Penny Pinchin' Mom

FEBRUARY 16, 2024

What about when your bills are simply pulling you under? Your bills are going to be there, and you can’t simply not save money because you have to pay bills. Yet, your kids simply can’t stand the store brands. It is something the kids (and myself) look forward to after a long week of work and school.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

SEPTEMBER 22, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. This Week in the Kitchen: Our week nights have gotten so hectic with my kids having different practice times. I served with garden salad for me, steamed veggies for the kids. Garden Salad.

Budgeting 100

Budgeting Budget Financial Goals Tacos 100

Family Balance Sheet

MARCH 6, 2012

The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. The tasks will vary between households, so devise a to-do list of your family's financial tasks , so that the FOM knows what is expected of them. Make Clear Financial Goals {Together}.

Money 225

Money Financial Goals Goals Kids and Family 225

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Entries such as your mortgage, gas, electricity bill, and so on are essential.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. As soon as the kids walk in the door after school, we are off and running. I either put the extra batch in the freezer or my kids ate it for Dinner #1. Want to lower your grocery bill?

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

OCTOBER 20, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. My husband and kids will be on their own and most likely go out for dinner. Want to lower your grocery bill? Our monthly grocery budget for my family of 4 is $500. Please share in the comments.

Budgeting 100

Budgeting Budget Leftovers Daughter 100

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. Tuesday: My kids participated in our community’s Halloween parade and they both had homework. Want to lower your grocery bill? Our monthly grocery budget for my family of 4 is $500.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 1, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My kids like the baked version of this dish, so I gave this one a try, but the IP version came out a little dry. Want to lower your grocery bill? Let us know in the comments.

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

FEBRUARY 9, 2018

We hit our Annual Household Portion (think: deductible) with this medical event and our medical bills started to be paid by the other members’ shares. She’s a very active kid, and missed swim practice and meets, her holiday band and choral concert, Girl Scout meetings, and holiday parties.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. Free Date Night!

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. for dessert, and the rest were packed in my kids’ lunches. One of my kids was not feeling well, so we stuck around our home and hubby and I got a lot of housework done. We ate leftovers.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

NOVEMBER 19, 2014

Amanda currently homeschools their three kids. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. We lowered our living expenses and looked at our bills and decided what we could live without.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. My kids are now almost 15 and 12 and eat as much as adults!

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. I LOVE the reprieve from high gas/electric bills. It’s also a good time to assess our clothing and make a list of what we need, especially for my kids who will NOT stop growing up! Frugal Friday: A recap of how we frugal-ed our way through the week.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

APRIL 1, 2021

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food. Get the family involved.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Penny Pinchin' Mom

DECEMBER 17, 2023

Health insurance: This is a must; should someone get critically ill, mountains of medical bills can bury you very quickly. It can also cover some of those massive medical bills that tend to come with accidents. Here are some of my favorite long-term investment options.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

JANUARY 5, 2018

Time is a commodity that you don’t get back, and I need to make the most of it while my kids are still young and at home. These are just my personal goals. I’ll update you on my family’s financial goals for 2018 in another post. Update financials. This will be my most challenging goal for 2018.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. In practice, that could mean living somewhere you can walk to work if your car breaks down until you can save up the the money to repair it, telling your kid they have to pay for their own cell phone if they want to keep it (this is not a bad thing you know!),

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 16, 2015

I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. I will say I am excited to take our kids places now. What are your financial goals now? The problem is my husband and I are both pretty stubborn and we basically refused to see the situation right in front of us for a really long time.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. haha Kidding. What are your financial goals now?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 3, 2014

My husband and kids won’t tolerate a bare kitchen and bad, boring food–they would seriously revolt. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I felt like March was somewhat of a success.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

JULY 2, 2015

Louis neighborhood is within walking distance to the zoo and a couple of parks, so I enjoy walking with the kids each day to let them run off some energy and I get a little workout in too. I handle paying the bills and managing the day to day spending. What are your financial goals now? Can you cut your cable bill?

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 16, 2016

Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We also look for places where kids eat free now.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 7, 2015

We wanted to be free to give as much as we could… and to never have to worry about bills. I might buy it again…I’M TOTALLY KIDDING! What are your financial goals now? We just decided to pay our house off as quickly as possible because we didn’t even want to be saddled with a mortgage.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff plays hockey and badminton and we take turns running the kids to their figure skating lessons. Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. What are your financial goals now? How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 5, 2015

In the past my husband was the only one who ever went through and paid bills and accounts. One of the first things we did is buy a swing set for our kids with cash! What are your financial goals now? Who handles the day-to-day finances in your home or do you work on it equally? I felt the celebration went on and on!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 2, 2016

It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. It really was no way to live; constantly worrying about a surprise bill dropping through the door and how I could handle even the slightest financial emergency.

Debt 100

Debt Finds Debt Free Pay Off Debt 100