha Sekar presents Data Breaches and Identity Theft: How Much You Could Lose posted at NerdWallet , saying, “Thankfully, in the case of a data breach like Global Payments, your bank or credit union will shoulder most of the burden of keeping you safe, letting you know if your account is compromised and issuing a new card if necessary.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. About the Author: Tony Standin is a personal finance writer who loves to save money, live an eco-friendly life, and enjoy time with his family.

Frugal Life 242

Frugal Life Frugal Kids and Family Inexpensive 242

Savings Corner

FEBRUARY 2, 2024

Bank of America® Travel Rewards credit card for Students Travel rewards (for those with established credit) The Bank of America® Travel Rewards credit card for Students offers largely the same benefits and features as the regular version for non-students, making it an excellent option for those who love to travel. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

MARCH 22, 2012

Step Away from the Mall included my post, How to Have Fun on a Budget in the Financial Simplicity Carnival as did Afford Anything who hosted the Totally Money Carnival #56. Many thanks to Debt Free by Thirty who hosted the Festival of Frugality #325 for including Marie’s post, Frugal Family Fun in the American Midwest.

Personal Finance 133

Personal Finance Finance Las Vegas Budgeting 133

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Saving Cents With Sense

DECEMBER 20, 2013

Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Don’t tap into retirement savings, however, especially if you have a structured settlement that you could potentially sell to J.G. per gallon during the holidays.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Prairie Eco-Thrifter

JANUARY 28, 2011

Managing Money. How to Save Money shares with us how we can keep our finances safe when buying items online. Sweating the Big Stuff tells us about 5 people that can save us money, time and stress. Live Real, Now tells us how we can save money on anything from bills to insurance. Reducing Debt.

January 124

January 2010 Personal Finance Finance 124

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. If there’s no extra money in your budget, there’s still hope, though. Bank Your Savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78

For the Mommas

JULY 23, 2012

Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. TD Bank : Read 10 Books & Earn $10.00. What does Credit Sesame do? A random winner will be selected by August 01, 2012.

Credit 61

Credit Win Credit Cards Finance 61

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Bucksome Boomer shares with us 9 tips for tax time that will save us from forming those wrinkles. Saving Money Today clears up for us the difference between defined benefit and defined contribution. Punch Debt in the Face tells us why no spend challenges are for wussies. Reducing Debt. He has a point.

January 113

January February Debt Personal Finance 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. Additionally, I have a checking account and a savings account with the same bank.

Money 52

Money Insurance Debt Bulk 52

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) We knew it would be a balancing act, so we were working on saving money long before the wedding.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project.

Refinancing 52

Refinancing Work Debt Financial Goals 52

For the Mommas

JANUARY 11, 2011

So you can save money at the store. but the question is what are you doing with that savings. Shelly from Coupon Teacher gives us some ideas about how we can save our savings. and saved over $30!”. Sometimes I wish for a way to really “save” those savings. What do I do with all my “savings”?

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

Savings Corner

DECEMBER 27, 2023

Either strategy can save you a lot of money. By paying an extra $100 every month on a standard 10-year repayment plan, you’d be debt-free about five and a half years ahead of schedule. But it will help you pay the debt faster and save money on interest. For example, let’s say you owe $10,000 with a 4.5%

Student 52

Student Refinancing Debt Free Debt 52

Savings Corner

DECEMBER 27, 2023

The bank that issued your credit card sends money for the purchase to the merchant where the transaction took place. The transaction shows up on your credit card statement, and you repay the bank for the purchase. In some cases, you can have your cash back deposited in a bank account or sent to you as a check.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Many families are toeing the line of slipping into debt, if they aren’t already over their heads. I know how hard it is to start saving. You may be surprised as to just how much money is “found” over the course of a year, and it all helps boost your savings handsomely. I have been there.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

JANUARY 14, 2012

Thinking about saving money, traveling the world, investing in the market, or starting a new job? The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Look no further because it is all in here this week. Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220