Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. It was all consumer debt spread over 5 credit cards. We cut up our credit cards and never used them again. So we got a budget together in an excel spreadsheet. Today’s Debt Free Story is from Brian.

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Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. Simply doing a budget. How much debt did you pay off?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Minimum Payments On Credit Cards.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. There are lots of ways to get into to debt.

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Personal Finance Finance Debt Money 100

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. Who handles the day-to-day finances in your home or do you work on it equally? Today’s Debt Free Story is from Anna.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. 3 pm EST: Budgeting Basics with Jessi Fearon.

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New Year's Debt Personal Finance Real Estate 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Fashion Without Guilt

MAY 9, 2011

Trying to Travel on a Budget these day, is almost impossible. If you want to still plan that vacation this year, Christian Personal Finance wrote a great article outling how to travel and get the &# bang for your buck&#. If the budget is tight, you can plan your vacation around the cheapest destinations.

Budgeting 69

Budgeting Budget Travel Discount 69

Penny Pinchin' Mom

FEBRUARY 16, 2024

Use Cash Every time you use your credit card, you are paying interest on that purchase. Spending hard cash is much harder than swiping your credit card. What I do is come up with a specific budget , one that covers all our basic needs. Ultimately, it is the money you could have saved to buy your dream car.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. Simple finances work for you rather than against you, so it’s a win-win. Have a Budget Firstly, you must know where your money comes from and where in needs to go. That one is going to hurt!

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Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. Learn how you can amend regular over spending habit and stick to the budget. Well, not to worry.

Money 124

Money 2012 June Credit Cards 124

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. t Paydown Your Credit Cards. They are definitely worth a try.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Saving Cents With Sense

JANUARY 5, 2011

If one of your New Year’s resolutions or goals was to manage your budget better in 2011, like millions of other people, then you really should check out Mint.com. This FREE budgeting software helps you manage all your personal finances, including bank accounts, credit cards, and investments, all in one place.

Budgeting 55

Budgeting Budget Personal Finance Software 55

Prairie Eco-Thrifter

JULY 18, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Have you ever wondered How Secured Credit Cards Help You Repair Your Credit ? If so, don’t miss Ryan’s post about how they can be an option for repairing bad credit at The Better Credit Blog. Are You Financially Ready For Kids?

Debt 199

Debt Fridays Personal Finance Goals 199

Prairie Eco-Thrifter

MARCH 10, 2012

Household Budget Calculator. From the cost of your commute to the amount of money you spend monthly on alcohol and cigarettes, a household budget calculator can help you see your expenditures in a more long-term light. Credit Card Repayment Calculator. The price of petro is expected to climb to record levels this summer.

Calculators 186

Calculators Saving Money Money Green 186

Prairie Eco-Thrifter

AUGUST 19, 2012

Credit card debt remains at an all time high; this is the first debt to attack and get under control. Limit your exposure by aggressively attacking your credit card balances, focusing on one at a time. As each one is paid off, cut up the card and close the account. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Penny Pinchin' Mom

DECEMBER 17, 2023

Your positive credit report will encourage other lenders to grant similar facilities. Your risk profile goes down as you are no longer a first-time borrower, and your debt-to-income ratio goes down along with your credit utilization rate. This is why you should pay off your high-interest debts like credit cards first.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Our personal finances are so interwoven with our small business finances that we view them as one.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Each month when they do their budget, they update their chart.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Koupon Karen

APRIL 18, 2024

In today’s economy, with rising prices across sectors, consumers invariably seek ways to stretch their budgets further. Increase Purchasing Power Applying codes stretches available dollars further for a defined budget. Disciplined usage of available voucher codes and coupons catalyzes positive personal finance outcomes.

Saving Money 52

Saving Money Money Consumer Discount 52

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. This edition is arranged by subject heading, so that you can browse efficiently.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz : What Is An Emergency Fund? Do you review your finances monthly?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. There are lots of ways you can entertain yourself and your family on a budget.&#. FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! Here’s how…&#.

Frugal 150

Frugal Movies Finance Bills 150

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends. A Very Tough Year.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

APRIL 13, 2014

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Yelling at your child when they miss their budget isn’t instructive.

Kids 219

Kids Money Parenting Kids and Family 219

Prairie Eco-Thrifter

AUGUST 2, 2011

Not many – but by planning ahead now you might find ways to lessen the expenses you will face next month and use the annual experience as a teachable moment in your child’s personal finance education. Involve Your Child in Planning and Budgeting. Use your card for the other purchases you make as well. Get Rewarded.

College 192

College Money Personal Finance Student 192

The Frugal Girl

MARCH 4, 2024

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. As an introvert, I’m much better with numbers than people, so most things related to finances come pretty easily to me. I track expenses, monitor our budget and handle all of our investments.

Green And Frugal 181

Green And Frugal Kids and Family Hotel Frugal 181

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

JULY 30, 2012

Create a Budget You have to have a budget to know where your money comes from and where it has to go to. A budget is like a personal financial plan; without it, you are unfortunately doomed to financial hassles, unless you have so much money, it doesn’t matter what you spend! and follow it?

Debt 202

Debt Budgeting Budget Finance 202

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession?

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

MARCH 24, 2013

He pays off his credit card BEFORE the statement comes! It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. DIY Butterfly Garden Slush Your Way Out of Being Over Budget Tax Return Distribution Where have you been? Find your risk tolerance.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. Eventually, I staged an all-out assault on every area of spending in my budget.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Fashion Without Guilt

MAY 9, 2011

Trying to Travel on a Budget these day, is almost impossible. you wa Related posts: Black Friday Websites 2009 Father’s Day Freebies Frugal Tip Monday-Celebrating Valentine’s Day On A Budget. With gas prices nearing $4, who has the money for that family vacation this year.

Budgeting 40

Budgeting Budget Travel Discount 40

Prairie Eco-Thrifter

FEBRUARY 18, 2011

Beating Broke tells us how we can improve our credit score by adding positive information. When you spend little of the credit you have, creditors look favourable on your because it tells them you are responsible. Sustainable Life Blog shares with us tips on how to repair our credit. We need to use credit to have a good score.

February 113

February Debt Finance Personal Finance 113

Family Balance Sheet

AUGUST 11, 2016

I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey.

Emergency Fund 100

Emergency Fund Money Finance Debt 100