Penny Pinchin' Mom

DECEMBER 17, 2023

Saving Through Paying Off Debt Once you pay off the debt , you can begin to earn interest income on the money you would have spent each month on debt payments. This makes it easier to save money, invest for a more long-term financial goal, and even add to your retirement savings.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Consider these strategies: Save all of your change. Save all $5 bills that you get.

Money 100

Money 2015 Emergency Fund Bills 100

Family Balance Sheet

JANUARY 17, 2018

We will control our money, rather than our money controlling us. You can only cut so much from a budget, so to increase our cash flow, we’ll need to earn extra income by growing our small business and growing my blog. Apply any Found Money to our Goals. Save a starter Home Emergency Fund. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

The Frugal Girl

JANUARY 29, 2024

How did you get interested in saving money? Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well. This means funds are tight.

Arkansas 181

Arkansas Frugal College Kids and Family 181

Saving Everyday

JANUARY 1, 2015

Energy Saving Tips for Summer by The Frugal Mom. Grocery Savings Tips by Mission To Save. 10 Tips To Saving Money at the Grocery Store by Koupon Krazed. Realistic Stockpiling Tips by Mission To Save. 15 Ways to Save Money Every Day by Frugal Living Mom. by Koupon Krazed. Name Brand or Generic?

Saving Money 40

Saving Money Frugal Money Thrifty 40

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. You’ll save money in interest and reduce your liability if times get tough.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Then see what the monthly payment would be with a consolidated loan.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Home and auto expenses are two big budget categories and by keeping these expenses low, we were able to put more aside to our debts.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Start by categorizing where you have been spending money. How much debt did you pay off? in 14 months.

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Imagine what your resources will be for tomorrow if you don’t start saving now. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. rise up during emergencies or unexpected occurrences. Create a Budget. The first question is how much money do you make?

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

JANUARY 26, 2016

We will control our money, rather than our money controlling us. You can only cut so much from a budget, so to fill in our shortfall, we’ll need to also earn extra income by growing our small business and growing my blog income. Apply any Found Money to Debt. Earn Additional Income. Home Projects. The Game Plan: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. Jack from Money Saving Ethics tells us Easy Tips for Saving Money Part 2.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

JUNE 20, 2012

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. It’s also a good idea to know that you’ve got an emergency fund buffer in reserve for those unexpected expenses that will inevitably crop up.

Money 186

Money Home Debt Buy 186

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Saving With Shellie

JULY 12, 2011

I get asked frequently why I write about saving money. I believe that saving money is important. It’s an idea that stretches far beyond a monthly budget or vacation fund. Saving money and living within or below your means is lifestyle change that impacts your whole life.

Emergency Fund 67

Emergency Fund Goals Saving Saving Money 67

Family Balance Sheet

JANUARY 20, 2017

strict budget. emergency fund, so we started throwing what little extra we had straight. We committed to using a cash budget, and we talked daily at. first about any money that was spent. and using all of our extra funds, like bonuses from work and tax returns, we were able to pay everything off in 4 years!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. What are the top 3 – 5 ways you found money to put towards debt. Where are you from?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JANUARY 1, 2015

In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Weekly Meals on a Budget. Photo Credit: 2015.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Here are the ins and outs of the whole process – why you need one, how much you should have, how to save for it, where to keep it and what do to (and what not to do) with it.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Q & A: Top Ten Money Questions People Always Ask – Find out the most popular questions that people are always asking me. Saving Money Today: A Tree Smashed Through My Roof and I’m Lucky – I can’t believe how lucky I feel that a tree fell through my roof and did $9,000 in damage.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! What are the top 3 – 5 ways you found money to put towards debt. The first thing we did was to review our spending and create a budget. Angela & Jeff’s Debt Free Story.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. What are the top 3 – 5 ways you found money to put towards debt. The budget is key. The rest is history!

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below). Budget – Obvious, I know. I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JANUARY 21, 2011

My Super Charged Life shares with us 7 ways a budget can improve our life. Financial Highway discussed money and ignorance. There are many people in our circle of friends who haven’t even started thinking about savings and retirement. Eric at Narrow Bridge breaks down exactly what we need to do to budget.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Of course, as we paid off debts that gave us more money to put toward the remaining ones, so that made a huge difference as time went on. So we both handle the money.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236