Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. However, reality set in on April 1st and I’m now second-guessing that we have enough money set aside, so I have set into motion some strategies to prepare for the unstable economy and any lost income ahead.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

DECEMBER 6, 2012

Rather, you are looking to cut the cost of your grocery bill. It is a known truth, and emphasized by our current economy, that people have a hard time saving money. Take personal finances, for example; too many people over-think their finances, with. Creating Wealth With What You Already Have.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

OCTOBER 27, 2011

Whether by bus, trolley, train or auto, the need to get to work hits everyone hard in a depressed economy. It goes without saying that taking the most direct route to work is most cost-effective, fuel-wise… but planning your commute to enable timely stops to the market or to pay bills on your way to or from work can save money as well.

Office 198

Office Fuel Work From Home Saving Money 198

Prairie Eco-Thrifter

SEPTEMBER 8, 2014

I developed the mentality of plenty (as opposed to scarcity) because the economy was growing throughout my life (with some stops and stutters along the way). What are today’s times and culture doing to influence people’s finances? Henry Ford is credited with inventing the assembly line, making cars affordable.

Finance 165

Finance Economical Real Estate Money 165

Prairie Eco-Thrifter

FEBRUARY 9, 2012

If you make $50,000 a year after taxes and spend $60,000 a year, your finances are going backward. Don’t blame your spouse, the economy, your parents or your job. But, you can’t escape your life and the bills will follow you. You got divorced, had medical bills, or were unemployed. You shop to feel better.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Change Your Behaviour It has been said that personal finance is 20% knowledge and 80% behavior. If so, now is the time to review your knowledge, habits and behaviors around money and finances.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

OCTOBER 11, 2012

Running Up An Enormous Credit Card Bill. Even if you decide to keep separate finances, your spouse’s credit score is a consideration when you apply for joint credit. The economy might tank, your spouse might lose his job, or an accident might happen. But even before the wedding bills are paid, reality starts to set in.

Debt 222

Debt Credit Cards Money Credit 222

Family Balance Sheet

MAY 27, 2015

Teachers income in Texas actually starts pretty good ($44,000 when I started), but it doesn’t increase much and there aren’t any bonuses (some years it doesn’t even increase WITH inflation…one year we didn’t even get a raise due to the economy). It’s important to be on the same page as your spouse about finances.

Debt 100

Debt Debt Free Pay Off Debt Finds 100