Motherhood Moments

JUNE 25, 2023

As consumers continue to navigate through the uncertainty of the financial climate, alongside the rising cost of groceries, rent/mortgage payments, and household bills, budgets remain tighter than ever.

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Prairie Eco-Thrifter

APRIL 29, 2014

Set a Budget. Setting a budget can help you narrow your search significantly, particularly when you’re in unfamiliar places (on business, vacation, etc). Sticking to tap water during your meal can shave a significant amount off your total bill and may also be a better choice if you have to drive home afterwards.

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Eating Out Bills Food and Drink Dining 207

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Saving on Grocery Bills. Many zoos, museums, art galleries offer “Discount Days” where they reduce the prices or even offer free admission. Pay Your Bills on Time.

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Prairie Eco-Thrifter

FEBRUARY 15, 2011

Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Written Budget. Create a hand written budget and make several copies.

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College Budgeting Budget Friends And Family Sale 100

Savings Corner

APRIL 29, 2024

The best pet insurance companies at a glance All of the pet insurance companies below scored 5 out of 5 stars based on an in-depth comparison of coverage, plan terms and options, consumer experience, financial strength and discounts: ASPCA : Best for broad coverage. You’ll automatically get a 10% discount when you insure more than one pet.

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Family Balance Sheet

JANUARY 28, 2022

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget.

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Saving Money Groceries Grocery Money 130

Shereen Travels Cheap

APRIL 27, 2024

It's just a good way for me to get a little bit of home wherever I am, or even just to be able to access certain websites and pay bills and keep up with news. A VPN - Traveling out of the country is great, but so is being able to enjoy some of my own shows while I'm away and having some downtime.

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Prairie Eco-Thrifter

NOVEMBER 27, 2011

Make it obvious that you want to split the bill. Even if you were invited to the occasion (as opposed to initiating it yourself), don’t assume that everyone else will automatically be prepared to pay their share of the bill when it arrives. Even if your budget is on the tight side, don’t feel that you have to neglect your friends.

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Bills Budgeting Budget Entertainment 208

Family Balance Sheet

APRIL 8, 2022

As the home manager, my mission is to serve my family quality and tasty food on our limited budget. I am very familiar with the store, its pricing strategy, its setup, and how to save and stretch my grocery budget dollars. Any remaining points can be applied to a future discount. Yellow Stickers = Deep Discounts.

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Couponing 101

JUNE 11, 2019

Your new bundle of joy may be the most exciting thing that’s ever happened to you, but your new bundle of bills probably isn’t. If medical bills aren’t enough, you’ll have to worry about strollers, car seats, changing tables, cribs, clothes… it may seem like the expenses never end. Complete Baby Registries.

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Saving Money Car Seats Money Mom 67

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. What about signs?

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Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

SEPTEMBER 13, 2017

We generally don’t have a lot of medical bills–just the usual stuff like annual physicals, some blood work, and an occasional sick visit. With my husband’s encouragement, we decided to focus on our daughter’s recovery and healing and we would deal with the medical bills when the time came. Yay for discounts!

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Savings Corner

DECEMBER 27, 2023

Managing a personal loan successfully, however, requires understanding how the payments change your monthly budget and creating a clear plan to pay off the loan. Simplify your payments Many lenders offer rate discounts between 0.25 Here are five things you can do to make your personal loan easier to manage.

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Family Balance Sheet

MARCH 17, 2017

Operating since 1993, Medi-Share members have shared and discounted more than $1.4 billion in medical bills. Medi-Share is NOT insurance, but there is an “annual household portion” or AHP that sounds similar to a deductible in the sense that you are responsible for your eligible medical bills up to the AHP.

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Couponing 101

JANUARY 26, 2019

There is the potential to save a lot of money if you know how to take advantage of these discounts. Keep reading for tips on how to save the most on your grocery bill by looking for manager’s specials! They also tend to be more generous with the discounts when you’re standing right there!

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Saving Money Groceries Grocery Money 81

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. We hit our Annual Household Portion (think: deductible) with this medical event and our medical bills started to be paid by the other members’ shares. On the spreadsheet below, you’ll see that the December bills were quite high.

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Health Insurance Insurance 2017 Bills 113

Prairie Eco-Thrifter

AUGUST 22, 2011

Big energy bills can bleed your budget dry, not to mention the potential impact on the environment. Here are some ways you can reduce your energy bills. Cutting Your Heating Bills. You could be paying over the odds if your bill is based on estimated readings. Cutting Your Electricity Bills. Money Management.

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Bills Appliances Home and Garden Green 224

Coupons Do Work

NOVEMBER 18, 2016

Usually there are discounts a couple of times a year, so get this deal while you can! We cut out cable and use Amazon Prime… we love it and our bill has been cut more than half since we use this! Today only, you can get a year membership to Amazon Prime for ONLY $79–normally $99.99! today only! Is Amazon Prime Worth it?

