Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Tell us about you and your family. Quitting my job is one of the things being debt free has enabled us to do.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. to be able to go on a family missions trip.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. What are the top 3 – 5 ways you found money to put towards debt. Where are you from?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. What inspired you to get debt free? If married, who initiated the debt free goal?

Student 100

Student Debt Debt Free Finds 100

Saving Cents With Sense

JANUARY 1, 2016

I am so excited for 2016 – there will be some very big changes with my family this year. My faith is in the Lord and where He will lead us… 2016 will also be a year where my family can start putting more in savings, too. Happy New Year!! My oldest son will also be starting junior high during this year (now I feel old!).

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. 2 years ago we were noticing our family was accumulating a lot of bad behaviors with our health, financial and quality time as a family. This ultimately is what put us on the fast track for paying off debt in such a quick amount of time.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. To pay off our home early. Where are you from? Not really.

Debt 100

Debt Debt Free Finds Goals 100

Saving Cents With Sense

DECEMBER 20, 2013

If you’ve got dishes to prepare for the office potluck, dinner at the in-laws and Christmas morning breakfast—in addition to your annual holiday baking—you’ve got some big grocery bills that figure into the cost of Christmas. Start the New Year off right by making a commitment to save money and pay off debt.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

FEBRUARY 2, 2017

Instead of writing, “I want to pay off debt” or “I don’t want to live paycheck to paycheck”, commit to “I want to pay off $X of credit card debt in 201X and I will stop using credit cards from this point forward.” Will it be your spouse, coworkers, family, a Facebook support group?

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. Use my Family Balance Sheet excel spreadsheet to help you organize your finances.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

AUGUST 4, 2014

They paid off $36,000 in debt and cash flowed graduate school. Tell us about you and your family. The first step in this diligence was paying off debt. The other thing we did was switch our cell phone bill. We found that we could save more than $100 every month just by going to an off brand.

Debt Free 243

Debt Free Debt Goals Student 243

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. Credit card balance transfers can be a better option if you’re aiming to pay off less than $10,000.

Home 52

Home Debt Credit Cards Credit 52

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. And if you’re not paying your bill in full every month, you’re paying a lot of extra money in interest.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

OCTOBER 15, 2011

Family Money Values: Who Manages Your Money? Afford Anything: Why I Quit My Job – And Why I Almost Didn’t A reader emailed herand said: “What I’d truly like to do is figure out how to work for myself – or create passive income so I can work on my own projects without worrying about the bills.”

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. Tell us about you and your family. However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. I initiated paying off the debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 22, 2020

We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. When we started our Debt Freedom Plan, our kids were 8 & 6 and I worked hard to keep our grocery bill about $400-500 a month. We said NO a lot.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. To get started, gather the following: pencil.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. Where are you from? What do you and your spouse do for a living?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Tell us about you and your family. We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

JULY 25, 2011

Paying off debt is great but having no quality of life in the process is not the way to do it. In our twenties, my spouse and I were a single (low) income, two child family living in a thirty year old ‘dump’ in a semi bad neighborhood. I … allowed myself to still enjoy life. It Really Does Get Better.

Debt 172

Debt College Goals Life Insurance 172

Saving Cents With Sense

FEBRUARY 17, 2016

Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense. Once your finances are combined, however, you may need to rethink how you handle repaying old debts on things like credit card bills and student loans.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. Tell us about you and your family. We just decided to pay our house off as quickly as possible because we didn’t even want to be saddled with a mortgage. We wanted to be free to give as much as we could… and to never have to worry about bills. And deodorant.

Debt Free 100

Debt Free Debt Budgeting Budget 100