Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

AUGUST 1, 2012

Remember, there are many elements to account for such as the wedding gown, the flowers, the food, the entertainment and more, so it’s important to create a budget for each of these categories. Rent and Borrow Items Instead of having gowns sewn for your bridesmaids, rent them instead. Don’t forget to ask for discounts!

Wedding 203

Wedding Budgeting Budget Rent 203

Couponing 101

JANUARY 29, 2020

And who can fully enjoy wedded bliss if they’re still paying off a thick stack of wedding bills? They know what they want to wear, where they want the reception to be held, and what food they want to serve. After all, you’re likely to need a larger venue and more food to accommodate everyone. Be Flexible.

Wedding 76

Wedding Simple DIY Rent 76

Prairie Eco-Thrifter

OCTOBER 10, 2011

Renting movies in this way is a great way to stick to your budget, over maintaining a dish or satellite TV system. Rent It Out. From becoming a landlord to renting out tools, vehicles and high-fashion attire… opportunities exist for people to make money off items they already own. Save on Entertainment. In the U.S.,

Green 185

Green Rent Library Green And Frugal 185

The Frugal Girl

MARCH 4, 2024

When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. I can’t even imagine how many repair bills from plumbers, electricians, appliance techs, and auto mechanics he has saved us over the years. The food you will actually eat is what is worth buying!

Green And Frugal 176

Green And Frugal Kids and Family Hotel Frugal 176

Prairie Eco-Thrifter

JULY 18, 2011

For example, buying food and paying rent do not make you any money. I know this will be considered by many as a horrible thing that they don’t want to give up, but just ask yourself, how many times per week do you go for fast food? One of the biggest ongoing costs to owning or renting a home is electricity and gas.

Money Saving 180

Money Saving Money Eating Out Real Estate 180

Saving Everyday

SEPTEMBER 12, 2022

If we stopped at 7-Eleven or picked up fast food, he’d take that notebook out and write down what was spent before driving away. My spreadsheet columns are income, monthly bills, necessary spending, and frivolous spending. Food is a major expense! Negotiate your bills. For one-time projects, consider renting.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

FEBRUARY 13, 2014

Let me tell you what I’ll be doing with that money instead: paying my rent, paying my bills, and spending on my current priorities. That’s right, I have other personal priorities for my money left over after the bills are paid that trump my best friend’s bachelorette party. And for me, the bachelorette party did not qualify.

Europe 202

Europe Wedding Money Goals 202

Prairie Eco-Thrifter

OCTOBER 4, 2012

Avoid wasting energy, water, gas, food and the like. You can rent a movie, turn-off the lights, grab a bowl of popcorn, and enjoy it with the family. Food items like fresh produce or food items that expire easily should not be bought in bulk or you will find them thrown into the trash before they can be consumed.

Frugal 189

Frugal Family Budgeting Budget 189

Family Balance Sheet

DECEMBER 10, 2014

I could barely afford my $600 rent payment, which was in a horrible neighborhood. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. As I mentioned, I had just gotten out of a bad relationship and had to start over.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

OCTOBER 5, 2014

Do you make enough money to cover your mortgage or rent, groceries, transportation, and other essential expenses, but find yourself on a treadmill of not being able to save? If both you and your spouse are eating out every day for lunch, you’re looking at $128/month – on top of your regular grocery bill. Money Tips'

Budgeting 245

Budgeting Budget May Lunch 245

Prairie Eco-Thrifter

JUNE 26, 2014

But then I started having digestive problems, and after a few years of suffering, I discovered that I had a leaky gut that had caused multiple food intolerances including dairy, legumes, gluten, eggs, and most grains. Unlike three years ago, I never eat grains or sugary foods. By default, I found myself on a Paleo diet.

Little Debbie 173

Little Debbie Kids and Family Health Money 173

Coupons Do Work

MARCH 4, 2016

Another great way to save money on your phone bill ! <—-> Bring Your Own Stroller: don’t rent the stroller at Disney World, because it is about $15 per day for a rental… make sure your stroller falls within Disney’s size parameters (36 inches by 52 inches tall). Why buy one when you can make your own?

Disney World 100

Disney World Saving Money Disney Money 100

Prairie Eco-Thrifter

MARCH 14, 2011

The couple managed to live an entire month off of just one dollar a day for food expenses. This would include your monthly mortgage payment or rent payment. Food costs would be a sum of the total of how much money it would cost to feed your family on a monthly basis. The project was called the One Dollar Diet Project.

