Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. I’m a big fan of Zero Based Budgeting.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

OCTOBER 20, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill? Please share in the comments.

Budgeting 100

Budgeting Budget Leftovers Daughter 100

Family Balance Sheet

OCTOBER 13, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Want to lower your grocery bill? Please share in the comments.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 29, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. Want to lower your grocery bill? The post What We Ate this Week on our Budget 09.29.17 8 Freezer Meal Recipes.

Budgeting 100

Budgeting Budget Homemade Financial Goals 100

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 2 – Track your cashflow.

March 100

March Financial Goals Budget Budgeting 100

Family Balance Sheet

SEPTEMBER 1, 2017

It’s been a long time since I’ve shared the series, What We Ate this Week on our Budget , but I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. Want to lower your grocery bill? Did you try a new dish this week that your family enjoyed?

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. Want to lower your grocery bill? The post What We Ate this Week on our Budget 09.15.17 8 Freezer Meal Recipes.

Budget 100

Budget Budgeting Freezers Kids and Family 100

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. Want to lower your grocery bill? Saturday: We are going to take our bikes to a rail trail.

Budget 100

Budget Budgeting 2017 Home and Garden 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

Office 130

Office Family Finance Kids and Family 130

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Entries such as your mortgage, gas, electricity bill, and so on are essential.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. Last year we decided that it was time to cut the cable cord when our bill increased dramatically. In January, I started a Grocery Spending Challenge , a virtual monthly accountability meeting to help us all stay within our grocery budgets. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

APRIL 13, 2011

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. I printed a recent statement or bill of each account and wrote any important details about each account number, the advisor or rep’s name and phone number, and the log-in password. I had all of this info scattered in my brain and in different file folders.

Family 130

Family Financial Goals 2020 Insurance 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

What about when your bills are simply pulling you under? Your bills are going to be there, and you can’t simply not save money because you have to pay bills. Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? We are talking, what, 10%? How much of your salary should you save?

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. Review Your Bills. Bills to review: home owners insurance.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Arranging a family financial analysis is very important to long term financial success. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. achieve financial targets. Create a Budget. Set Financial Goals. Not a nice picture is it?!

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. How I frugal-ed in the kitchen: I spend a lot of time in my kitchen. Winner Winner FREE Chicken Dinner!

July 130

July Frugal Credit Cards Donation 130

Savings Corner

DECEMBER 23, 2023

Entering the Job Market If you’ve just started looking for a job, you may also be putting together a budget for the first time. Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. Watch her story here. Why Should I Do It Now?

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. Review Your Bills. This is a great time to perform an audit to review your bills to see if you’re paying too much. M – measurable.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

MARCH 6, 2012

The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. The tasks will vary between households, so devise a to-do list of your family's financial tasks , so that the FOM knows what is expected of them. Make Clear Financial Goals {Together}.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

NOVEMBER 19, 2014

We lowered our living expenses and looked at our bills and decided what we could live without. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JANUARY 7, 2015

If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. Do a review of your finances this month to set monthly financial goals for yourself and your family. Re-Do Your Budget. How are you financially preparing for the New Year?

Goals 100

Goals Financial Goals New Year's Budgeting 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. Do you see that total figure?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

APRIL 4, 2024

You can use these funds as retirement income, to pay medical bills or for any other goal. You could lower your mortgage payment and create more space in your monthly budget. Consider a home equity loan or a home equity line of credit (HELOC) as alternative ways of reaching your financial goals.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. In other words, I need to follow my own advice. Meal Planning Saves Time.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. We hit our Annual Household Portion (think: deductible) with this medical event and our medical bills started to be paid by the other members’ shares. On the spreadsheet below, you’ll see that the December bills were quite high.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. This month at Family Budgeters Unite! , I LOVE the reprieve from high gas/electric bills. Our mission: Live WELL On LESS Money.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Fortunately, the weather has been mild and we will no doubt enjoy the super low utility bills from the last several weeks. Financial Resources: 1. Our mission: Live WELL, On LESS Money.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

NOVEMBER 5, 2014

Look over your current budget. Meet with a financial advisor. Our goal is to meet with experts and ask them for advice. We had financial advisors look over our budget and make suggestions about what we could cut. Who initiated the debt free goal? Actually making a budget! We do it together.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. Subscribe to my emails HERE!

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. Review budget and spending. How can I reduce the grocery budget?

Office 182

Office Money Family Finance 182

Family Balance Sheet

FEBRUARY 4, 2015

Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I cut our grocery budget down to less than half of what it was. When the budget is already tight, there are only so many ways to save money. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

See a Budget as an Ally. For many of us, the word ‘budget’ leaves a bad taste in our mouth. We would rather live in ignorant bliss as to how we are spending our money—so long as our bills get paid on time, who cares what I’m doing with the rest of it? But, budgets are not the enemy.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. Dining out is a separate line item in our budget. It is frequently a side dish at dinner.

March 100

March Groceries Grocery Homemade 100