Prairie Eco-Thrifter

AUGUST 12, 2013

Personal financiers will frequently advise that you have an emergency fund of 3-6 months of expenses in your bank account at all times. Saving up this chunk of change can take a long period of time, especially if you have a high expense to income ratio, which many people do (especially if you’re paying down debt). .

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Savings Corner

DECEMBER 27, 2023

You can get a personal loan from a bank, credit union or online lender.Personal loan amounts are from $1,000 to $100,000, and they’re typically repaid over a term of two to seven years. Using a car, savings account or other asset as collateral may get you a lower rate. Consider a secured personal loan. Gather documents.

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Prairie Eco-Thrifter

SEPTEMBER 11, 2014

Aside from a couple of brief forays into non-bank type accounts in the eighties and one family investment club, my investing experience dates to the early 1990’s. We finally had enough income left over after paying expenses and saving for kids to attend college to start investing it. Record keeping is tedious.

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Prairie Eco-Thrifter

MARCH 4, 2014

I figured the keys to financial success were: Get a good education. Save money in a bank account (or perhaps a company retirement plan). If all you do is use the savings account, you’ll never grow your wealth fast enough to truly enjoy it while you are young enough to. Get a good job.

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Family Balance Sheet

SEPTEMBER 14, 2011

Although, I don't bother keeping month end statements any more, because our banks have that information on line for the last 5 years. Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. Major Category: Education - I keep a folder for each daughter.

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Paper Organic Organization Home Improvement 147

Couponing 101

DECEMBER 4, 2019

If you keep your money in a piggy bank or under your mattress, it’s stagnant. If you keep your money in a high-yield savings account, you might be able to get around 2% interest. Stash has educational resources to help you get your footing. Plus, you don’t have to save up to buy complete stock shares.

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Making T-Mobile Money Goals 69

Savings Corner

DECEMBER 24, 2023

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments. You will also start to repay the money.

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Family Balance Sheet

AUGUST 11, 2016

The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. Start Saving for your Emergency Fund TODAY!

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Couponing 101

JULY 26, 2011

This post is 5 simple ways to help teach our children to save money so they don’t become a statistic. The following five tips on “How you can teach your kids to save money” will help you educate them: Teach Kids to Save Money Tip #1. Teach Kids to Save Money Tip #5.

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Prairie Eco-Thrifter

MARCH 4, 2015

Now she has much more debt than her education should have cost. Rich people can borrow from their brokerage accounts, typically at lower rates and with less hassle. One of my nieces did this when borrowing for college. Ask yourself if you are borrowing from the best place. appeared first on Prairie Eco-Thrifter.

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Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

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Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? How about an education policy for the kids? You could be saving for a vacation, a new car, or your kid’s Harvard education (yes, be specific with the school; find out how much tuition is and save towards that specific figure).

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Money Insurance Debt Bulk 52

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Bank of America card holders can enjoy FREE museum membership once a month.

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Finally Frugal

JANUARY 8, 2011

Basically, the idea is to avoid a post-Christmas financial hangover by putting those extra dollars away in a special holiday savings account, thereby gaining a nice cushion when the gift buying season raises its expensive head once again; Second, how about starting a fund just for the car maintenance costs?

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Frugal Spendthrift Debt Recession 45

Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Bank of America card holders can enjoy FREE museum membership once a month.

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New Year's Saving Bills Emergency Fund 40

The Frugal Girl

MARCH 4, 2024

We, as a country, owe our young people a more comprehensive education. What’s the “why” behind your money-saving efforts? We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. That’s not right.

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Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

JUNE 14, 2012

One of the simplest things you can do is to educate yourself about financial matters. Assess Your Bank Accounts The next simple thing is to look at your bank accounts; if you have several, think whether you need them all. Plus you’ll be amazed at how your savings add up! This really is saving made simple!

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Prairie Eco-Thrifter

MAY 29, 2013

Rent payments must be uploaded by third-party service like RentalKharma (currently free), RentReporters ($10 per month) or WilliamPaid (free when you pay your rent from your bank account via the site). Maintain a bank account. Consider opening an account at a local credit union.

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Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

JUNE 18, 2021

Look at the last six months of your credit card statements along with your bank statements to review what cuts to make to reduce expenses. Look at your current savings as well. If you do not have enough saved up to cover your expenses for at least one full year, you should carefully funnel your funds into your savings account.

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