Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Start Using Cash This is a wonderful way to save money.

Saving Money 52

Saving Money Money Saving Credit Cards 52

The Frugal Girl

JANUARY 29, 2024

I had huge medical bills for the spouse, was only working PRN, and needed new ideas on cutting corners. How did you get interested in saving money? What’s the “why” behind your money-saving efforts? This means funds are tight. What single action or decision has saved you the most money over your life?

Arkansas 180

Arkansas Frugal College Kids and Family 180

Prairie Eco-Thrifter

JANUARY 1, 2013

Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies. Experts recommend an emergency fund of at least six month’s salary as essential, especially if you are struggling to make ends meet. Making weekly payments will save interest.

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Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

NOVEMBER 5, 2014

Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I focus more on the big picture (saving for a house, vacations, emergency fund, etc.)

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

OCTOBER 18, 2019

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. 1 – Save a starter Home Emergency Fund. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here.

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Debt 2019 Financial Goals Emergency Fund 100

Motherhood Moments

MARCH 4, 2023

Save for a rainy day. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful. Save for retirement T-O-D-A-Y.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

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Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. How To Save. It is challenging to save, and it does take diligence.

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Bank Banking Money Saving 265

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. You’ll save money in interest and reduce your liability if times get tough.

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Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. Bills that are overdue – this is a classic early sign that you are in trouble “Robbing Peter to pay Paul.” If your budget doesn’t have a savings amount, put one in. This wasn’t a fun way to live, let me tell you.

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Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. Every night my first prayer is that this virus starts to mitigate, the curve flattens to a manageable level for our health care system, and lives are saved. I have written often about the importance of an emergency fund.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

JUNE 4, 2013

Some of my automatically paid bills, like the satellite TV bill and the produce delivery, are charged to the credit card each month. That way, I can just pay what owe when the credit card statement comes, and I don’t have to worry about those bills eating into my checking account at an inconvenient time. Money Tips'

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Prairie Eco-Thrifter

OCTOBER 20, 2014

We all put up with things that irritate us, sometimes due to general inertia, other times to save the cost of fixing. How much do you tolerate to save money? It does however, reportedly save on the electric bill. Good thing we have that emergency fund because this won’t be cheap to fix.

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Even some of my groceries are automatically billed, since I have milk delivery from a local dairy, and organic produced delivered to my door weekly.

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Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

JULY 10, 2014

But I also have bills to pay and it’s important to buy healthy foods for my family to eat. The mortgage and other bills (utilities, insurance, etc.) Money is automatically deposited into the retirement and emergency fund accounts, as well as to my son’s 529. Am I saving up for a trip later?

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Budgeting Budget Work Making 218

For the Mommas

JANUARY 3, 2011

Not having the money to cover an unexpected bill, just turns into a series of robbing Peter to pay Paul. You skip paying a bill to pay for a repair. As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. Without an emergency fund, this could have been an major financial blow.

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49

Saving Cents With Sense

JANUARY 1, 2014

Do any of them include saving more? I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Cut down on your bills.

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2014 Saving Bills Emergency Fund 88

Savings Corner

DECEMBER 24, 2023

Credit card balance transfers Transferring your debt to one credit card, known as a credit card balance transfer , could help you save money on interest. Savings or retirement accounts Savings account: You can use your savings to pay off all or a portion of your debt. But it may not be the best choice.

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Debt Calculators Credit Cards Credit 52

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. High-yield savings accounts While not technically an investment, savings accounts offer a modest return on your money. Risk: If you remove funds from a CD early, you’ll typically lose some of the interest you earned.

April 52

April Lowes CD Bank 52

Family Balance Sheet

JUNE 30, 2015

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Saving In Akron

MARCH 9, 2011

I have always lived below my means, and although my income is never the same from month to month, I have always saved during the good months. I will keep this car until doesn't run anymore, just like my husband's 16 year old car, and I will make the car payments to myself in order to recoup my savings.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

JANUARY 3, 2017

Do any of them include saving more? I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Cut down on your bills.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

FEBRUARY 4, 2014

We knew we wanted to save for retirement, and that we wanted to keep giving to charity. We also had bills and other obligations. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We applied some of this extra cash towards debt and the balance was saved for medical expenses. Years ago, our cable bill doubled in price.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. If you really want to, one can come up with dozens of reasons why it is so hard to save. Imagine what your resources will be for tomorrow if you don’t start saving now.

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Family Financial Goals Debt Goals 196

Savings Corner

DECEMBER 25, 2023

Use a leasing versus buying calculator to calculate your potential savings. This measure compares your monthly bills to your gross monthly income. Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? After all, there’s no point moving into your dream home if you can’t afford to pay the bills or put food on the table!

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Money Home Debt Buy 186

Saving Cents With Sense

JANUARY 1, 2015

Do any of them include saving more? I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Cut down on your bills.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving With Shellie

NOVEMBER 29, 2013

Just in time to pay your credit card bill from Christmas When I took advantage of this offer a while back I just put $10 in the account. We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund.

Emergency Fund 68

Emergency Fund January Credit Cards Sonic 68

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. Not to mention all the money we save.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving With Shellie

NOVEMBER 23, 2012

Open an ING Orange Savings Account by 11/25. Now $125 in free money will come in really handy when it comes time to pay your credit card bill from Christmas! We have quite a few: Checking, Savings, Vacation Account, Stan’s Business Account, Little J’s savings account, Emergency Fund.

ING Direct 58

ING Direct Emergency Fund Savings Account Credit Cards 58

Saving Everyday

FEBRUARY 15, 2014

The tagline of my website is A Penny Saved Is A Penny Earned because I firmly believe that statement! Saving $100 is the same as making $100! I’m always looking for a new way to save money, so I love reading other people’s tips on how they save extra cash. Energy Saving Tips for Summer by The Frugal Mom.

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Saving Money Frugal Money Thrifty 71

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. ”A week in the electric world gets me considering the savings to be had.”

Personal Finance 219

Personal Finance Finance Debt Money 219

Saving Everyday

JANUARY 1, 2015

The tagline of my website is A Penny Saved Is A Penny Earned because I firmly believe that statement! Saving $100 is the same as making $100! I’m always looking for a new ways to save, so I’ve compiled this awesome list of over 60 articles to help you save on just about everything. by Koupon Krazed.

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Saving Money Frugal Money Thrifty 40

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage. Today I’m going to talk about getting those emergency funds going. It can save you time and headache, and maybe even a few bucks too. Some freedom.

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November 2011 Personal Finance Finance 188