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The Frugal Girl

MARCH 4, 2024

I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. I track expenses, monitor our budget and handle all of our investments. He spent $500 for parts, and we estimated a bill of well over $1,000 had all the work been done at a service station.

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Green And Frugal Kids and Family Hotel Frugal 181

Family Balance Sheet

FEBRUARY 15, 2019

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. Shop at Discount and Outlet Stores.

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Saving Money Groceries Grocery Money 113

Savings Corner

DECEMBER 25, 2023

Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. This measure compares your monthly bills to your gross monthly income. The discounts you qualify for.

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Couponing 101

JANUARY 29, 2020

And who can fully enjoy wedded bliss if they’re still paying off a thick stack of wedding bills? And don’t discount the value of your time! For instance, if you go with a botanical theme, your flower budget could skyrocket. Getting creative with your theme can help you shave a little more money off your budget.

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Prairie Eco-Thrifter

JULY 6, 2014

Budget, for example, has the following options that can be added: GPS ($5.49 By renting on the weekend you could shave some bucks from your bill. Use your discounts. When I worked, my company had an employee benefit that let us rent cars at a discount from several of the major car rental companies. Kid seats ($13.00

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Rental Car Cars Car Rent 167

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. She cut her cable bill in half, rewrote her car and house insurance saving her $300, stopped the coffee runs, eliminated her dry cleaning bill.

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Coupons Do Work

MARCH 4, 2016

Since I am off to Disney World and buy the ‘Hopper Ticket’ while breaking the bank (good thing I have been budgeting and couponing this year!!!!), What is great is you can use these discounts to buy marked-down costumes, toys and more ! Members can see films, eat out, shop at discount rate. Free Wi-Fi !

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Marnies Coupon-a-rama

FEBRUARY 18, 2014

Website for discounted photo art prints and products. Do a Budget Check Up. Has it been a while since you set up all your auto payments for certain monthly bills? It never hurts to do a budget check up. Is your cable bill high? Unadvertise Deals. Contact Me. Tuesday, February 18, 2014. We just did. Do a check up.

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Budgeting Budget October December 45

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. Then during tax season, I worked at H&R Block filing taxes.

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Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

MAY 17, 2021

With finances being tighter than ever, many families are looking for ways to trim their budget and reduce expenses. If your house is still under a mortgage, your lender will most likely purchase its own insurance policy and bill you for it. Inquire about possible discounts.

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Prairie Eco-Thrifter

JUNE 22, 2011

On top of the basic cost of your bill each month for text messaging and making calls, tack on 30+ dollars for a data package, and another 200+ dollars for the phone itself. Vouchercloud : This app uses GPS technology to locate the offers and discounts that are nearest to you. She can be reached via email at: donna.reish13@gmail.com.

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Phones Money Friends And Family Sale Gas 184

Savings Corner

DECEMBER 27, 2023

Offers multiple rate discounts. Lenders typically like to see that you can cover your monthly bills, including any other loan or credit card payments, and have money left over after your new personal loan payment. Calculate the monthly payments Review your budget to determine what an affordable monthly payment would be.

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Saving Everyday

NOVEMBER 3, 2023

Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. Membership stores like Costco and Sam’s offer discounted fuel for members. While the discount isn’t as generous as it is at Costco, you can expect to save about $0.05

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Prairie Eco-Thrifter

AUGUST 9, 2011

We get the satellite bill and pay the price on the statement. Mom never asked for a discount in my presence. My daughter-in-law walked into a furniture store and talked the manager into giving her a 20% off the top discount on all furniture purchased that day – since she was buying a lot. No Good Role Models. Everything!

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Haggle Haggling Price Discount 202

Coupons Do Work

JANUARY 3, 2017

Some places has discounted meet at 9AM, and sometimes in the PM. I went to Kroger at 8PM and there was a bunch of fresh put out discounted meat. Best to call your supermarket when they put the discounted meat out. When I am on a strict budget, I am always looking for sales. I make sure I have packaged meat.

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Savings Corner

APRIL 4, 2024

Who Progressive may not be good for: While Progressive is known for having generous discount opportunities, policyholders with customer service as their primary concern should note that Progressive ranks slightly below average on J.D. Name Your Price Caret Down Although not technically a discount, this unique feature could save you money.

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Prairie Eco-Thrifter

JANUARY 19, 2011

For example, if you are shopping for clothes , look for off season discount sales where you can get good clothes at a cheap price. Make a budget and Use it: Sit down with your family and come up with a budget for your essential monthly items as well as the luxuries. Watch for sales: Don’t ever buy items at full price.

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Saving Money Money Insurance Bills 124

Coupons Do Work

APRIL 14, 2016

Some places has discounted meet at 9AM, and sometimes in the PM. I went to Kroger at 8PM and there was a bunch of fresh put out discounted meat. Best to call your supermarket when they put the discounted meat out. When I am on a strict budget, I am always looking for sales. I make sure I have packaged meat.

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Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Most lenders have websites with secure portals you can use to upload requested documents.

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