Family Balance Sheet

FEBRUARY 1, 2019

If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). One way to track you spending is to log all of your purchases, bills, atm withdrawals, and any outgoing on notebook paper at the end of each day. Use up all of those odd ingredients. I’m a big fan of Zero Based Budgeting.

February 100

February Frugal Financial Goals Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. We also had bills and other obligations. We both like to eat out. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. I like travel.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. out and it gave us the momentum we needed to focus on all of our other. we still weren’t making enough money to cover all of our monthly bills. 2 – Used a cash budget.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 16, 2015

Dining Out. We used to spend hundreds of dollars a month going out to eat at restaurants. In fact, there was a time that I rarely cooked over the weekends, because we ate out so often. Restaurants can be a huge drain on any budget, but there are ways to enjoy a meal out without spending a lot of money.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Saving Everyday

AUGUST 1, 2022

You can use pre-printed grocery lists to keep inventory and add extra items on the side. Consistently using things you already have not only saves money but also prevents food waste. Pro tip : Statistically, over 40% of families order take-out because they’re tired and don’t feel like cooking. Have a plan.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Saving Everyday

AUGUST 1, 2022

You can use pre-printed grocery lists to keep inventory and add extra items on the side. Consistently using things you already have not only saves money but also prevents food waste. Pro tip : Statistically, over 40% of families order take-out because they’re tired and don’t feel like cooking. Have a plan.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Try freezer cooking.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MAY 14, 2013

Using only cash while on vacation will force you to question each purchase, especially when it comes to spending money on unnecessary souvenirs--you won''t want to waste your cash. We also don’t want to come home to a credit card bill. For dinner, we''ll plan to eat in on 5 nights and eat out 2 nights.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Family Balance Sheet

SEPTEMBER 9, 2014

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. Quitting my job is one of the things being debt free has enabled us to do. have barely any bills and be able to live off passive income. No, although we inadvertently used the debt snowball method without having heard of it.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

FEBRUARY 15, 2019

If you need to find some wiggle room in your budget, or combat the rising grocery prices, or maybe make room for your family’s growing appetites, take a look at the following list and see what changes you can make to reduce what you’re spending on groceries…and still eat really well! You’ll be thankful later.

Saving Money 113

Saving Money Groceries Grocery Money 113

The Frugal Girl

JANUARY 22, 2024

Today we’re meeting a reader who is an artist, a homeschooler, a boy-mom, and a renter by choice. Tell us a little about yourself I’m Karen A. I mentioned it to my fiance and he asked me to please cut his hair for him, using the article as a guide! Hello, everyone! Here’s Karen: 1.

Rent 182

Rent Son Frugal Home and Garden 182

Family Balance Sheet

JUNE 22, 2020

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re no spring chickens, so in November 2016, we started contributing again to our retirement. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! We saved any that we could from my husbands checks, we sold things from around the house on craigslist and ultimately we started taking everything we earned from our photography business which was a normal part of income for us and used it all on debt. What do you and your spouse do for a living?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since. lined paper. calculator.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

For so long, we plodded along with next to nothing while our neighbors were running up their charge cards and using home equity loans to take vacations. But, I can’t believe people are making big bucks telling other people how to control their spendthrift ways, or sharing how to shave a few cents off a grocery bill.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Family Balance Sheet

JULY 9, 2015

Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. Acadia’s husband used his handy skills to fix up their home that they eventually sold for a profit. Jenn and her husband sold stuff they were no longer using and put it towards debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

JANUARY 7, 2015

It’s difficult to predict where we’re going if we don’t know where the starting line is. Plus, if you work toward a goal for a month – for example, sticking to a budget or not eating out – you are likely to create a habit around the goal without getting fatigued with the perceived length of the commitment.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

Our bills and responsibilities didn’t waiver however, even though our income dipped. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board. ” It might be small, but its size has probably set us up very well financially. So what does this mean?

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JUNE 2, 2016

So whether that’s hiking across the beautiful Sussex Downs, growing my own vegetables or taking my binoculars out for a spot of bird watching I rarely spend much time indoors. Career-wise while I studied biology at university I came out to find very few opportunities in my field. Are those jeans worth it? That electric drill?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

JANUARY 14, 2012

With so many different options out there, a consumer really can get overwhelmed and into trouble if they don’t know their credit card basics. Some of the most oft repeated tips are how to reduce your energy bill. Those are all great ideas, but one company is taking it a step further to help motivate us.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220