Family Balance Sheet

JANUARY 2, 2021

With our non-mortgage debt out of the picture, we could focus on keeping our business and budget afloat in 2020 and not worry about making debt payments. By the end of 2020, our business was getting back to pre-pandemic numbers, but we continue to be on alert for sudden changes to the economy. 2019 Debt Freedom Plan Update.

Debt 130

Debt 2020 2019 Financial Goals 130

Prairie Eco-Thrifter

APRIL 18, 2013

Budget First, Plan Later. The most realistic way plan your wedding is to start with a budget that you can afford. First you can list where the funding will come from, and then you can plan a wedding that will fit into that budget. That’s certainly true when planning for a wedding on a limited budget.

Wedding 248

Wedding Money Saving Money Budgeting 248

Shereen Travels Cheap

NOVEMBER 22, 2023

Normally, I break my list down into three categories - budget, moderate, and splurge - but this year everything is under $120, and most are much less than that, so you can get more for your buck and be even more popular to that traveler on your list. USB Data Blocker for when you need to charge your phone and use a public outlet.

Travel 210

Travel Holiday Gifts Clothing and Accessories 210

Nicoles Nickels

NOVEMBER 11, 2012

After reaching out to several local companies, each with similar questions about the project yet each providing much different pricing, all of which were out of their budget, made them realize there had to be an easier way to shop for a transport vendor. I will not hesitate to use spendLO again for projects around my house!

Used 51

Used Price Lowes Consumer 51

Prairie Eco-Thrifter

MAY 13, 2013

I like this option because they are also budget friendly and show you fun things to do around the new city that you may not have been aware of before. Using these services can also be a great way of making new friends. Adjusting to a new town can be difficult, but using these tips to explore can make that adaption period easier.

Golf 200

Golf Thrift Stores Green And Frugal Budgeting 200

Prairie Eco-Thrifter

DECEMBER 23, 2012

Just avoiding the big box stores can help you support your local economy, and encourage some level of sustainability. You can use Etsy.com for its map that shows nearby artists and craftspeople. My son was delighted with the used sewing machine my mother bought for him. For years, my son happily used the scarf I knitted for him.

Giving 202

Giving Holiday Gifts Recycle 202

Saving Cents With Sense

FEBRUARY 28, 2014

It’s still a tough economy, but these smart financial decisions help you stay ahead of the financial troubles that your peers face. Your parents, especially if they are baby boomers, grew up in a vibrant economy that afforded them many advantages. You avoid a large chunk of deprecation if you purchase used.

Parenting 81

Parenting Economy Student Cars 81

Prairie Eco-Thrifter

OCTOBER 14, 2011

Alternatives to fossil fuel are becoming more popular not only because of their “green” benefits, but also because of concerns about relying on limited, imported resources to fuel cars – and economies. The plants used to make biofuel absorb roughly as much carbon dioxide as they release when they are burned. Electric Cars.

Fuel 184

Fuel Electric Car Gasoline Cars 184

Prairie Eco-Thrifter

OCTOBER 2, 2012

Less transport movements mean less carbon emissions and you’ll be supporting the local economy too. Where possible, try to avoid gifts that use batteries. Lower the Impact of Christmas Lighting Excessive use of electricity drains the environment’s natural resources. LED lights can use up to 95% less energy than normal bulbs.

Green 203

Green Christmas Recycle Recycled 203

Prairie Eco-Thrifter

MAY 22, 2012

You support the local economy when you shop locally, keeping your town, suburb or local area viable and productive. Locally produced goods have not traveled huge food miles to get to their destination, saving the use of non-renewable petroleum which creates pollution to the natural environment.

Buy 202

Buy Buying Economy Fuel 202

Prairie Eco-Thrifter

APRIL 30, 2013

Ever since we stumbled past the Fiscal Cliff and the budget crisis, the stock market has been rising like a hot air balloon in an updraft (at least as of the time this post was written at the end of March 2013). Is the economy really recovering or will our jobs (assuming we have one) once again disappear? What strategy are you using?

Economy 187

Economy Money Recession Real Estate 187

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. People there only have what they use and need and you know what…they are happy!!

Personal Finance 219

Personal Finance Finance Debt Money 219

Coupons Do Work

DECEMBER 30, 2016

New Airbnb users can enjoy $35 in booking credits when they use coupon code jp4764. Budget Rent a Car: New Year’s Eve is the last day to get 25 percent off with coupon code BCD Number. Hotels.com: Use coupon code HOLIDAY16 to get $50 off when you spend $300 or more through New Year’s Eve. Use coupon code CJCRMN35.

New Year's 100

New Year's 2017 Freebies Dec 100

Prairie Eco-Thrifter

FEBRUARY 10, 2014

Later I decided that I could try mixing it with a good bottle, just to use it up. The time it took me to find and clip the coupons (not to mention the cost of the newspaper), look for a store that would honor them and actually find coupons for things we actually used took too big of a bite out of my day. I hate waste. I won’t.

Coke 208

Coke Drinks Diet coke Frugal 208

Prairie Eco-Thrifter

NOVEMBER 15, 2012

In today’s economy, inflation is quite high, and prices are rising quickly. Handing over coupons at the checkout used to be considered very uncool but these days, no-one bats an eyelid. Dating can be expensive. As a result, going out several times a week can add up to a pretty penny and leave you with no savings. Frugal Fun.

Bank 252

Bank Banking Food and Drink Food and Wine 252

Prairie Eco-Thrifter

OCTOBER 27, 2011

Whether by bus, trolley, train or auto, the need to get to work hits everyone hard in a depressed economy. Join us in exploring ways to implement eco-friendly work from home tips, or to become more cost-effective working outside the home. Every morning, millions of workers across the world commute to their place of employment.

Office 198

Office Fuel Work From Home Saving Money 198

Fashion Without Guilt

AUGUST 13, 2018

Many find it easier on their schedule and budget to sign up for monthly product subscriptions that automatically send them their new box of stuff each month, whether it’s a curated collection of makeup products or a coffee subscription. They like using their money to make memories rather than fill their closets with things.

Shopping 40

Shopping United States Mobile Phone Clothing and Accessories 40

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Saving Cents With Sense

MAY 27, 2013

So what do you do when even after all of your deal chasing and bargain searching you can’t seem to find a travel deal that is in your budget? Staycations are quickly becoming the rage during the time of this tough economy. The best part about a staycation is, no stressful planning and no busting your budget. Head to Ireland!

Vacation 61

Vacation Backyard Kangaroos Ice Cream 61

Saving Cents With Sense

APRIL 29, 2013

If you are trying to stick to a budget, then planning can be painful – but it doesn’t have to. Upgrade using Frequent Flyer Points. If you are a frequent flyer, you can use your miles to upgrade. Using the right miles at the right time is important. Use Online Price Comparisons. If not, opt for an economy flight.

Vacation 76

Vacation Airline Flights Credit Cards 76

For the Mommas

MAY 18, 2015

Remember to choose the economy setting on your printer, using less ink and saving you even more money. Use construction paper or other sturdy paper and write the details of the party inside, then fold and put a fun sticker of your theme character on the outside flap. Use glitter glue or other embellishments if your child likes.

Birthday 40

Birthday Simple Budgeting Budget 40

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. When it was just us two, he worked more on the weekends to earn some extra cash, but now with kids, he does that rarely. I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

NOVEMBER 28, 2012

While there are many reasons why adult children could be living with their parents, right now most of the blame falls on the economy and the recession. Unless your child is a slacker and just sleeping all day, chances are they do eventually want to move out and could use your guidance on how to make that happen. If your child attends.

At Home 214

At Home Home Parenting Rent 214

Prairie Eco-Thrifter

FEBRUARY 9, 2012

You know you shouldn’t be using credit cards all the time. Don’t blame your spouse, the economy, your parents or your job. You have no budget. Try a simple budget. You know you need to start paying attention to your money. You know getting a second mortgage is a bad idea. You won’t make any sacrifices.

Money 203

Money Debt Finance Credit Cards 203

Coupons Do Work

FEBRUARY 9, 2017

Buy 1; Use $3.00/1 Buy 1; Use $3.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 each). - $2.00/1

Movers 100

Movers Huggies Pampers Storing 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Keep just 1 or 2 cards for occasional use; leave them at home when you go shopping so you aren’t tempted to impulse buy. Or, what strategies do you use to avoid financial disaster? As each one is paid off, cut up the card and close the account. So, have you ever been struck by financial disaster? I would love to hear.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JUNE 26, 2012

This is mainly because more people are seeking out these green products and services to buy and use for themselves. Now that there is a financial incentive, people are more inclined to be environmentally aware in their choice of the things they buy and use. The greater the demand, the cheaper the goods are to be produced.

Green 211

Green Flowers and Plants Food and Drink Environmental Movement 211

Coupons Do Work

FEBRUARY 13, 2017

Buy 1; Use $3.00/1 Buy 1; Use $3.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy ; Use $2.00/1 Buy ; Use $2.00/1 Buy ; Use $2.00/1 Buy ; Use $2.00/1 Final Price: $19.49. Target (2/12 - 2/18).

Movers 100

Movers Huggies Pampers Storing 100

Savings Corner

FEBRUARY 2, 2024

Allegiant World Mastercard® Our pick for: Allegiant vacation travelers Allegiant Air caters to budget-minded vacation travelers. Airline credit cards earn frequent-flyer program miles every time you use the card, but the value of these miles depends both on the airline and how you redeem the miles. Read our review. Terms apply.

Airline 52

Airline Credit Cards Credit February 52

Prairie Eco-Thrifter

OCTOBER 11, 2012

It can be so easy to run up thousands of dollars in debt just by using that credit card. To avoid any arguments, just set a budget on how much each person is allowed to spend. The economy might tank, your spouse might lose his job, or an accident might happen. You might have spent way too much on the wedding of your dreams.

Debt 222

Debt Credit Cards Money Credit 222

Coupons Do Work

JANUARY 4, 2017

Buy 1; use $1.50/1 Buy 1; use $1.50/1 Buy 1; use $2/1 coupon and submit $1.50/1 Buy 1; use $2/1 coupon and submit $1.50/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 2; Use (2) $3.00/1 Buy 2; Use (2) $3.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy (1); Use (1) $2.00/1

Huggies 100

Huggies Pampers Movers Storing 100

Coupons Do Work

MARCH 6, 2017

Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use $3.00/2 Buy 2; Use $3.00/2 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 use $2/1 coupon. use $2/1 coupon. Buy 1; Use $3.00/1 Buy 1; Use $3.00/1 Buy 1; Use Digital Manufacturer Coupon Only. Out-of-Pocket Price: $8.00.

Huggies 100

Huggies Pampers Movers Storing 100

Coupons Do Work

JANUARY 30, 2017

Buy (2), Use (2) $2.00/1 Buy (2), Use (2) $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy 2; Use (2) $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1 Buy 1; Use $2.00/1

Pampers 100

Pampers Huggies Movers Storing 100

Koupon Karen

APRIL 18, 2024

In today’s economy, with rising prices across sectors, consumers invariably seek ways to stretch their budgets further. Increase Purchasing Power Applying codes stretches available dollars further for a defined budget. Among the most popular and effective savings strategies revolve around voucher codes and coupons.

Saving Money 52

Saving Money Money Consumer Discount 52