Money 159

Money Property Taxes DSL Frugal Lives 159

Prairie Eco-Thrifter

APRIL 16, 2014

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Once you’ve identified the cost of your true necessities (housing, transportation, food, etc), you’ll know how much you income you need to bring in at a minimum.

Budgeting 188

Budgeting Budget Lowes Goals 188

Prairie Eco-Thrifter

JULY 2, 2014

Taking your cell phone abroad and roaming in a foreign country, even if it’s just to access data can add up to a monster of a bill in a very short time. Consider Food. Rent Out Your Room. You don’t want your card to suddenly stop working due to suspected fraudulent activity leaving you financially stranded. Granola bars?

Travel 177

Travel Airline Communications Skype 177

Prairie Eco-Thrifter

MARCH 25, 2013

When I was in college, I was too proud to ask my parents for help, and ended up getting a payday loan to cover the rent when I started a new job and hadn’t received a paycheck yet. If you need help with bills or food, there are often community organizations that can provide that type of aid.

Emergency Fund 221

Emergency Fund Taxes Cars Car 221

For the Mommas

JULY 24, 2016

Rent instead of own. If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. And if you rent, save money and then invest the difference. And if you’re not paying your bill in full every month, you’re paying a lot of extra money in interest.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JUNE 14, 2012

All you need is a list of expenses, both fixed (rent, loan repayments) and variable (food, clothes, fuel), and a list of all sources of income. Variable expenses can be a bit tricky; it’s best to do a priorities list so you make sure the things you need, like food, bus fares and fuel are always covered.

Simple 221

Simple Finance Budgeting Budget 221

For the Mommas

JULY 10, 2016

You want to include all expenditures including, but not limited to: Housing- rent, mortgage, homeowner fees, homeowner insurance, lawn care services, housekeeping services, etc. Pet care- food, medication, grooming, etc. Food- groceries, eating out, ordering delivery, etc. If possible, analyze at least the past 3 months.

Budgeting 40

Budgeting Budget Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

SEPTEMBER 19, 2013

Here is an interesting exercise – get a pen and paper; write down the total square footage of your house and the monthly mortgage or rent amount you pay. How much space is used for storage in your home? Divide the dollars by the square feet and you will get a figure that is the cost of each square foot of space per month. Money Tips'

Saving Money 220

Saving Money Money Saving Storage 220

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. Instead of seeing a movie, rent. The biggest.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MAY 14, 2013

Every year, we split the rent on a beach condo with other family members to make a week away affordable for everyone involved. We also don’t want to come home to a credit card bill. Food is usually our the biggest expenditure during our vacation and thankfully our beach condo will have a kitchen. What Are Your Non-Food Needs?

Vacation 153

Vacation Saving Money Money Food and Drink 153

Family Balance Sheet

JULY 9, 2015

She cut her cable bill in half, rewrote her car and house insurance saving her $300, stopped the coffee runs, eliminated her dry cleaning bill. She offered to do people’s taxes, or get their bookkeeping organized in exchange for a discount on her rent, or car repairs. She also prepared extra food to freeze for late days.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Rent books, books on tape, movies, and read magazines at the library. But those can saddle your children with debt for 20 years or more! Know Your Actual Budget.

College 100

College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

JUNE 13, 2016

All those yummy food commercials use all kinds of methods to make the food look salivatingly good – from glued on seeds on the hamburger buns to soda loaded with antacid to make it bubbly. I often get multiple queries to rent out my lake condo for the same dates from different people. Reciprocity. You HAVE to get it.

Buy 100

Buy Buying Coke Garage Sale 100

Saving Everyday

OCTOBER 3, 2022

Deliver food. As the holidays approach and people become busier, the demand for food delivery skyrockets. Provide good communication, look presentable, be polite and friendly, handle the food with care, deliver on time, and you might even rack up some tips! Rent a room in your house. Lower Your Electric Bill.

Money 52

Money Making Christmas Friends And Family Sale 52

Saving Everyday

NOVEMBER 11, 2012

We’ll be checking in late, so the most we’ll do is explore the resort and grab dinner from the food court, which is my second favorite food court on Disney property (Port Orleans Riverside is the first). If the weather is nice, we may rent a pontoon boat and explore. Here’s the plan: December 6 –. December 7 –. December 15 –.

December 80

December Disney Daughter Home and Garden 80

Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. Cash Flow Mantra presents My Experience as a Prosper Borrower posted at Cash Flow Mantra , saying, “I used Prosper to finance a loan to pay a large tax bill, and I found the process effortless.

Money 133

Money Finance Personal Finance Real Estate 133