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My Personal Goals for 2018

Family Balance Sheet

2017 was a great year, but for some reason I did not create personal goals for myself last January. Everyone who rocks goals talks about accountability, so this year I’m sharing a few top personal goals that I made for myself and I’ll update you throughout the year on my progress. These are just my personal goals.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

We had our daughters later in life and at a crucial time in our lives, I stopped our retirement contribution. We paid our bills on time, never carried credit card debt from month to month, but in that moment we could not pay our bills. I had to cut something from our spending and do it quickly. Our business is again thriving.

Goals 100
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7 Ways to Spring Clean Your Finances

Family Balance Sheet

Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. Review Your Bills.

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How We’re Using Upromise to Save for College

Family Balance Sheet

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. My Upromise strategy will help with our goal. Hello, 2020. 108 Months X $72 = $7,776! .

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How We Frugal-ed in July 2022

Family Balance Sheet

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Currently, I use a Upromise credit card where the cashback gets transferred to my daughters’ 529 accounts.

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Where I found money in February

Family Balance Sheet

Yep, I found a $20 bill on a morning run at the beach! I donated plasma 5 times in February which is short of my goal of 8 times. My daughter outgrew the set and we put the money towards a new set for her. Finding extra money has become a game for me. This money is going towards our summer beach vacation. Plasma earnings: $325.

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My Life Plan

Family Balance Sheet

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt.