Prairie Eco-Thrifter

JULY 10, 2014

One of the hardest things to stick to is a budget. I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ I used to think this, so I’m guessing there’s lots of people out there who think the same. So who needs to worry about budgeting, savings plans and a secure financial future? The thing is, not having a budget is rather like not having a map when you set out on a road trip. Well, actually, no!

Budgeting 214

Budgeting Budget Debt Money 214

Motherhood Moments

DECEMBER 26, 2022

One of the most impactful resolutions people can make for 2023 is getting out of credit card debt. Credit card debt is rising at a historic pace , and owing a lot can put people in a very difficult position if the job market takes a turn for the worse. In addition, people should resolve to improve their WalletScore.

New Year's 130

New Year's Money Finance Debt 130

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. Use a Upromise Mastercard. Hello, 2020.

College 130

College Used 2020 Saving 130

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). The budget is key.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

OCTOBER 8, 2015

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. Create a Budget.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. I started my blog Debt Discipline to help keep us accountable while paying off our debt. What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. My mission is for all of us to sleep better in the new year knowing that there are no huge balances hanging over our heads. Create a Budget.

Christmas 130

Christmas Budgeting Budget Money 130

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Update budgeting software on a regular basis.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. Used Doesn’t Mean Abused. That is $100 a week you can be using to BUY GROCERIES!

Saving Money 221

Saving Money Money Budgeting Budget 221

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget. Define your needs.

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

MARCH 5, 2021

Yep, I found a $20 bill on a morning run at the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This trip was a reward for our years of paying off six figures of debt , and we were going to pack a lot into our week. Finding extra money has become a game for me.

February 257

February Money Airline Flights 257

Savings Corner

DECEMBER 27, 2023

Managing a personal loan successfully, however, requires understanding how the payments change your monthly budget and creating a clear plan to pay off the loan. The worst-case scenario is that you get a loan without a clear picture of its impact on your monthly cash flow, leading you to take on more debt to make up for it.

Debt 52

Debt Refinancing San Antonio Rhode Island 52

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. strict budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. We use the bacon fat in place of butter or oil for eggs and sauteed dishes. Got Bacon Fat?

July 130

July Frugal Credit Cards Donation 130

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

Goals 52

Goals Debt Taxes Insurance 52

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Q&A with WalletHub How is the economy affecting people’s driving habits?

Credit Cards 100

Credit Cards Gas Thrifty Credit 100

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

Calculators 52

Calculators Debt Taxes Insurance 52

Family Balance Sheet

APRIL 2, 2021

Yep, I found a $20 bill while running on the beach! I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. We’ve had an Aflac Accident plan for many years and have never needed it until the fall of 2020 when we used it twice. Finding extra money is a game for me.

March 130

March Money Donation Credit Cards 130

Prairie Eco-Thrifter

JANUARY 26, 2011

I myself struggled for many years paying my own bills, but have since found numerous ways to save money. This time can be used towards other projects and to do lists you have on the go. By implementing these two things into your shopping, you can drastically reduce your grocery budget for the month. Buy cheap groceries.

Bills 124

Bills Money Insurance Saving Money 124

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. They keep us very busy! How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 6, 2021

Yep, I found a $20 bill last year on the beach! We think we’ll use the money towards summer vacation. We would have used this sectional in our basement, but it’s too big to get through the basement door. This money will go towards paying the actual medical bills from the injury. Found Money in January: $1681.

Finance 130

Finance January Family 2020 130

Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. Create a Budget. Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Get Out of Debt. plan for the future.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

OCTOBER 10, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do you go into panic mode when your car insurance bill arrives? Does your property tax bill give you anxiety? That used to be me. That used to be me.

Finance 100

Finance Property Taxes Organic Organization 100

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. Your friends and family will never know that you were on a tight budget. It doesn’t have to be that way though.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Prairie Eco-Thrifter

APRIL 25, 2011

Teach them how to pay bills. If you want to raise a financially responsible child then you need to get them acquainted with bills as soon as possible. I am not suggesting that you throw them into debt! You should however teach them the importance of paying their bills in full and on time. Show them how to create a budget.

Bills 174

Bills Finance Budgeting Budget 174

Prairie Eco-Thrifter

JULY 18, 2013

Pauline from Reach Financial Independence shares 5 ways to get out of debt , to show how you can accelerate your debt payments to become debt free earlier. TTMK at Tie the Money Knot wonders if Using the 80/20 Rule for Money and Life can help you achieve your goals. PET Archives : Children’s Music on a Budget.

Debt 199

Debt Fridays Personal Finance Goals 199

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Using part of the money that is already earned is one way to not take up a second job and make higher education a viable option. But those can saddle your children with debt for 20 years or more! Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Written Budget.

College 100

College Budgeting Budget Friends And Family Sale 100

Savings Corner

APRIL 4, 2024

Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. HELOC: What is it?

Home 52

Home Work Debt Credit 52

Family Balance Sheet

MARCH 5, 2013

Are you looking for ways to stretch your budget, increase your income and save money on a variety of household expenses? Your Grocery Budget Toolbox by Anne Simpson. Your Grocery Budget Toolbox is a basic handbook for any family who wants to eat well on a budget. Then this week's ebook bundle might be for you!

Frugal Lives 100

Frugal Lives Frugal Living Frugal Debt 100

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. We use the gym, so we’ve never felt like it was a waste of money. Last year we decided that it was time to cut the cable cord when our bill increased dramatically.

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Grocery Spending Financial Goals January Budgeting 242