Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now? Quitting my job was a big financial goal that I just made happen.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 1, 2021

You will be so thankful later. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. You never know when you will need this money.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

NOVEMBER 5, 2014

and my wife focuses on paying the bills and keeps track of our budget. What are your financial goals now? Thank you, Doug, for being so honest with your debt free story. How often do you and your spouse discuss your finances/budget/spending? We do it together. We try to discuss finances once a week.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

JANUARY 5, 2018

These are just my personal goals. I’ll update you on my family’s financial goals for 2018 in another post. My Personal Goals for 2018: 1) Start my day at 6:00 am, Monday-Friday, and end my day at 10pm. Update financials. What are your Personal Goals for 2018? Please share in the comments.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

JUNE 16, 2015

I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. What are your financial goals now? Thank you, Lydia, for sharing your family’s story. The problem is my husband and I are both pretty stubborn and we basically refused to see the situation right in front of us for a really long time.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. What are your financial goals now?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. This month, I bought one package of juice boxes for the girls’ lunches and that was a treat for them and a thank-you from me for behaving so well in the grocery store.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

FEBRUARY 16, 2016

You will be so thankful later. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. You never know when you will need this money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

APRIL 1, 2015

The bill was paid for in cash! What are your financial goals now? Since becoming debt free, I have been involved with our local community, school district, as well as my company to help spread the financial literacy word. Thank you, Brian, for sharing your family’s story. We discuss money every day!

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

AUGUST 4, 2014

The other thing we did was switch our cell phone bill. What are your financial goals now? Currently our goal is to max out both of our Roth IRA accounts each year. Thanks for letting us share, we’re very passionate about people being honest about their financial burdens – debt or otherwise.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JULY 2, 2015

I handle paying the bills and managing the day to day spending. What are your financial goals now? Can you cut your cable bill? Thank you, Acadia, for sharing your family’s debt free story. We kept our eyes on the prize though and knew that it was only for a season. Consider changing your lifestyle.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JANUARY 21, 2015

It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) What are your financial goals now? Thank you, Aja, for being so honest with your debt free story. We realized that debt payments were eating into our income and potential to build wealth.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

APRIL 19, 2016

Aaron writes out the checks for the bills every month, I negotiate lower rates for things as needed, and we both put a certain amount into a joint account to buy things for the household and for Henry. What are your financial goals now? Thank you, Anna, for sharing your Debt Free Story.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

SEPTEMBER 29, 2016

Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

AUGUST 5, 2015

In the past my husband was the only one who ever went through and paid bills and accounts. What are your financial goals now? Thank you, Jessica, for sharing your family’s story. Who handles the day-to-day finances in your home or do you work on it equally? It enabled us to save almost $500 a month!! Which we love!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 9, 2018

We hit our Annual Household Portion (think: deductible) with this medical event and our medical bills started to be paid by the other members’ shares. On the spreadsheet below, you’ll see that the December bills were quite high. A recap of our medical bills for 2017. Payment due to providers: $75,717.82.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Savings Corner

DECEMBER 24, 2023

Sellers still have an edge in many areas, thanks to a continued scarcity of houses, and no one expects a dramatic housing market crash. Get started: Define your personal and financial goals. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills.

Real Estate 52

Real Estate Buy Buying Credit 52

The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. Made me proud!

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Medi-Share Update: One Year Later.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” – Thankful for any and all advice! – One of the most important components to a budget is setting financial goals.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

MARCH 4, 2015

During this time I literally worked and paid bills. I worked like a dog and paid bills. When I did this I ended cutting my cable bill in half, rewrote my car and house insurance saving me $300 per year, stopped the coffee runs, and just about eliminated my dry cleaning bill. Put bills in one place. That was it.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

FEBRUARY 3, 2016

To resolve tensions, we look at the monthly budget together and if there is a bill due that we don’t have the money, we work together to rearrange accounts. Though my husband does help with some negotiating to combine bills or consolidating them. What are your financial goals now?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. However, over time, as the debt grew thanks to interest charges and mismanagement on my part, the monthly payments started to grow out of control. What are your financial goals now? Initially it all seemed fine.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Our house was $150,000 (thank you Texas for affordable houses) and the thought of paying over half a million dollars for it (due to interest) made us sick to our stomach. What are your financial goals now?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 7, 2015

We wanted to be free to give as much as we could… and to never have to worry about bills. What are your financial goals now? Thank you, Stacy, for being so honest with your debt free story. We just decided to pay our house off as quickly as possible because we didn’t even want to be saddled with a mortgage.

Debt Free 100

Debt Free Debt Budgeting Budget 100